| Category | Rate | Type | Cap |
|---|---|---|---|
|
Southwest Airlines Purchases
4 Rapid Rewards points per $1 spent on all eligible Southwest Airlines purchases; effective January 1, 2026.
|
4x | Points | No cap |
|
Gas Stations
2 Rapid Rewards points per $1 spent at gas stations.
|
2x | Points | No cap |
|
Dining
2 Rapid Rewards points per $1 spent at restaurants.
|
2x | Points | No cap |
|
All Other Purchases
1 Rapid Rewards point per $1 spent on all purchases not qualifying for a higher bonus rate; points do not expire as long as the Rapid Rewards account remains open and active.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Chase Pay Over Time
Eligible cardmembers can split purchases of $100 or more into equal monthly installments with a fixed monthly fee and no interest, with plan durations ranging from 3 to 24 months.
|
Financial | Fixed monthly fee, no interest |
|
No Foreign Transaction Fees
Purchases made outside the U.S. with the Priority Card are not subject to foreign transaction fees, saving the typical 3% surcharge on international spending.
|
Financial | $0 foreign transaction fees |
|
Auto Rental Collision Damage Waiver (Secondary)
Decline the rental company's collision insurance and charge the entire rental to the card; coverage provides reimbursement for theft and collision damage for most rental vehicles. Coverage is secondary in the U.S. and primary outside the U.S.
|
Insurance | Complimentary (secondary in U.S.) |
|
Baggage Delay Insurance
Reimburses up to $100 per day for up to 3 days for essential purchases such as toiletries and clothing when baggage is delayed more than 6 hours.
|
Insurance |
Up to $100/day for 3 days
Up to $300
|
|
Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less, up to four years from the date of purchase.
|
Insurance | 1 additional year of warranty |
|
Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
|
Insurance |
Up to $3,000 per covered traveler
Up to $3,000
|
|
Purchase Protection
Covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $500 per item.
|
Insurance |
Up to $500 per item for 120 days
Up to $500
|
|
Travel Accident Insurance
When air, bus, train, or cruise transportation is paid with the card, cardmembers are eligible for accidental death or dismemberment coverage.
|
Insurance | Complimentary |
|
Visa Signature Concierge Service
Receive complimentary 24/7 Visa Signature Concierge Service for help with restaurant reservations, event tickets, travel arrangements, and other personalized requests; cardmember is responsible for costs of goods or services obtained.
|
Lifestyle | Complimentary (service costs apply) |
|
24/7 Dedicated Cardmember Service
Access to a dedicated customer service team 24 hours a day, 7 days a week for account inquiries, dispute resolution, and benefit questions.
|
Other | Complimentary |
|
Contactless Tap to Pay
The card supports contactless payment technology for faster and more secure checkout at any merchant displaying the Contactless symbol.
|
Other | Complimentary |
|
10,000 Annual Companion Pass Qualifying Points Boost
Receive a 10,000 Companion Pass qualifying points boost each year, accelerating progress toward earning the Southwest Companion Pass (requires 135,000 qualifying points in a calendar year).
|
Rewards | 10,000 CPQPs/year |
|
1x Points on All Other Purchases
Earn 1 Rapid Rewards point per $1 spent on all purchases not qualifying for a higher bonus rate; points do not expire as long as the Rapid Rewards account remains open and active.
|
Rewards | 1x points |
|
2,500 A-List Tier Qualifying Points per $5,000 Spend
Earn 2,500 Tier Qualifying Points (TQPs) toward Southwest A-List status for every $5,000 in purchases made on the card annually, accelerating elite status qualification.
|
Rewards | 2,500 TQPs per $5,000 spent |
|
2x Points at Gas Stations
Earn 2 Rapid Rewards points per $1 spent at gas stations.
|
Rewards | 2x points |
|
2x Points at Restaurants
Earn 2 Rapid Rewards points per $1 spent at restaurants, including eligible delivery services.
|
Rewards | 2x points |
|
4x Points on Southwest Airlines Purchases
Earn 4 Rapid Rewards points per $1 spent on all eligible Southwest Airlines purchases, including flights, in-flight purchases (before the 25% rebate), and other Southwest-branded spending.
|
Rewards | 4x points |
|
7,500 Anniversary Bonus Points
Receive 7,500 Rapid Rewards bonus points on your cardmember anniversary each year the account remains open; points are worth approximately $105 in Southwest travel value at 1.4 cents per point.
|
Rewards | 7,500 points/anniversary year (~$105 value) |
|
24/7 Fraud Monitoring and Alerts
Chase monitors the account for suspicious activity around the clock and can notify the cardmember via text, email, or call if unusual purchases are detected.
|
Security | Complimentary |
|
Zero Liability Protection
Cardmembers are not held responsible for unauthorized charges made with their card or account information.
|
Security | Complimentary |
|
25% Back on Southwest Inflight Purchases
Receive 25% back as a statement credit on inflight purchases of food, beverages, and Wi-Fi when paid with the Priority Credit Card on Southwest-operated flights.
|
Travel | 25% back as statement credit |
|
Complimentary Preferred Seat at Booking
Select a Preferred seat at no additional charge at the time of booking when available; Preferred seats are valued at an average of $70 round trip based on published fares.
|
Travel | Complimentary (avg. $70 value round trip) |
|
Extra Legroom Seat Upgrade Within 48 Hours of Departure
Enjoy unlimited complimentary upgrades to an Extra Legroom seat within 48 hours prior to departure, at no additional charge, when available.
|
Travel | Complimentary |
|
First Checked Bag Free
The primary cardmember and up to 8 additional passengers on the same reservation can check their first bag at no additional cost when flying Southwest; saves up to $35 per person each way (up to $70 round trip per person).
|
Travel | Up to $70 savings/person round trip |
|
Group 5 Boarding
The primary cardmember and up to 8 additional passengers on the same reservation board with Group 5, providing earlier access to overhead bin space than general boarding groups.
|
Travel | Complimentary |
|
Southwest No Change Fees
As a Southwest cardmember, benefit from Southwest's no change fee policy, allowing flights to be changed without penalty; fare differences may still apply.
|
Travel | Complimentary |
|
Unlimited Reward Seats with No Blackout Dates
Rapid Rewards points can be redeemed for any available Southwest seat with no blackout dates or seat restrictions, offering maximum flexibility on award travel.
|
Travel | Complimentary |
