| Category | Rate | Type | Cap |
|---|---|---|---|
|
All Purchases
Unlimited 2% cash rewards on all purchases with no category restrictions, no activation required, and no cap on cash rewards earned.
|
2x | Cash Back | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
My Wells Fargo Deals
Cardholders have access to personalized cash back offers from select merchants through the My Wells Fargo Deals program; activated offers earn cash back as a statement credit when purchases are made at participating merchants with the eligible Wells Fargo card.
|
Credits | Variable cash back (statement credit) |
|
0% Intro APR on Purchases
Eligible new cardholders receive a 0% introductory APR on purchases for 12 months from account opening; after the intro period, the standard variable purchase APR applies.
|
Financial | 0% APR for 12 months |
|
0% Intro APR on Qualifying Balance Transfers
Qualifying balance transfers made within 120 days of account opening receive a 0% introductory APR for 12 months from account opening; a balance transfer fee of 3% (minimum $5) applies during the intro period and up to 5% (minimum $5) thereafter.
|
Financial | 0% APR for 12 months on qualifying BTs |
|
No Annual Fee
The Wells Fargo Active Cash® Card carries no annual fee for the life of the account.
|
Financial |
$0
Up to $0
|
|
Cell Phone Protection
When the monthly wireless bill is paid with this card, cardholders receive coverage of up to $600 per claim against cell phone damage or theft, with a $25 deductible; limited to two paid claims per 12-month period. Coverage is supplemental and excess to other applicable insurance.
|
Insurance |
Up to $600 per claim
Up to $600
|
|
Free FICO® Credit Score Access
Cardholders can access their FICO® Score for free through their Wells Fargo Online account or mobile app on a monthly basis; checking does not impact the credit score.
|
Lifestyle | Complimentary |
|
Visa Signature Concierge Service
Cardholders have 24/7 access to a Visa Signature Concierge who can assist with travel bookings, restaurant reservations, event tickets, gift sourcing, and other personal assistance requests.
|
Lifestyle | Complimentary |
|
$200 Welcome Offer Cash Rewards Bonus
Earn a $200 cash rewards bonus after spending $500 in purchases within the first 3 months of account opening.
|
Rewards |
$200 cash bonus
Up to $200
|
|
2% Cash Rewards on All Purchases
Earn unlimited 2% cash rewards on every purchase with no category restrictions, no activation required, and no cap on cash rewards earned.
|
Rewards | 2% cash rewards (unlimited) |
|
Convertible Cash Rewards to Transferable Points
Cash rewards earned on the Active Cash® Card can be combined with and converted into transferable Wells Fargo Rewards points if the cardholder also holds a qualifying Wells Fargo Autograph® Card or Autograph Journey℠ Card, enabling access to airline and hotel transfer partners.
|
Rewards | Complimentary (requires Autograph card) |
|
Zero Liability Protection
Cardholders are not held responsible for unauthorized transactions made with their card or account information when reported promptly, subject to Wells Fargo's zero liability policy terms.
|
Security |
$0 liability
Up to $0
|
|
24/7 Roadside Dispatch
Cardholders have access to a 24/7 on-demand roadside dispatch network for emergency vehicle services including towing, fuel delivery, tire change, and locksmith services; no membership is required but cardholders are responsible for the cost of services rendered.
|
Travel | Complimentary dispatch access (services at cardholder's cost) |
