| Category | Rate | Type | Cap |
|---|---|---|---|
|
All Other Purchases (Bonus Rate w/ Qualifying Direct Deposit)
Total rate (1.5% base + 0.5% bonus) on qualifying net purchases when the primary cardholder has monthly direct deposits totaling $500+ into a qualifying SECU deposit account in at least 2 of the preceding 3 calendar months; new cardholders automatically qualify for the bonus rate for their first 3 months regardless of direct deposit activity.
|
2x | Cash Back | No cap |
|
All Other Purchases (Base Rate)
Base Cash Rewards rate on all qualifying net purchases; excludes cash advances, balance transfers, gift cards, money orders, cryptocurrency, wire transfers, and gambling/lottery purchases.
|
1.5x | Cash Back | No cap |
