| Category | Rate | Type | Cap |
|---|---|---|---|
|
Dining, Takeout, and Food Delivery
4X points on takeout, food delivery, and dining on the first $2,000 in combined eligible purchases each quarter (then 1X); excludes purchases at discount stores/supercenters and wholesale clubs.
|
4x | Points | $8,000/yr |
|
Grocery Stores
2X points at grocery stores and grocery delivery services with no spending cap. Excludes discount stores/supercenters such as Walmart and Target and wholesale clubs.
|
2x | Points | No cap |
|
Gas Stations and EV Charging Stations
2X points at gas stations and EV charging stations with no spending cap. Excludes purchases at discount stores/supercenters and wholesale clubs.
|
2x | Points | No cap |
|
Streaming Services
2X points on eligible streaming service purchases with no spending cap.
|
2x | Points | No cap |
|
Dining, Takeout, and Food Delivery (Over Quarterly Cap)
1X points on dining, takeout, and food delivery purchases after the $2,000 quarterly spending cap is reached.
|
1x | Points | No cap |
|
All Other Purchases
1X points on all eligible purchases not covered by a higher bonus category. No spending cap applies.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Annual Streaming Services Credit
Receive a $15 statement credit annually for eligible streaming service purchases charged to the card. The credit is issued automatically after 11 consecutive months of qualifying streaming service charges and posts in the 12th month; eligible services include Netflix, Hulu, Spotify, Apple Music, Disney+, HBO Max, Peacock, and YouTube TV.
|
Credits |
$15 per year
Up to $15
|
|
0% Introductory APR on Balance Transfers
New cardholders receive a 0% introductory APR on balance transfers made within 60 days of account opening for the first 15 billing cycles. A balance transfer fee of 3% (minimum $5) applies. After the introductory period, the standard variable APR applies.
|
Financial | 0% APR for 15 billing cycles |
|
0% Introductory APR on Purchases
New cardholders receive a 0% introductory APR on purchases for the first 15 billing cycles from account opening. After the introductory period, the standard variable APR applies.
|
Financial | 0% APR for 15 billing cycles |
|
ExtendPay Plan
Eligible purchases of $100 or more can be converted to fixed monthly installment payments via U.S. Bank ExtendPay Plans. A small monthly plan fee applies based on the purchase amount and repayment term chosen; new cardmembers may receive a $0 fee offer for plans opened within the first 60 days.
|
Financial | Flexible installment payments |
|
Flexible Payment Due Date
Cardholders can choose their monthly payment due date to align with their pay schedule. Some restrictions may apply; cardholders should call the number on the back of their card for available date options.
|
Financial | Complimentary |
|
No Annual Fee
The U.S. Bank Altitude Go Visa Signature Card carries no annual fee, making all card rewards and benefits available at no annual cost.
|
Financial |
$0 annual fee
Up to $0
|
|
Auto Rental Collision Damage Waiver
Covers collision damage and theft of eligible rental vehicles when the full rental cost is charged to the card and the rental company's own CDW/LDW is declined at the counter. Coverage is secondary for domestic rentals; luxury, exotic, and antique vehicles are excluded.
|
Insurance | Up to actual cash value of most rental vehicles |
|
Extended Warranty Protection
Extends the original U.S. manufacturer's written warranty by 1 additional year on eligible items with warranties of 3 years or less when purchased entirely with the card. Coverage is limited to $10,000 per claim and $50,000 per cardholder per year.
|
Insurance |
1 additional year, up to $10,000 per claim
Up to $10,000
|
|
Purchase Protection
Covers eligible new purchases against theft and accidental damage for 90 days from the date of purchase when charged entirely to the card. Coverage is limited to $10,000 per claim and $50,000 per cardholder per year.
|
Insurance |
Up to $10,000 per claim
Up to $10,000
|
|
Contactless Payments
The card is equipped with contactless payment technology, allowing cardholders to pay with a single tap wherever the Contactless Symbol is displayed at checkout.
|
Other | Complimentary |
|
Flexible Points Redemption
Altitude points can be redeemed through the U.S. Bank Altitude Rewards Center for deposits to an eligible U.S. Bank account, merchandise, gift cards, travel, and charitable contributions at 1 cent per point. Statement credit redemptions may be valued at a lower rate.
|
Other | 1 cent per point for U.S. Bank deposits |
|
Mobile Wallet Support
The card can be added to digital mobile wallets for convenient and secure tap-to-pay purchases at participating merchants.
|
Other | Complimentary |
|
U.S. Bank Mobile App and Online Banking Access
24/7 access to full account management, rewards viewing and redemption, transaction history, spending insights, and card controls via the U.S. Bank Mobile App and online banking at usbank.com.
|
Other | Complimentary |
|
Worldwide Visa Signature Acceptance
The card is accepted at millions of merchants worldwide wherever Visa is accepted, including online retailers and international merchants, with full Visa Signature-tier benefits and protections.
|
Other | Global acceptance |
|
1X Points on All Other Purchases
Earn 1X Altitude point per dollar on all eligible purchases not covered by a higher bonus category. No spending cap applies.
|
Rewards | 1X points, unlimited |
|
2X Points on Gas Stations and EV Charging Stations
Earn 2X Altitude points per dollar at gas stations and EV charging stations with no spending cap. Excludes purchases coded at discount stores/supercenters and wholesale clubs.
|
Rewards | 2X points, unlimited |
|
2X Points on Grocery Stores
Earn 2X Altitude points per dollar at grocery stores and grocery delivery services with no spending cap. Excludes purchases at discount stores/supercenters such as Walmart and Target and wholesale clubs.
|
Rewards | 2X points, unlimited |
|
2X Points on Streaming Services
Earn 2X Altitude points per dollar on eligible streaming service purchases with no spending cap. Qualifying services include Netflix, Hulu, Spotify, Apple Music, Disney+, HBO Max, Peacock, YouTube TV, and others per U.S. Bank Program Rules.
|
Rewards | 2X points, unlimited |
|
4X Points on Dining (Over Quarterly Cap)
Earn 1X points on dining, takeout, and food delivery purchases after the $2,000 quarterly spending cap is reached.
|
Rewards | 1X points after cap |
|
4X Points on Dining, Takeout, and Food Delivery
Earn 4X Altitude points per dollar on restaurant, fast-food restaurant, bar, takeout, and food delivery purchases on the first $2,000 in combined eligible purchases each quarter (then 1X). Excludes purchases coded at discount stores/supercenters and wholesale clubs.
|
Rewards | 4X points (up to $2,000 per quarter) |
|
Charitable Contribution Points Match
When redeeming Altitude points for a monetary charitable contribution to an eligible nonprofit organization, U.S. Bank will match the contribution at 100%. Participating nonprofits and full terms apply.
|
Rewards | 100% match on charitable point redemptions |
|
Real-Time Rewards Redemption
After enrolling, cardholders receive a text message following qualifying purchases offering the option to instantly redeem available Altitude points as a statement credit toward that purchase, rather than waiting until the end of the billing cycle.
|
Rewards | Complimentary |
|
Fraud Monitoring
U.S. Bank employs real-time fraud monitoring tools to detect abnormal or suspicious spending patterns and acts quickly to protect the cardholder's account from unauthorized use.
|
Security | Complimentary |
|
Zero Fraud Liability
Cardholders bear no responsibility for unauthorized transactions if the card is lost or stolen, provided U.S. Bank is promptly notified. Certain conditions and limitations apply.
|
Security | 100% liability protection |
|
Roadside Dispatch
Pay-per-use 24/7 roadside assistance dispatch service connecting cardholders to a network of providers for towing, tire changes, jumpstarts, lockout assistance, and emergency fuel delivery. A single fixed service fee per call applies regardless of services rendered.
|
Travel | Pay-per-use (fixed fee per service call) |
|
Travel Accident Insurance
Provides accidental death and dismemberment coverage when the full common carrier fare is charged to the card. Applies to travel by plane, bus, train, ship, or cruise.
|
Travel | Complimentary |
|
Travel and Emergency Assistance Services
24/7 referral assistance for medical, legal, and travel emergencies while away from home, including help locating emergency care, replacing a lost passport, and coordinating emergency transportation. Third-party service fees are the cardholder's responsibility.
|
Travel | Complimentary referral service |
