| Category | Rate | Type | Cap |
|---|---|---|---|
|
Gas, Groceries, and Tolls
Earn 2% cash back on purchases made at gas stations, grocery stores, and tolls.
|
2x | Cash Back | No cap |
|
All Other Purchases
Earn 1% cash back on every dollar spent (net) on all other eligible purchases.
|
1x | Cash Back | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
No Annual Fee
The Rewards Share-Secured Visa does not charge an annual fee for cardholders.
|
Financial |
$0
Up to $0
|
|
Charitable Contribution per Transaction
When cardholders use their card, Suncoast donates a portion of the transaction to the Suncoast Credit Union Foundation, a 501(c)(3) nonprofit organization established to help children in local communities.
|
Other | Complimentary |
|
Share-Secured Credit Building
This card is secured by a deposit in a Suncoast share account, making it accessible for members with past credit challenges or no credit history, while helping build or rebuild credit.
|
Other | — |
|
Cash Back on All Other Purchases
Earn 1% cash back on every dollar spent (net) on all other eligible purchases, with money returned in cash and credited to the statement.
|
Rewards | 1% cash back |
|
Cash Back on Gas, Groceries, and Tolls
Earn 2% cash back on purchases made at gas stations, grocery stores, and tolls.
|
Rewards | 2% cash back |
|
Contactless Card Technology
Cardholders can pay without touching, inserting, or swiping their card by holding it near a contactless-enabled terminal.
|
Security | Complimentary |
|
Identity Theft Protection (ID Navigator)
Cardholders receive identity theft protection through ID Navigator, powered by NortonLifeLock and Visa.
|
Security | Complimentary |
|
Travel Notification Settings
Cardholders can set travel notifications in the SunMobile app or SunNet Online Banking to help prevent their card from being temporarily blocked due to unusual purchase locations.
|
Security | Complimentary |
|
Visa 3D Secure
Provides a secure online shopping experience by helping prevent unauthorized use of a cardholder's card number through dynamic authentication at participating online merchants, with no registration required.
|
Security | Complimentary |
