| Category | Rate | Type | Cap |
|---|---|---|---|
|
Hyatt Hotels and Resorts
4 Bonus Points per $1 spent on qualifying purchases at participating Hyatt hotels and resorts; World of Hyatt members also earn up to 5 additional Base Points from Hyatt per eligible $1 spent, for a combined total of up to 9x points per $1.
|
4x | Points | No cap |
|
Dining
2 Bonus Points per $1 spent at restaurants, excluding dining purchases made at participating Hyatt hotels which qualify for the 4x Hyatt category.
|
2x | Points | No cap |
|
Airline Tickets
2 Bonus Points per $1 spent on airline tickets purchased directly from the airline; tickets booked through third-party travel agencies or portals do not qualify.
|
2x | Points | No cap |
|
Local Transit and Commuting
2 Bonus Points per $1 spent on local transit and commuting, including taxis, mass transit, tolls, and rideshare services.
|
2x | Points | No cap |
|
Fitness Clubs and Gym Memberships
2 Bonus Points per $1 spent at fitness clubs and on gym memberships.
|
2x | Points | No cap |
|
Peloton
2 Bonus Points per $1 spent on Peloton® membership and equipment purchases.
|
2x | Points | No cap |
|
All Other Purchases
1 Bonus Point per $1 spent on all purchases not qualifying for a higher bonus category; no limit on points earned and points do not expire as long as the account is open.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Chase Pay Over Time (My Chase Plan)
Eligible cardmembers can split purchases of $100 or more into equal monthly installments with a fixed monthly fee instead of paying interest, with plan durations ranging from 3 to 24 months.
|
Financial | Fixed monthly fee, no interest |
|
No Foreign Transaction Fees
Pay no foreign transaction fees on purchases made outside the United States, saving the typical 3% surcharge on international spending.
|
Financial | $0 foreign transaction fees |
|
Auto Rental Collision Damage Waiver
Decline the rental company's collision insurance and charge the entire rental cost to your card; coverage provides reimbursement for theft and collision damage for most rental vehicles. Coverage is secondary to your personal insurance in the U.S.
|
Insurance | Complimentary (secondary in U.S.) |
|
Baggage Delay Insurance
Reimburses you up to $100 per day for up to 5 days for essential purchases like toiletries and clothing when your baggage is delayed by more than 6 hours.
|
Insurance |
Up to $100/day for 5 days
Up to $500
|
|
Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less, up to four years from the date of purchase.
|
Insurance | 1 additional year of warranty |
|
Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
|
Insurance |
Up to $3,000 per traveler
Up to $3,000
|
|
Purchase Protection
Covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $500 per item.
|
Insurance |
Up to $500 per item for 120 days
Up to $500
|
|
Travel Accident Insurance
When you pay for air, bus, train, or cruise transportation with your card, you are eligible to receive up to $500,000 in accidental death or dismemberment coverage.
|
Insurance |
Up to $500,000
Up to $500,000
|
|
Trip Cancellation and Interruption Insurance
If your trip is canceled or cut short due to sickness, severe weather, or other covered situations, you can be reimbursed up to $5,000 per covered traveler and $10,000 per trip for pre-paid, non-refundable expenses including passenger fares, tours, and hotels.
|
Insurance |
Up to $5,000 per traveler / $10,000 per trip
Up to $10,000
|
|
Trip Delay Reimbursement
If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses such as meals and lodging, up to $500 per ticket.
|
Insurance |
Up to $500 per ticket
Up to $500
|
|
Complimentary DashPass Membership
Receive 12 months of complimentary DashPass membership for use on DoorDash and Caviar (including $0 delivery fees and lower service fees on eligible orders) when activated between 02/01/2025 and 12/31/2027; must pay with the World of Hyatt Credit Card.
|
Lifestyle | 12 months complimentary |
|
DoorDash Quarterly Non-Restaurant Discount
Once enrolled in DashPass, receive $10 off one qualifying non-restaurant DoorDash order each calendar quarter through December 31, 2027; must use the World of Hyatt Credit Card at checkout.
|
Lifestyle |
$10 off/quarter
Up to $10
|
|
Visa Signature Concierge Service
Get complimentary 24/7 Visa Signature® Concierge Service to help find event tickets, make dinner reservations, and assist with gifts and other requests; cardmember is responsible for costs of goods or services obtained.
|
Lifestyle | Complimentary (service costs apply) |
|
Contactless Tap to Pay
The card supports contactless payment technology, allowing cardmembers to tap to pay at any merchant displaying the Contactless symbol for faster and more secure checkout.
|
Other | Complimentary |
|
Instant Card Access via Digital Wallet
Upon approval, cardmembers can immediately add their World of Hyatt Credit Card to a digital wallet such as Apple Pay, Google Pay, or Samsung Pay and begin spending before the physical card arrives.
|
Other | Complimentary |
|
1x Points on All Other Purchases
Earn 1 Bonus Point per $1 spent on all purchases not qualifying for a higher bonus rate; no cap on points earned and points do not expire as long as the account is open.
|
Rewards | 1x points |
|
2x Points on Airline Tickets
Earn 2 Bonus Points per $1 spent on airline tickets purchased directly from the airline; tickets booked through third-party travel agencies or portals do not qualify.
|
Rewards | 2x points |
|
2x Points on Dining
Earn 2 Bonus Points per $1 spent at restaurants, excluding dining purchases made at qualifying Hyatt properties which earn 4x.
|
Rewards | 2x points |
|
2x Points on Fitness Clubs and Gym Memberships
Earn 2 Bonus Points per $1 spent at fitness clubs and on gym memberships.
|
Rewards | 2x points |
|
2x Points on Local Transit and Commuting
Earn 2 Bonus Points per $1 spent on local transit and commuting purchases, including taxis, mass transit, tolls, and rideshare services.
|
Rewards | 2x points |
|
2x Points on Peloton Purchases
Earn 2 Bonus Points per $1 spent on Peloton® membership and equipment purchases.
|
Rewards | 2x points |
|
4x Points at Hyatt Hotels
Earn 4 Bonus Points per $1 spent on qualifying purchases at participating Hyatt hotels and resorts. Combined with up to 5 Base Points from Hyatt membership, total earning can reach 9x points per $1.
|
Rewards | 4x points (up to 9x total with Hyatt membership) |
|
Fraud Monitoring and Alerts
Chase actively monitors the account for suspicious activity and sends alerts if unusual charges are detected, providing real-time fraud awareness.
|
Security | Complimentary |
|
Zero Liability Protection
Cardmembers are protected against unauthorized purchases made on their World of Hyatt Credit Card and will not be held liable for fraudulent charges reported to Chase.
|
Security | Complimentary |
|
2 Tier-Qualifying Night Credits per $5,000 Spend
Earn 2 additional World of Hyatt tier-qualifying night credits toward status for every $5,000 spent on the card, with no limit on how many can be earned.
|
Travel | 2 qualifying nights per $5,000 spent |
|
5 Tier-Qualifying Night Credits Per Year
Cardmembers automatically receive 5 World of Hyatt tier-qualifying night credits each calendar year toward earning higher elite status tiers, regardless of hotel stays.
|
Travel | 5 qualifying nights/year |
|
Annual Free Night Award
Receive one free night at any Category 1–4 Hyatt hotel or resort every year after your cardmember anniversary. The free night certificate is valid for 12 months from issuance.
|
Travel | 1 Free Night/year (Category 1–4) |
|
Complimentary World of Hyatt Discoverist Status
Cardmembers receive automatic World of Hyatt Discoverist elite status for as long as the account remains open, including perks such as premium in-room Wi-Fi, preferred room placement, late checkout, and 10% bonus points on eligible Hyatt stays.
|
Travel | Complimentary |
|
Resort Fee Waiver on Free Night Awards
When redeeming a Free Night Award at participating Hyatt hotels, resort, destination, or facility fees that would otherwise be charged are waived for the cardmember.
|
Travel | Complimentary |
|
Second Free Night Award for $15,000 Spend
Earn an additional Category 1–4 free night award when you spend $15,000 on purchases in a calendar year. This free night certificate is valid for 12 months from issuance.
|
Travel | 1 Free Night (Category 1–4) after $15,000 spend |
