| Category | Rate | Type | Cap |
|---|---|---|---|
|
Prepaid Air, Hotel, and Car Reservations via U.S. Bank Travel Center
4% cash back on prepaid air, hotel, and car reservations booked directly through the U.S. Bank Travel Rewards Center using the Shield Visa card; bookings must be prepaid to qualify.
|
4x | Cash Back | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
$20 Annual Statement Credit
An automatic $20 statement credit is applied to the account within 2 billing cycles after 11 consecutive calendar months of purchases on the card; the account must be in good standing (not past due or over limit) to receive the credit.
|
Credits |
$20/year
Up to $20
|
|
0% Intro APR on Balance Transfers
Balance transfers initiated within 60 days of account opening receive a 0% introductory APR for the first 21 billing cycles; a balance transfer fee of 5% (minimum $5) applies; after the intro period, the standard variable APR applies.
|
Financial | 0% APR for 21 billing cycles on qualifying BTs |
|
0% Intro APR on Purchases
Cardholders receive a 0% introductory APR on purchases for the first 21 billing cycles from account opening; after the intro period, a variable APR of 17.74%–28.74% applies based on creditworthiness.
|
Financial | 0% APR for 21 billing cycles |
|
No Annual Fee
The U.S. Bank Shield™ Visa® Card carries no annual fee for the life of the account.
|
Financial |
$0
Up to $0
|
|
No-Fee ExtendPay Plan for First 60 Days
New cardmembers can open U.S. Bank ExtendPay® Plans on eligible purchases made within the first 60 days from account opening with no monthly ExtendPay fee; after the promotional period, a fixed monthly fee applies for ExtendPay plans.
|
Financial | $0 ExtendPay fee for first 60 days |
|
Auto Rental Collision Damage Waiver
Provides secondary insurance coverage for physical damage and theft, reasonable and customary towing, and valid loss-of-use charges when the rental is reserved and paid with this card and the cardholder declines the rental company's own coverage.
|
Insurance | Complimentary (secondary coverage) |
|
Cell Phone Protection
When the monthly wireless bill is paid with this card, cardholders receive coverage of up to $600 per claim against cell phone damage or theft, with a $100 deductible; limited to one paid claim per 12-month period.
|
Insurance |
Up to $600 per claim
Up to $600
|
|
Extended Warranty Protection
Automatically extends original manufacturer warranties of 3 years or less by one additional year on eligible purchases made with the card; maximum benefit is $10,000 per claim.
|
Insurance |
Up to $10,000 per claim
Up to $10,000
|
|
Purchase Security
Covers eligible new purchases made with the card against damage or theft for 90 days from the date of purchase; provides reimbursement of up to $500 per claim.
|
Insurance |
Up to $500 per claim
Up to $500
|
|
4% Cash Back on Travel Center Bookings
Earn 4% cash back on prepaid air, hotel, and car reservations booked directly through the U.S. Bank Travel Rewards Center using the Shield Visa card; bookings must be prepaid to qualify.
|
Rewards | 4% cash back |
|
Zero Liability Protection
Cardholders are not held responsible for unauthorized purchases made with their Visa card when reported promptly, subject to Visa's Zero Liability policy terms and conditions.
|
Security |
$0 liability
Up to $0
|
