| Category | Rate | Type | Cap |
|---|---|---|---|
| Trendsetter Purchases | 3x | Points | No cap |
| Gas Stations | 2x | Points | No cap |
| Groceries | 2x | Points | No cap |
| All Other Purchases | 1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Free FICO® Score Access
Receive complimentary access to your FICO® Score to help you monitor your credit health and progress.
|
Financial | Complimentary |
|
Mobile App Management
Access and manage your credit card account on the go through the Bread Financial mobile app.
|
Financial | Complimentary |
|
Online Account Access
Manage your account, view statements, make payments, and track your rewards balance conveniently online.
|
Financial | Complimentary |
|
Dedicated Customer Support
Access to customer service representatives for assistance with your account, available by phone or online.
|
Other | Complimentary |
|
Base Rewards Earning
Earn points on every eligible purchase made with your Trendsetter Rewards Credit Card.
|
Rewards | 1 point per $1 spent |
|
Flexible Rewards Redemption
Redeem your accumulated rewards points for various options, including statement credits, gift cards, or merchandise.
|
Rewards | Varies by redemption choice |
|
24/7 Fraud Monitoring
Your account is continuously monitored for suspicious activity to help detect and prevent unauthorized transactions.
|
Security | Complimentary |
|
Zero Fraud Liability
You are protected against unauthorized charges made with your card, ensuring you are not held responsible for fraudulent activity.
|
Security | 100% protection |
