| Category | Rate | Type | Cap |
|---|---|---|---|
|
Online Shopping
Purchases made at T.J.Maxx, Marshalls, HomeGoods, Sierra, and Homesense stores and online.
|
5x | Points | No cap |
|
All Other Purchases
Purchases made everywhere else Mastercard is accepted (TJX Rewards Platinum Mastercard only).
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
No Annual Fee
The TJX Rewards Credit Card and TJX Rewards Platinum Mastercard have no annual fee.
|
Financial |
$0 annual fee
Up to $0
|
|
Extended Warranty
Extends the original manufacturer's or store brand warranty for eligible items purchased with the TJX Rewards Platinum Mastercard.
|
Purchase Protection | Extended warranty coverage |
|
Price Protection
If a TJX Rewards Platinum Mastercard cardholder finds a lower price for an eligible item they purchased within a certain timeframe, they may be reimbursed for the price difference.
|
Purchase Protection | Reimbursement for price drops |
|
Satisfaction Guarantee
If a TJX Rewards Platinum Mastercard cardholder is dissatisfied with an eligible item purchased with their card within a certain timeframe and the store won't accept a return, they may be reimbursed.
|
Purchase Protection | Reimbursement for unsatisfactory purchases |
|
TJX Rewards Certificate
When you accumulate 1,000 points, you will automatically receive a $10 TJX Rewards Certificate. This applies to both the TJX Rewards Credit Card (store card) and the TJX Rewards Platinum Mastercard.
|
Rewards |
$10 certificate for 1,000 points
Up to $10
|
|
TJX Rewards Points on All Other Purchases (Mastercard)
Earn 1 point for every $1 spent everywhere else Mastercard is accepted. This benefit applies specifically to the TJX Rewards Platinum Mastercard. This equates to 1% back in rewards.
|
Rewards | 1 point per $1 spent (1% back) |
|
TJX Rewards Points on TJX Purchases
Earn 5 points for every $1 spent at T.J.Maxx, Marshalls, HomeGoods, Sierra, and Homesense stores and online at their respective websites. This applies to both the TJX Rewards Credit Card (store card) and the TJX Rewards Platinum Mastercard. This equates to 5% back in rewards.
|
Rewards | 5 points per $1 spent (5% back) |
|
Cell Phone Protection
Provides coverage for damage to or theft of an eligible cell phone when the monthly cell phone bill is paid with the TJX Rewards Platinum Mastercard.
|
Security | Coverage for cell phone damage or theft |
|
Identity Theft Protection
Provides assistance to TJX Rewards Platinum Mastercard cardholders if they become a victim of identity theft.
|
Security | Identity theft resolution services |
|
Mastercard Zero Liability Protection
Protects TJX Rewards Platinum Mastercard cardholders from unauthorized purchases if their card is lost or stolen. Cardholders are not held responsible for unauthorized transactions.
|
Security | Protection against unauthorized purchases |
|
Exclusive Special Offers and Shopping Events
Cardmembers receive special offers and invitations to exclusive shopping events throughout the year. This applies to both the TJX Rewards Credit Card (store card) and the TJX Rewards Platinum Mastercard.
|
Shopping | Access to exclusive offers and events |
|
Mastercard Global Service
Provides emergency assistance to TJX Rewards Platinum Mastercard cardholders anytime, anywhere, and in any language. This includes reporting a lost or stolen card, emergency card replacement, and emergency cash advance.
|
Travel | 24/7 emergency assistance |
|
Baggage Delay Insurance
Reimburses TJX Rewards Platinum Mastercard cardholders for the cost of essential items if their checked baggage is delayed by a common carrier.
|
Travel Insurance | Reimbursement for delayed baggage essentials |
|
Car Rental Collision Damage Waiver
Provides secondary coverage for damage due to collision or theft of a rental vehicle when the rental is paid for with the TJX Rewards Platinum Mastercard and the cardholder declines the rental company's similar insurance.
|
Travel Insurance | Secondary car rental insurance |
|
Travel Accident Insurance
Provides coverage for accidental death or dismemberment when traveling on a common carrier and the fare was purchased with the TJX Rewards Platinum Mastercard.
|
Travel Insurance | Travel accident coverage |
|
Trip Cancellation/Interruption Insurance
Reimburses TJX Rewards Platinum Mastercard cardholders for non-refundable passenger fares if a trip is canceled or interrupted for covered reasons.
|
Travel Insurance | Reimbursement for non-refundable trip costs |
