| Category | Rate | Type | Cap |
|---|---|---|---|
|
Travel
Includes airfare, hotels, cruises, car rentals, ride-sharing, tolls, parking, and more.
|
3x | Points | No cap |
| All Other Purchases | 2x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Global Entry or TSA PreCheck® Credit
Receive a statement credit for the application fee for Global Entry or TSA PreCheck® every 4 years.
|
Credits |
$100 credit every 4 years
Up to $100
|
|
No Foreign Transaction Fees
Avoid fees on purchases made outside the United States.
|
Financial | 0% fee |
|
Auto Rental Collision Damage Waiver
Provides secondary coverage for damage due to collision or theft for most rental vehicles when the eligible rental is paid for with the card.
|
Insurance | Secondary coverage |
|
Extended Warranty Protection
Extends the manufacturer's original warranty on eligible items purchased with the card.
|
Insurance | Complimentary |
|
Lost Luggage Reimbursement
Reimburses you for the replacement of luggage or its contents if checked or carry-on luggage is lost or stolen.
|
Insurance | Complimentary |
|
Purchase Security
Protects eligible purchases against theft or damage for a specified period from the date of purchase.
|
Insurance | Complimentary |
|
Travel Accident Insurance
Provides coverage for accidental death or dismemberment while traveling on a common carrier when tickets are purchased with the card.
|
Insurance | Complimentary |
|
Trip Cancellation/Interruption Insurance
Reimburses non-refundable passenger fares if a trip is canceled or interrupted for covered reasons.
|
Insurance | Complimentary |
|
Visa Signature Concierge Service
Access to a complimentary 24/7 personal assistant for help with travel, dining, entertainment, and shopping needs.
|
Lifestyle | 24/7 complimentary service |
|
Everyday Rewards Multiplier
Earn 2 points per dollar spent on all other purchases.
|
Rewards | 2x points |
|
Flexible Points Redemption
Redeem points for cash, travel, gift cards, or merchandise.
|
Rewards | Flexible redemption options |
|
Non-Expiring Points
Points earned do not expire as long as your account is open and in good standing.
|
Rewards | Points never expire |
|
Travel Rewards Multiplier
Earn 3 points per dollar spent on all travel purchases.
|
Rewards | 3x points |
|
Unlimited Points Earning
There is no limit to the total number of points you can earn.
|
Rewards | Unlimited |
|
Emergency Cash Disbursement & Card Replacement
Provides emergency cash or a replacement card if your card is lost or stolen while traveling.
|
Security | Complimentary |
|
Fraud Monitoring
Proactive monitoring of your account for suspicious activity to help prevent fraud.
|
Security | Complimentary |
|
Identity Theft Protection
Provides assistance if your identity is stolen, including resolution services.
|
Security | Complimentary |
|
Zero Liability Policy
You are not held responsible for unauthorized purchases made with your card or account information.
|
Security | No liability for unauthorized charges |
|
Visa Signature Discounts & Offers
Access to exclusive discounts and special offers on travel, dining, entertainment, and shopping through the Visa Signature program.
|
Shopping | Exclusive discounts |
|
Roadside Dispatch®
A pay-per-use roadside assistance program that provides services like towing, tire changing, jump starting, and lockout service.
|
Travel | Pay-per-use service |
|
Travel and Emergency Assistance Services
Provides a range of emergency services when you're traveling, including medical and legal referrals, emergency transportation assistance, and more.
|
Travel | Complimentary |
|
Visa Signature Luxury Hotel Collection
Access to premium benefits at over 900 hotels worldwide, including best available rate, automatic room upgrade, complimentary in-room Wi-Fi, complimentary continental breakfast, $25 food or beverage credit, and late checkout.
|
Travel | Complimentary perks |
