| Category | Rate | Type | Cap |
|---|---|---|---|
|
Hard Rock & Seminole Gaming Locations
On eligible purchases at participating Hard Rock & Seminole Gaming locations.
|
5x | Points | No cap |
|
Dining
On eligible purchases for dining.
|
2x | Points | No cap |
|
Entertainment
On eligible purchases for entertainment.
|
2x | Points | No cap |
|
Gas Stations
On eligible purchases for gas.
|
2x | Points | No cap |
| All Other Purchases | 1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
No Annual Fee
There is no annual fee charged for maintaining the Unity™ by Hard Rock Rewards Mastercard® account.
|
Financial |
$0
Up to $0
|
|
Extended Warranty
Doubles the original manufacturer's or store brand warranty for up to one additional year on eligible purchases when you pay with your card.
|
Insurance | Up to 1 additional year |
|
Purchase Protection
Covers eligible new purchases against damage or theft for a specified period from the date of purchase when paid with your card.
|
Insurance | Varies by item and incident |
|
Unity by Hard Rock Rewards Tier Status
Cardholders may receive automatic tier status or accelerated tier advancement within the Unity by Hard Rock Rewards program, unlocking exclusive benefits and perks.
|
Lifestyle | Varies by tier (e.g., Icon, Legend) |
|
Accelerated Unity Points on Hard Rock Purchases
Earn a higher multiplier of Unity Points on eligible purchases made at participating Hard Rock and Seminole Gaming locations, including hotels, cafes, casinos, and Rock Shops.
|
Rewards | Varies (e.g., 5x Unity Points) |
|
Bonus Unity Points on Select Categories
Earn an elevated multiplier of Unity Points on purchases in specific everyday spending categories, such as gas stations or grocery stores.
|
Rewards | Varies (e.g., 2x Unity Points) |
|
Sign-up Bonus
Earn bonus Unity Points after making a specific amount of purchases within a set timeframe from account opening.
|
Rewards | Varies (e.g., 10,000 Unity Points) |
|
Standard Unity Points on All Other Purchases
Earn Unity Points on all other eligible purchases made with the card, everywhere Mastercard is accepted.
|
Rewards | 1x Unity Point per $1 |
|
Fraud Protection
Advanced security features monitor your account for suspicious activity and help prevent unauthorized use of your card.
|
Security | Complimentary |
|
Identity Theft Protection
Provides assistance services to help restore your identity if it is stolen, including resolution services and alerts.
|
Security | Complimentary |
|
Mastercard Zero Liability Protection
You are protected against unauthorized purchases made with your card, ensuring you won't be held responsible for fraudulent charges.
|
Security | Full protection |
|
Mastercard Global Service™
Provides 24/7 emergency assistance for card-related issues, including lost or stolen card reporting, emergency card replacement, and cash advances.
|
Travel | 24/7 assistance |
