| Category | Rate | Type | Cap |
|---|---|---|---|
|
Travel
Applies to purchases at merchants classified as airlines, car rental agencies, cruise lines, hotels, motels, resorts, travel agencies, and timeshares.
|
3x | Points | No cap |
|
Gas Stations & Groceries
Applies to purchases at merchants classified as gas stations and supermarkets.
|
2x | Points | No cap |
| All Other Purchases | 1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
No Annual Fee
There is no annual fee charged for card membership.
|
Financial |
$0
Up to $0
|
|
No Foreign Transaction Fees
No fees are charged on purchases made outside of the United States.
|
Financial |
0% fee
Up to $0
|
|
Car Rental Collision Damage Waiver
Provides secondary coverage for physical damage and theft of most rental vehicles when you pay for the entire rental with your card and decline the rental company's collision damage waiver.
|
Insurance | Secondary coverage |
|
Extended Warranty
Doubles the original manufacturer's or store brand warranty for eligible items purchased with your card, up to a maximum of one additional year.
|
Insurance | Up to 1 additional year |
|
Purchase Protection
Covers eligible new purchases against damage or theft for a specified period (typically 90 days) from the date of purchase.
|
Insurance | Up to 90 days |
|
Mastercard Concierge
Access to a personal assistant 24/7 to help with travel planning, restaurant reservations, event tickets, and more.
|
Lifestyle | Complimentary |
|
Mastercard Global Service
Provides emergency assistance services anytime, anywhere, including lost and stolen card reporting, emergency card replacement, and emergency cash advance.
|
Lifestyle | Complimentary |
|
Base Rewards Earning
Earn 2 points for every $1 spent on all eligible purchases made with your Worldwide Vacation & Travel Mastercard.
|
Rewards | 2x points |
|
Mastercard ID Theft Protection
Provides identity theft resolution services, including monitoring, alerts, and expert assistance to help restore your identity.
|
Security | Complimentary |
|
Zero Liability Protection
You are protected against unauthorized purchases made with your card, ensuring you won't be held responsible for fraudulent charges.
|
Security | Full protection |
|
Baggage Delay Insurance
Reimburses for the purchase of essential items when checked baggage is delayed by an airline for a specified period.
|
Travel | Varies by policy |
|
Lost Luggage Insurance
Reimburses for the value of lost or stolen checked or carry-on luggage and its contents when traveling on a common carrier and tickets are purchased with your card.
|
Travel | Varies by policy |
|
Travel Accident Insurance
Provides coverage for accidental death or dismemberment while traveling on a common carrier when tickets are purchased with your card.
|
Travel | Varies by policy |
|
Trip Cancellation/Interruption Insurance
Reimburses non-refundable travel expenses if a trip is canceled or interrupted for covered reasons when booked with your card.
|
Travel | Varies by policy |
