| Category | Rate | Type | Cap |
|---|---|---|---|
|
All Other Purchases
This card is a secured card designed to establish or rebuild credit and does not earn rewards.
|
0x | Cash Back | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
No Annual Fee
The card carries no annual membership fee.
|
Financial |
$0
Up to $0
|
|
No Foreign Transaction Fees
No additional fee is charged on purchases made in foreign currencies.
|
Financial | 0% |
|
Credit Building / Savings-Secured Structure
Card is secured by funds held in a VyStar savings account, designed to help members build or rebuild credit history.
|
Other | — |
|
Zero Fraud Liability
Cardholders are not held responsible for unauthorized purchases made with their card.
|
Security | $0 Fraud Liability |
