VY
VyStar Credit Union · Visa

Visa Platinum

Balance Transfer Standard 0% Intro APR · 6 mo No Foreign Fees
$0 Annual Fee
14.9%–18% Variable Purchase APR
580+ Recommended FICO
Browse Cards VyStar Credit Union Visa Platinum

Rewards

CategoryRateTypeCap
All Other Purchases
This card is a low-interest rate utility card focused on providing a low variable interest rate and does not earn rewards.
0x Cash Back No cap

Benefits & Protections

No Foreign Fees
BenefitCategoryValue / Coverage
No Annual Fee
The card carries no annual membership fee.
Financial $0
Up to $0
No Foreign Transaction Fees
No additional fee is charged on purchases made in foreign currencies.
Financial 0%
Zero Fraud Liability
Cardholders are not held responsible for unauthorized purchases made with their card.
Security $0 Fraud Liability

Interest Rates

0%
Intro Purchase APR for 6 months
0%
Intro BT APR for 6 months
Purchase APR14.9%–18% Variable
Balance Transfer APR18%
Cash Advance APR18%

Fees

Annual Fee $0 — No Annual Fee
Foreign Transaction FeeNone

Approval & Eligibility

580 Recommended minimum FICO · Range 580–850
300 Poor580 Fair 670 Good740 Very Good 800+ Exceptional
Approval DifficultyEasy
Credit ProfileFair
Approval OddsGood
VyStar Credit Union
$0
Annual Fee
Apply Now
You will be redirected to the issuer's secure website.
APR 14.9%–18% Variable
Quick Summary
Annual Fee Free
Intro APR0% · 6 mo
Foreign FeesNone
Min. FICO580+
NetworkVisa
Card TypeBalance Transfer
Online
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Gemini 2.2 Ver