Dashboard
Find Card
Eligibility
Browse Card
Benefits
Blogs
Calculators

Foundation 0% APR PlannerPayment planning Balance TransferSavings calculator

Comparison Card ComparisonVirtual simulator

Rewards & Travel Airline PointsAccumulation & redemption Hotel PointsValue & stays Travel CreditsUtilization tracker Multi-Card OptimizerPortfolio strategy

Home
Find Card
Browse Card
Benefits
Blogs

Calculators

0% APR PlannerPayment planning Balance TransferSavings calculator
Card ComparisonVirtual simulator
Airline PointsAccumulation & redemption Hotel PointsValue & stays Travel CreditsUtilization tracker Multi-Card OptimizerPortfolio strategy

Account

Sign In
Sign Up
Forgot Password?

Home Browse Credit Cards

Synchrony Credit Cards

Compare the best offers. Filter by issuer, rewards, benefits and more.

Total Cards

Issuers

Filter Categories

Up to 4

Side-by-side Compare

Home Browse Credit Cards

Synchrony Credit Cards

Total Cards

Issuers

Filter Categories

Up to 4

Side-by-side Compare

Filters

Clear all

Issuer

Card Type

Balance Transfer Cash Back Co-branded Credit Rewards Secured Store Student Travel

Network

Visa Mastercard American Express Discover

Annual Fee

Any Amount $0 — No Annual Fee $1 – $99 $100 – $500 $500+

Rewards

Cash Back Miles Points Store Credit Store Credit/Discount Flexible Rewards Fuel Credits Belk Rewards Dollars Dell Rewards GM Earnings RH Credit Hybrid

Credit Score

Any Score Excellent 750+ Good 700–749 Fair 650–699 Building < 650

Benefits

No Foreign Fees Airport Lounge Travel Insurance Cell Phone Protection Global Entry / TSA Purchase Protection Extended Warranty Concierge Service

Intro Offers

0% Purchase APR 0% Balance Transfer APR First Year Fee Waived

Special Features

Sign-up Bonus Student Eligible Co-Applicant Allowed MLA Compliant (Military)

Active: Synchrony ×

Showing 20 of 81 cards

Sort by:

✓ No Annual Fee

Compare

AEO Real Rewards Credit Card

Synchrony

$0 / yr / yr annual fee

Rewards American Eagle and Aerie purchases
Sign-up Bonus None
Intro APR None
Regular APR 29.99%
Credit Needed 580+

View Details

✓ No Annual Fee

Compare

AEO Real Rewards Visa® Credit Card

Synchrony Visa

$0 / yr / yr annual fee

Rewards AE & Aerie purchases
Sign-up Bonus None
Intro APR None
Regular APR 21.24–31.24%
Credit Needed 670+

View Details

✓ No Annual Fee

Compare

America's Tire Credit Card

Synchrony

$0 / yr / yr annual fee

Rewards N/A
Sign-up Bonus None
Intro APR None
Regular APR 29.99%
Credit Needed 580+

View Details

✓ No Annual Fee

Compare

Ashley Advantage™ credit card

Synchrony

$0 / yr / yr annual fee

Rewards No rewards
Sign-up Bonus None
Intro APR None
Regular APR N/A
Credit Needed 580+

View Details

✓ No Annual Fee

Compare

At Home Insider Perks Credit Card

Synchrony

$0 / yr / yr annual fee

Rewards At Home purchases
Sign-up Bonus None
Intro APR None
Regular APR 29.99%
Credit Needed 580+

View Details

✓ No Annual Fee

Compare

At Home Insider Perks Mastercard®

Synchrony Mastercard

$0 / yr / yr annual fee

Rewards At Home purchases
Sign-up Bonus $25
Intro APR None
Regular APR 21.24–31.24%
Credit Needed 670+

View Details

✓ No Annual Fee

Compare

Belk Rewards+ Credit Card

Synchrony

$0 / yr / yr annual fee

Rewards 3x Belk purchases, 2x Gas and Groceries
Sign-up Bonus None
Intro APR None
Regular APR 29.99%
Credit Needed 580+

View Details

✓ No Annual Fee

Compare

Belk Rewards+ Mastercard®

Synchrony Mastercard

$0 / yr / yr annual fee

Rewards 3x Belk purchases, 2x Gas and Groceries
Sign-up Bonus None
Intro APR None
Regular APR 21.24–31.24%
Credit Needed 670+

View Details

✓ No Annual Fee

Compare

Big O Tires® Credit Card

Synchrony

$0 / yr / yr annual fee

Rewards N/A
Sign-up Bonus None
Intro APR None
Regular APR N/A
Credit Needed 580+

View Details

✓ No Annual Fee

Compare

CareCredit credit card

Synchrony

$0 / yr / yr annual fee

Rewards N/A
Sign-up Bonus None
Intro APR None
Regular APR 29.99%
Credit Needed 580+

View Details

Credit

Compare

Cathay Pacific Mastercard®

Synchrony Mastercard

$95 / yr / yr annual fee

Rewards 2x Cathay Pacific purchases, 1.5x Dining purchases
Sign-up Bonus 25,000 Miles
Intro APR None
Regular APR 21.24–30.24%
Credit Needed 670+

View Details

✓ No Annual Fee

Compare

Chico's Credit Card

Synchrony

$0 / yr / yr annual fee

Rewards 2x on Chico's merchandise
Sign-up Bonus None
Intro APR None
Regular APR 29.99%
Credit Needed 580+

View Details

✓ No Annual Fee

Compare

Chico's Mastercard®

Synchrony Mastercard

$0 / yr / yr annual fee

Rewards Chico's, White House Black Market, and Soma
Sign-up Bonus None
Intro APR None
Regular APR 21.24–31.24%
Credit Needed 670+

View Details

✓ No Annual Fee

Compare

Cutting Edge Credit Card

Synchrony

$0 / yr / yr annual fee

Rewards N/A
Sign-up Bonus None
Intro APR None
Regular APR 29.99%
Credit Needed 580+

View Details

✓ No Annual Fee

Compare

Discount Tire Credit Card

Synchrony

$0 / yr / yr annual fee

Rewards N/A
Sign-up Bonus None
Intro APR None
Regular APR 29.99%
Credit Needed 580+

View Details

✓ No Annual Fee

Compare

Ethan Allen Credit Card

Synchrony

$0 / yr / yr annual fee

Rewards N/A
Sign-up Bonus None
Intro APR None
Regular APR 29.99%
Credit Needed 580+

View Details

✓ No Annual Fee

Compare

Fleet Rewards® Mastercard®

Synchrony Mastercard

$0 / yr / yr annual fee

Rewards N/A
Sign-up Bonus None
Intro APR None
Regular APR 21.24–31.24%
Credit Needed 600+

View Details

✓ No Annual Fee

Compare

Fleet Rewards® Visa® Card

Synchrony Visa

$0 / yr / yr annual fee

Rewards 5% on Fleet Farm purchases, 3% on gas and groceries
Sign-up Bonus None
Intro APR None
Regular APR 21.24–31.24%
Credit Needed 670+

View Details

✓ No Annual Fee

Compare

Floor & Decor Credit Card

Synchrony

$0 / yr / yr annual fee

Rewards N/A
Sign-up Bonus None
Intro APR None
Regular APR 29.99%
Credit Needed 580+

View Details

✓ No Annual Fee

Compare

Google Store Financing

Synchrony

$0 / yr / yr annual fee

Rewards N/A
Sign-up Bonus None
Intro APR None
Regular APR 29.99%
Credit Needed 600+

View Details

20 of 81 loaded

Select 2–4 cards to compare Full Calculator

Card Comparison

Add a Card to My Wallet

Identity

Balance

Dates

Rates

Rewards

Alerts

Step 1 of 6

Card Identity

Tell us which card you're adding — issuer, card name, type, and network so we can match it to our benefits database.

Why we ask Matching your card to our database gives you automatic access to known benefits, terms, and rate ranges — no manual entry needed.

Step 2 of 6

Balance & Utilization

Your balance-to-limit ratio is one of the biggest factors in your credit score. We'll alert you before it gets too high.

Why we ask Utilization above 30% can drop your score. We'll ping you before your statement closes so you can pay down first.

Step 3 of 6

Key Dates

Exact dates let us send perfectly-timed reminders — never miss a payment or get blindsided by an annual fee.

Why we ask Statement close day and payment due day are different. Knowing both means we can help you lower reported utilization AND avoid late fees.

Step 4 of 6

Rates & Welcome Bonus

Track your specific APR and sign-up bonus spending progress. We'll alert you before the 0% intro period ends and before bonus deadlines.

Why we ask Missing a bonus deadline or being surprised by a 29% APR after the intro period are two of the most costly credit card mistakes.

Step 5 of 6

Rewards & Benefits

Tell us your reward balance and which benefits you actually use. We'll alert you before points expire and flag perks you're missing out on.

Why we ask The average cardholder leaves $300+/year in unused perks on the table. We'll make sure you're getting every dollar of value.

Step 6 of 6

Alert Setup

Choose exactly which alerts you want for this card. You can fine-tune timing thresholds in your main settings anytime.

Why we ask Every card is different. A travel card needs different alerts than a 0% balance transfer card.

1 Select Your Bank / Issuer

Popular Issuers

Selected Issuer

—

2 Find Your Card

Loading cards...

🔍

No cards found for ""

Use the manual entry below to add it anyway.

Card matched from database

—

Manual Card Entry

Card Name

Type the exact card name as it appears on your card

Network

Card Type

Card Status

Date Opened (optional)

Helps track card age & annual fee history

This is my primary / daily driver card

Credit Limit

Current Balance

Enter limit & balance to see utilization

Statement Balance (optional)

The balance reported to credit bureaus

Minimum Payment (optional)

Avg Monthly Spend on This Card

Primary Use Category

Statement Closes on Day

Day each month your statement closes and balance is reported to bureaus

Payment Due on Day

Payment is typically due ~25 days after statement closes

Annual Fee Date (MM/DD)

When your annual fee charges each year

Card Opened (Year & Month)

Interest Rates

Your Actual APR

Your specific rate — check your latest statement

Intro 0% APR Ends (if applicable)

We'll warn you 45 days before this date

Welcome Bonus Tracking

I have an active sign-up bonus to track

Bonus Progress 0%

$0 spent of $— required

Required Spend

Spent So Far

Spending Deadline

Bonus already earned

Rewards Balance

Accumulated Rewards (pts or $)

Points, miles, or cashback you haven't redeemed

Rewards Expiry Date (if any)

Leave blank if rewards don't expire

Benefits I Actively Use

Airport Lounge Access Travel Insurance Cell Phone Protection TSA PreCheck Credit Global Entry Credit Extended Warranty Purchase Protection Hotel Status Trip Delay Coverage Primary Rental Coverage Price Protection Concierge No Foreign Fees Lost Luggage

Personal Notes (optional)

Payment Due Reminder PAY

Alert X days before payment due date to avoid late fees.

Statement Closing Soon CRD

Alert before statement closes — pay down first to lower reported utilization.

High Utilization Warning CRD

Alert when balance on this card exceeds your threshold (default 30%).

Intro 0% APR Expiring PAY

Alert 45 days before your 0% intro period ends — time to pay off or transfer.

Annual Fee Charging Soon FEE

Alert 30 days before your annual fee — time to decide keep vs. cancel.

Keep vs. Cancel Analysis SAV

We'll calculate if this card's benefits outweigh the fee based on your usage.

Bonus Spending Deadline REW

Alert when you're running out of time to hit your sign-up bonus spend.

Bonus Milestone Reached REW

Alert when you've hit the required spend — bonus should post soon!

Rewards / Points Expiring REW

Alert before your accumulated points or cashback expire.

Unused Benefits Reminder SAV

Alert for benefits you're entitled to but haven't used yet.

Rotating Category Activation REW

Remind you to activate new quarterly bonus categories before they expire.

Better Card Suggestion SAV

If another card would earn you more for your spending pattern, we'll tell you.

Your data is private and only used for your personal alerts.

Disclaimer

Lendellect is an independent credit card discovery platform. We are not owned by, affiliated with, endorsed by, or compensated by any bank or card issuer to influence rankings or recommendations. All information is provided for educational purposes and should not be considered financial advice.

Home
About Us
Privacy Policy
Terms & Conditions
Contact Us

Dashboard Find My Cards Sign In

lendellect AI Agent Online

New Chat Maximize Minimize Close

AI Agent

General Questions

Card Related

Others

AI Agent

Ask any doubts about cards.

Gemini 2.2 Ver