Mavis Tire Credit Card Review: Rewards, Fees & Benefits

Rewards

Category	Rate	Type	Cap
All Purchases The Mavis Tire Credit Card is a deferred-interest promotional financing product issued by Synchrony Bank for tire and auto service purchases at Mavis Tire locations and does not earn rewards, points, miles, or cash back on purchases.	0x	Cash Back	No cap

Benefits & Protections

Benefit	Category	Value / Coverage
No Annual Fee The Mavis Tire credit card (Synchrony Car Care™) does not charge an annual fee.	Financial	No annual fee Up to $0
24/7 Customer Service Cardholders have access to customer service support 24 hours a day, 7 days a week for assistance with their Mavis Tire credit card.	Lifestyle	24/7
Online Account Management Cardholders can conveniently manage their Mavis Tire credit card account online, including viewing statements and making payments.	Security	—
Special Financing on Qualifying Purchases Special financing is available on purchases of $199 or more made with your Mavis Tire credit card. This offer is subject to credit approval and requires minimum monthly payments. See store for full details.	Shopping	On purchases of $199 or more Up to $199
Wide Acceptance Network The Mavis Tire credit card, powered by Synchrony Car Care™, is accepted at over 25,000 automotive service and gas stations nationwide.	Shopping	Over 25,000 locations nationwide

Interest Rates

Purchase APR29.99% Variable

Cash Advance APR29.99%

Min. Interest Charge$2

Deferred Interest Warning: Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum monthly payments required.

Fees

Annual Fee $0 — No Annual Fee

Authorized User FeeFree

Foreign Transaction FeeNone

Balance Transfer FeeNone

Cash Advance FeeNone

Late Payment FeeUp to $41

Returned Payment FeeUp to $41

Approval & Eligibility

580 Recommended minimum FICO · Range 580–669

300 Poor580 Fair 670 Good740 Very Good 800+ Exceptional

Approval DifficultyModerate

Credit ProfileFair

Approval OddsGood

Decision TimeInstant

Pre-QualificationNot available

Co-ApplicantNot allowed

Business EligibleNo

Credit Limit Range $300 – No limit listed

Issuer Rules & Restrictions

Maximum Cards per Issuer

You can hold up to 5 cards from this issuer simultaneously.

Shutdown Risk Triggers

High cumulative credit limit across multiple Synchrony accounts, late payments or defaults on any Synchrony account, suspicious activity (e.g., very large, unusual purchases for a store card), failure to make minimum payments, abuse of promotional financing terms, or significant changes in credit profile.

Cliff Effect Rules

Not applicable; Synchrony store cards are generally independent and do not form 'families' with shared benefits or application restrictions based on other store cards. Each store card application is evaluated individually.

International Friendly

May have limitations for international use.

Additional Issuer Rules

Eligibility for the Mavis Tire Credit Card (2026) typically requires applicants to be 18 years or older, a US resident with a valid SSN or ITIN, and possess a government-issued ID. While Synchrony is known for approving a range of credit scores for its store cards, a fair to good credit history is generally preferred for optimal approval odds. Income verification may be requested. The card primarily offers promotional financing options (e.g., deferred interest 0% APR for X months on qualifying purchases) rather than traditional sign-up bonuses. Specific minimum purchase amounts apply to activate promotional financing, and interest will be charged from the purchase date if the promotional balance is not paid in full by the end of the promotional period.

Military & Hardship

MLA Compliant

Complies with the Military Lending Act (36% APR cap for active duty servicemembers).

Hardship Program

Hardship program available.

Mavis Tire Credit Card