| Category | Rate | Type | Cap |
|---|---|---|---|
|
Hotels by Wyndham
Eligible purchases made at Hotels by Wyndham.
|
6x | Points | No cap |
|
Gas
Eligible gas purchases.
|
6x | Points | No cap |
|
Restaurants
Eligible restaurant purchases.
|
4x | Points | No cap |
|
Groceries
Eligible grocery store purchases (excluding Target and Walmart).
|
4x | Points | No cap |
|
All Other Purchases
All other eligible purchases.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Concierge Service
Provides personalized assistance for travel planning, event tickets, dining reservations, and more, available 24/7.
|
Lifestyle | 24/7 assistance |
|
Cell Phone Protection
Provides coverage for damage to or theft of an eligible cell phone when the monthly cell phone bill is paid with the card. Subject to a $50 deductible.
|
Purchase Protection |
Up to $600 per claim, 2 claims per 12-month period, $50 deductible
Up to $600
|
|
Extended Warranty Protection
Extends the manufacturer's original warranty for eligible items purchased with your card by up to one additional year on eligible warranties of three years or less.
|
Purchase Protection |
Up to one additional year, up to $10,000 per claim, $50,000 per account
Up to $10,000
|
|
Purchase Security
Protects eligible new purchases made with your card against theft or damage for 90 days from the date of purchase.
|
Purchase Protection |
Up to $500 per claim, up to $50,000 per account
Up to $500
|
|
All Other Purchases Earning
Earn 1 point per $1 on all other eligible purchases.
|
Rewards Earning | 1 point per $1 |
|
Annual Bonus Points
Receive 7,500 Wyndham Rewards bonus points every anniversary year upon renewal of your card membership.
|
Rewards Earning | 7,500 bonus points annually |
|
Dining & Grocery Earning
Earn 4 points per $1 on eligible dining and grocery store purchases (excluding Target® and Walmart®).
|
Rewards Earning | 4 points per $1 |
|
Welcome Bonus Points
Earn 75,000 Wyndham Rewards bonus points after spending $1,000 on purchases in the first 90 days of account opening.
|
Rewards Earning | 75,000 bonus points |
|
Wyndham Purchases & Gas Earning
Earn 6 points per $1 on eligible purchases made at Wyndham Hotels & Resorts and on gas purchases.
|
Rewards Earning | 6 points per $1 |
|
Zero Fraud Liability
You are not responsible for unauthorized charges made on your account.
|
Security | 0% liability |
|
Automatic Wyndham Rewards Platinum Status
Cardmembers automatically receive Wyndham Rewards Platinum status, which includes benefits like late checkout, preferred room, and points earning bonuses.
|
Status Benefits | Platinum Status |
|
Discount on Go Free Award Stays
Get 10% off on the number of Wyndham Rewards points required for Go Free award nights.
|
Travel Benefits | 10% discount |
|
No Foreign Transaction Fees
Avoid additional fees on purchases made outside of the United States.
|
Travel Benefits |
0% fee
Up to $0
|
|
Roadside Dispatch
A pay-per-use referral service that provides roadside assistance services like towing, tire changing, jump starting, lockout service, and fuel delivery. Cardholders are responsible for service fees.
|
Travel Benefits | Pay-per-use service |
|
Auto Rental Collision Damage Waiver
Provides secondary coverage for damage due to collision or theft for most rental vehicles when you pay for the rental with your card and decline the rental company's collision insurance.
|
Travel Insurance | Secondary coverage |
|
Lost Luggage Reimbursement
Reimburses you for the replacement of luggage and its contents when checked or carry-on luggage is lost or damaged by the common carrier.
|
Travel Insurance |
Up to $3,000 per passenger
Up to $3,000
|
|
Travel Accident Insurance
Provides coverage for accidental death or dismemberment while traveling on a common carrier when the fare is paid for with the card.
|
Travel Insurance |
Up to $250,000
Up to $250,000
|
|
Trip Delay Reimbursement
Reimburses you for reasonable additional expenses incurred when your common carrier travel is delayed for 6 hours or more or requires an overnight stay.
|
Travel Insurance |
Up to $500 per ticket
Up to $500
|
