| Category | Rate | Type | Cap |
|---|---|---|---|
| Torrid Purchases | 2x | Points | No cap |
|
All Other Purchases
On purchases made everywhere else Visa is accepted.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
First Purchase Discount
Get 20% off your first purchase made with the Torrid Credit Card.
|
Credits | 20% off |
|
Online Account Management
Manage your account, view statements, and make payments conveniently online.
|
Financial | Complimentary |
|
Paperless Statements
Option to receive electronic statements instead of paper statements.
|
Financial | Complimentary |
|
Birthday Offer
Receive a special offer during your birthday month as a VIP Torrid Rewards member.
|
Lifestyle | Special offer |
|
Automatic VIP Status
Cardholders automatically receive VIP status in the Torrid Rewards program, unlocking associated benefits without needing to meet spending thresholds.
|
Rewards | Complimentary |
|
Base Rewards Earning
Earn 1 point for every $1 spent on eligible purchases at Torrid with your Torrid Credit Card.
|
Rewards | 1 point per $1 spent |
|
Double Points Events
Participate in special events where you can earn double points on eligible purchases as a VIP Torrid Rewards member.
|
Rewards | 2x points |
|
Rewards Redemption
Receive a $10 reward for every 200 points earned in the Torrid Rewards program.
|
Rewards | $10 reward for 200 points |
|
Zero Fraud Liability
You are not responsible for unauthorized charges made with your card.
|
Security | Complimentary |
|
Exclusive Offers & Events
Access to exclusive offers and invitations to special events for VIP Torrid Rewards members.
|
Shopping | Complimentary |
|
Free Standard Shipping
Receive free standard shipping on all torrid.com orders as a VIP Torrid Rewards member.
|
Shopping | Complimentary |
