| Category | Rate | Type | Cap |
|---|---|---|---|
|
United Airlines Flights
10 total miles per $1 on eligible United flights: 6x miles on the primary cardmember's fare as a MileagePlus member plus 4x miles on the entire United purchase with the Quest Card; mileage earning differs for Basic Economy tickets; Premier members earn even more.
|
10x | Miles | No cap |
|
Renowned Hotels and Resorts
5 miles per $1 on hotel stays prepaid directly through Renowned Hotels and Resorts for United Cardmembers; does not apply to hotels booked through other channels.
|
5x | Miles | No cap |
|
All Other Eligible United Purchases
4 miles per $1 on all other eligible United purchases beyond airfare, such as United vacation packages, seat upgrades, and United gift cards purchased directly from United.
|
4x | Miles | No cap |
|
All Other Travel
2 miles per $1 on all other travel purchases including airfare on other airlines, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services, and tolls.
|
2x | Miles | No cap |
|
Dining
2 miles per $1 spent at restaurants including eligible delivery services.
|
2x | Miles | No cap |
|
Select Streaming Services
2 miles per $1 spent on select streaming service subscriptions.
|
2x | Miles | No cap |
|
All Other Purchases
1 mile per $1 spent on all purchases not qualifying for a higher bonus rate; no cap on earning and MileagePlus miles never expire.
|
1x | Miles | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
$200 Annual United Travel Credit
Receive $200 in United TravelBank cash after account opening and on each account anniversary, which can be used toward future United or United Express-operated flights.
|
Credits |
$200/year
Up to $200
|
|
Up to $100 Annual Rideshare Credit
Enroll to receive up to $100 in statement credits each calendar year on rideshare purchases when paying with the Quest Card; enrollment required annually.
|
Credits |
Up to $100/year
Up to $100
|
|
Up to $120 Global Entry, TSA PreCheck, or NEXUS Fee Credit
Receive a statement credit of up to $120 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck, or NEXUS when charged to the card.
|
Credits |
Up to $120 every 4 years
Up to $120
|
|
Up to $150 Annual JSX Flight Credits
Receive up to $150 in statement credits annually on flights purchased directly through JSX (a semi-private hop-on jet service) with the Quest Card.
|
Credits |
Up to $150/year
Up to $150
|
|
Up to $150 Annual Renowned Hotels and Resorts Credit
Receive up to $150 in statement credits each anniversary year on prepaid hotel stays purchased directly through Renowned Hotels and Resorts for United Cardmembers with the Quest Card.
|
Credits |
Up to $150/anniversary year
Up to $150
|
|
Up to $180 Annual Instacart Credits
Receive up to $180 in Instacart credits each calendar year for purchases made directly through Instacart with the Quest Card; benefit runs through December 31, 2027.
|
Credits |
Up to $180/year
Up to $180
|
|
Up to $80 Annual Avis or Budget Car Rental Credit
Receive up to $80 in United TravelBank cash annually when booking Avis or Budget car rentals directly through cars.united.com and paying with the Quest Card.
|
Credits |
Up to $80/year
Up to $80
|
|
Chase Pay Over Time
Eligible cardmembers can split purchases of $100 or more into equal monthly installments with a fixed monthly fee and no interest, with plan durations ranging from 3 to 24 months.
|
Financial | Fixed monthly fee, no interest |
|
No Foreign Transaction Fees
Purchases made outside the U.S. with the Quest Card are not subject to foreign transaction fees, saving the typical 3% surcharge on international spending.
|
Financial | $0 foreign transaction fees |
|
Baggage Delay Insurance
Reimburses up to $100 per day for up to 3 days for essential purchases such as toiletries and clothing when baggage is delayed more than 6 hours.
|
Insurance |
Up to $100/day for 3 days
Up to $300
|
|
Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less, up to four years from the date of purchase.
|
Insurance | 1 additional year of warranty |
|
Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
|
Insurance |
Up to $3,000 per covered traveler
Up to $3,000
|
|
Primary Auto Rental Collision Damage Waiver
Decline the rental company's collision insurance and charge the entire rental to the card; coverage is primary and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.
|
Insurance |
Up to $60,000 (primary coverage)
Up to $60,000
|
|
Purchase Protection
Covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $10,000 per item.
|
Insurance |
Up to $10,000 per item for 120 days
Up to $10,000
|
|
Travel Accident Insurance
When air, bus, train, or cruise transportation is paid with the card, cardmembers are eligible for up to $500,000 in accidental death or dismemberment coverage.
|
Insurance |
Up to $500,000
Up to $500,000
|
|
Trip Cancellation and Interruption Insurance
Reimbursement up to $1,500 per covered traveler and $6,000 per trip for pre-paid, non-refundable passenger fares if a trip is canceled or cut short due to sickness, severe weather, or other covered situations.
|
Insurance |
Up to $1,500/traveler, $6,000/trip
Up to $6,000
|
|
Trip Delay Reimbursement
If common carrier travel is delayed more than 12 hours or requires an overnight stay, cardmembers are covered for unreimbursed expenses such as meals and lodging, up to $500 per covered traveler.
|
Insurance |
Up to $500 per covered traveler
Up to $500
|
|
3-Month Complimentary Instacart+ Membership
Receive a complimentary 3-month Instacart+ membership including unlimited deliveries with $0 delivery fees on eligible orders; after the trial, automatically enrolled at 50% off the regular annual rate. Benefit runs through December 31, 2027.
|
Lifestyle | 3 months complimentary |
|
Visa Signature Concierge Service
Receive complimentary 24/7 Visa Signature Concierge Service for help finding event tickets, making dinner reservations, and sending gifts; cardmember is responsible for costs of goods or services obtained.
|
Lifestyle | Complimentary (service costs apply) |
|
24/7 Dedicated Cardmember Service
Access to a dedicated customer service specialist 24 hours a day, 7 days a week for account inquiries, dispute resolution, and benefit questions.
|
Other | Complimentary |
|
Contactless Tap to Pay
The card supports contactless payment technology for faster and more secure checkout at any merchant displaying the Contactless symbol.
|
Other | Complimentary |
|
10x Miles on Eligible United Flights
Earn 10 total miles per $1 on eligible United flights: 6x miles on the primary cardmember's fare as a MileagePlus member plus 4x miles on the entire United purchase with the Quest Card. Mileage earning differs for Basic Economy tickets; Premier members earn even more.
|
Rewards | 10x miles (6x MileagePlus + 4x card) |
|
1x Miles on All Other Purchases
Earn 1 mile per $1 spent on all purchases not qualifying for a higher bonus rate; no cap on earning and MileagePlus miles never expire.
|
Rewards | 1x miles |
|
2x Miles on All Other Travel
Earn 2 miles per $1 on all other travel purchases including airfare on other airlines, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services, and tolls.
|
Rewards | 2x miles |
|
2x Miles on Dining
Earn 2 miles per $1 spent at restaurants including eligible delivery services.
|
Rewards | 2x miles |
|
2x Miles on Select Streaming Services
Earn 2 miles per $1 spent on select streaming service subscriptions.
|
Rewards | 2x miles |
|
4x Miles on All Other Eligible United Purchases
Earn 4 miles per $1 on all other eligible United purchases beyond airfare, such as United vacation packages, seat upgrades, and United gift cards purchased directly from United.
|
Rewards | 4x miles |
|
5x Miles on Renowned Hotels and Resorts
Earn 5 miles per $1 on hotel stays when you prepay directly through Renowned Hotels and Resorts for United Cardmembers.
|
Rewards | 5x miles |
|
24/7 Fraud Monitoring and Alerts
Chase monitors the account for suspicious activity around the clock and can notify the cardmember via text, email, or call if unusual purchases are detected.
|
Security | Complimentary |
|
Charge Dispute Protection
If charged in error, Chase will freeze the disputed charge while investigating on the cardmember's behalf.
|
Security | Complimentary |
|
Zero Liability Protection
Cardmembers are not held responsible for unauthorized charges made with their card or account information.
|
Security | Complimentary |
|
1,000 Annual Card Bonus PQP
Receive 1,000 Card Bonus Premier Qualifying Points (PQP) each year within 8 weeks of February 1, starting in the calendar year following account open date; card must be open as of December 31 of the prior year.
|
Travel | 1,000 PQP/year |
|
10,000-Mile Award Flight Discount After $20,000 Spend
Earn an additional 10,000-mile award flight discount after spending $20,000 on purchases each calendar year with the Quest Card, stackable with the anniversary discount.
|
Travel | 10,000 miles off after $20,000 spend |
|
2 Global Economy Plus Seat Upgrades After $40,000 Spend
Earn 2 global Economy Plus seat upgrades on United or United Express-operated flights after spending $40,000 on purchases each calendar year with the Quest Card.
|
Travel | 2 Economy Plus upgrades after $40,000 spend |
|
25% Back on United Inflight and Club Premium Drink Purchases
Receive 25% back as a statement credit on purchases of food, beverages, and Wi-Fi on board United-operated flights and on Club premium drinks when paid with the Quest Card.
|
Travel | 25% back as statement credit |
|
Annual 10,000-Mile Award Flight Discount (Anniversary)
Starting with the first account anniversary and every anniversary thereafter, cardmembers receive a 10,000-mile discount to use toward an eligible award flight.
|
Travel | 10,000 miles off/anniversary year |
|
Cardmember Award Pricing — At Least 10% Off Miles Redemptions
Cardmembers save at least 10% when booking flights with miles on United or United Express award flights; Premier members save at least 15% with expanded access to Saver Award availability.
|
Travel | At least 10%–15% off award flights |
|
Complimentary Premier Upgrades on Award Tickets
The primary cardmember who holds MileagePlus Premier status and is traveling on an award ticket, and one companion on the same reservation, are eligible for complimentary Premier Upgrades on select United and United Express-operated flights, subject to availability.
|
Travel | Complimentary (requires Premier status) |
|
Free First and Second Checked Bags
The primary cardmember and one companion on the same reservation each receive their first and second standard checked bags free on United-operated flights (up to $40 for first bag, up to $50 for second bag, each way per person), saving up to $360 per round trip.
|
Travel |
Up to $360 savings per round trip
Up to $360
|
|
PQP Earning Through Card Spend
Earn 1 Premier Qualifying Point (PQP) for every $20 spent on purchases with the Quest Card, up to 18,000 PQP per calendar year, applicable toward United Premier status qualification up to the Premier 1K level.
|
Travel | Up to 18,000 PQP/year |
|
Priority Boarding
The primary cardmember and companions on the same reservation are invited to board United-operated flights prior to general boarding when the MileagePlus account number is included in the reservation.
|
Travel | Complimentary |
|
Renowned Hotels and Resorts Luxury Amenities
Access an exclusive suite of benefits at Renowned Hotels and Resorts properties including a $100 property credit, daily breakfast for two, complimentary Wi-Fi, room upgrade, and early check-in/late checkout when available.
|
Travel | Complimentary luxury amenities |
