| Category | Rate | Type | Cap |
|---|---|---|---|
|
Tractor Supply Purchases
Earn 5% back in rewards on eligible purchases at Tractor Supply stores and TractorSupply.com; cardholders may choose special financing on purchases of $199 or more instead of earning the 5% rewards.
|
5x | Cash Back | No cap |
|
Gas Stations
Earn 3% back in rewards at gas stations with the TSC® Visa® Card only; not available on the store-only TSC Store Card.
|
3x | Cash Back | No cap |
|
Grocery Stores
Earn 3% back in rewards at grocery stores with the TSC® Visa® Card only; not available on the store-only TSC Store Card.
|
3x | Cash Back | No cap |
|
Veterinary Services
Earn 3% back in rewards on veterinary services with the TSC® Visa® Card only; not available on the store-only TSC Store Card.
|
3x | Cash Back | No cap |
|
All Other Purchases
Earn 1% back in rewards on all other purchases everywhere Visa is accepted with the TSC® Visa® Card; not available on the store-only TSC Store Card.
|
1x | Cash Back | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
No Annual Fee
Both the TSC Store Card and the TSC® Visa® Card carry no annual fee.
|
Financial |
$0 annual fee
Up to $0
|
|
Special Financing on Tractor Supply Purchases
Cardholders may choose special promotional financing on qualifying Tractor Supply purchases of $199 or more instead of earning the standard 5% rewards; a reduced rate of 3.99% applies on purchases of $1,599 or more until the balance is paid in full; promotional financing terms vary and may change without notice.
|
Financial | 3.99% financing on purchases of $1,599+ |
|
Automatic Preferred Plus Neighbor Status
All TSC Credit Cardmembers are automatically enrolled at the Preferred Plus level of Tractor Supply's Neighbors Club loyalty program — the highest membership tier — unlocking enhanced benefits including faster rewards earning, exclusive offers, and special member pricing at Tractor Supply.
|
Lifestyle | Complimentary (Preferred Plus level) |
|
24/7 Customer Service
Cardholders have access to 24/7 customer service by phone at 1-800-263-0691 for assistance with account management, payments, and rewards inquiries.
|
Other | Complimentary |
|
Two-Tier Card Program
Applicants are considered for both the TSC Store Card (accepted at Tractor Supply only) and the TSC® Visa® Card (accepted everywhere Visa is accepted) in a single application; the card tier issued is determined by creditworthiness.
|
Other | Complimentary |
|
1% Back on All Other Purchases (TSC® Visa® Card only)
Earn 1% back in rewards on all other eligible purchases everywhere Visa is accepted with the TSC® Visa® Card only; not available on the store-only TSC Store Card.
|
Rewards | 1% back |
|
3% Back at Gas Stations (TSC® Visa® Card only)
Earn 3% back in rewards at gas stations with the TSC® Visa® Card only; not available on the store-only TSC Store Card.
|
Rewards | 3% back |
|
3% Back at Grocery Stores (TSC® Visa® Card only)
Earn 3% back in rewards at grocery stores with the TSC® Visa® Card only; not available on the store-only TSC Store Card.
|
Rewards | 3% back |
|
3% Back on Veterinary Services (TSC® Visa® Card only)
Earn 3% back in rewards on veterinary services with the TSC® Visa® Card only; not available on the store-only TSC Store Card.
|
Rewards | 3% back |
|
5% Back at Tractor Supply
Earn 5% back in rewards on eligible purchases at Tractor Supply stores and TractorSupply.com when not using promotional financing; cardholders may choose special financing on eligible purchases of $199 or more instead of earning the 5% rewards.
|
Rewards | 5% back |
|
Welcome Bonus Reward
New cardholders receive a bonus reward after making a qualifying Tractor Supply purchase with the card; the specific bonus amount is disclosed at time of application and may vary by promotional period.
|
Rewards | Varies by offer |
|
$0 Fraud Liability Protection
Cardholders are not responsible for unauthorized purchases made with the card when reported promptly; Citibank provides $0 fraud liability on all unauthorized transactions.
|
Security | Complimentary |
|
Citi Identity Theft Solutions
Cardholders have access to Citi's identity theft resolution services, including assistance with resolving fraudulent account activity and restoring identity.
|
Security | Complimentary |
