| Category | Rate | Type | Cap |
|---|---|---|---|
|
Southwest Airlines Purchases
3 Rapid Rewards points per $1 spent on eligible Southwest Airlines purchases, including flights, inflight purchases, Southwest gift cards, and Southwest Vacations packages; effective July 24, 2025.
|
3x | Points | No cap |
|
Grocery Stores
2 Rapid Rewards points per $1 spent at grocery stores on the first $8,000 in combined grocery and restaurant purchases per anniversary year; reverts to 1x after the cap is reached.
|
2x | Points | $8,000/yr |
|
Dining
2 Rapid Rewards points per $1 spent at restaurants on the first $8,000 in combined grocery and restaurant purchases per anniversary year; reverts to 1x after the cap is reached.
|
2x | Points | $8,000/yr |
|
All Other Purchases
1 Rapid Rewards point per $1 spent on all purchases not qualifying for a higher bonus rate; points do not expire as long as the Rapid Rewards account remains open and active.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Chase Pay Over Time
Eligible cardmembers can split purchases of $100 or more into equal monthly installments with a fixed monthly fee and no interest, with plan durations ranging from 3 to 24 months.
|
Financial | Fixed monthly fee, no interest |
|
No Foreign Transaction Fees
Purchases made outside the U.S. with the Premier Card are not subject to foreign transaction fees, saving the typical 3% surcharge on international spending.
|
Financial | $0 foreign transaction fees |
|
Auto Rental Collision Damage Waiver (Secondary)
Decline the rental company's collision insurance and charge the entire rental to the card; coverage provides reimbursement for theft and collision damage for most rental vehicles. Coverage is secondary in the U.S. and primary outside the U.S.
|
Insurance | Complimentary (secondary in U.S.) |
|
Baggage Delay Insurance
Reimburses up to $100 per day for up to 3 days for essential purchases such as toiletries and clothing when baggage is delayed more than 6 hours.
|
Insurance |
Up to $100/day for 3 days
Up to $300
|
|
Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less, up to four years from the date of purchase.
|
Insurance | 1 additional year of warranty |
|
Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
|
Insurance |
Up to $3,000 per covered traveler
Up to $3,000
|
|
Purchase Protection
Covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $500 per item.
|
Insurance |
Up to $500 per item for 120 days
Up to $500
|
|
Travel Accident Insurance
When air, bus, train, or cruise transportation is paid with the card, cardmembers are eligible for accidental death or dismemberment coverage.
|
Insurance | Complimentary |
|
3-Month Complimentary Instacart+ Membership
Receive a complimentary 3-month Instacart+ membership when activated between May 1, 2025 and December 31, 2027, including $0 delivery fees and reduced service fees on eligible Instacart orders.
|
Lifestyle | 3 months complimentary |
|
Complimentary DashPass Membership
Receive 12 months of complimentary DashPass membership providing $0 delivery fees and reduced service fees on eligible DoorDash and Caviar orders; must activate by December 31, 2027.
|
Lifestyle | 12 months complimentary |
|
Visa Signature Concierge Service
Receive complimentary 24/7 Visa Signature Concierge Service for help with restaurant reservations, event tickets, travel arrangements, and other personalized requests; cardmember is responsible for costs of goods or services obtained.
|
Lifestyle | Complimentary (service costs apply) |
|
24/7 Dedicated Cardmember Service
Access to a dedicated customer service team 24 hours a day, 7 days a week for account inquiries, dispute resolution, and benefit questions.
|
Other | Complimentary |
|
Contactless Tap to Pay
The card supports contactless payment technology for faster and more secure checkout at any merchant displaying the Contactless symbol.
|
Other | Complimentary |
|
1,500 A-List Tier Qualifying Points per $5,000 Spend
Earn 1,500 Tier Qualifying Points (TQPs) toward Southwest A-List status for every $5,000 in purchases made on the card annually, with no cap on how many TQPs can be earned.
|
Rewards | 1,500 TQPs per $5,000 spent |
|
10,000 Annual Companion Pass Qualifying Points Boost
Receive a 10,000 Companion Pass qualifying points boost each year, accelerating progress toward earning the Southwest Companion Pass (requires 135,000 qualifying points in a calendar year); the boost is limited to one per Rapid Rewards member per calendar year across all Southwest cards held.
|
Rewards | 10,000 CPQPs/year |
|
1x Points on All Other Purchases
Earn 1 Rapid Rewards point per $1 spent on all purchases not qualifying for a higher bonus rate; points do not expire as long as the Rapid Rewards account remains open and active.
|
Rewards | 1x points |
|
2x Points at Grocery Stores (Up to $8,000 Combined Per Anniversary Year)
Earn 2 Rapid Rewards points per $1 spent at grocery stores on the first $8,000 in combined grocery and restaurant purchases per anniversary year; reverts to 1x after the cap is reached.
|
Rewards | 2x points (capped at $8,000 combined/year) |
|
2x Points at Restaurants (Up to $8,000 Combined Per Anniversary Year)
Earn 2 Rapid Rewards points per $1 spent at restaurants on the first $8,000 in combined grocery and restaurant purchases per anniversary year; reverts to 1x after the cap is reached.
|
Rewards | 2x points (capped at $8,000 combined/year) |
|
3x Points on Southwest Airlines Purchases
Earn 3 Rapid Rewards points per $1 spent on all eligible Southwest Airlines purchases, including flights, inflight purchases, Southwest gift cards, and Southwest Vacations packages.
|
Rewards | 3x points |
|
6,000 Anniversary Bonus Points
Receive 6,000 Rapid Rewards bonus points on your cardmember anniversary each year the account remains open; points are worth approximately $78 in Southwest travel value at 1.3 cents per point.
|
Rewards | 6,000 points/anniversary year (~$78 value) |
|
24/7 Fraud Monitoring and Alerts
Chase monitors the account for suspicious activity around the clock and can notify the cardmember via text, email, or call if unusual purchases are detected.
|
Security | Complimentary |
|
Zero Liability Protection
Cardmembers are not held responsible for unauthorized charges made with their card or account information.
|
Security | Complimentary |
|
15% Annual Flight Discount Promo Code
Receive one 15% promo code each year on your cardmember anniversary, valid for a discount on a Southwest flight purchase (excludes Basic fares).
|
Travel | 15% off one flight/year |
|
25% Back on Southwest Inflight Purchases
Receive 25% back as a statement credit on inflight purchases of food, beverages, and Wi-Fi when paid with the Premier Credit Card on Southwest-operated flights.
|
Travel | 25% back as statement credit |
|
First Checked Bag Free
The primary cardmember and up to 8 additional passengers on the same reservation can check their first bag at no additional cost when flying Southwest; saves up to $35 per person each way (up to $70 round trip per person).
|
Travel | Up to $70 savings/person round trip |
|
Group 5 Boarding
The primary cardmember and up to 8 additional passengers on the same reservation board with Group 5, providing earlier access to overhead bin space than general boarding groups.
|
Travel | Complimentary |
|
Southwest No Change Fees
As a Southwest cardmember, benefit from Southwest's no change fee policy allowing flights to be changed without penalty; fare differences may still apply.
|
Travel | Complimentary |
|
Standard or Preferred Seat Selection Within 48 Hours of Departure
Select a Standard or Preferred seat at no additional charge within 48 hours prior to departure for the cardmember and up to 8 additional passengers on the same reservation, when available for flights operating with assigned seating in 2026 and beyond.
|
Travel | Complimentary (avg. Preferred seat value ~$35 one way) |
|
Unlimited Reward Seats with No Blackout Dates
Rapid Rewards points can be redeemed for any available Southwest seat with no blackout dates or seat restrictions, offering maximum flexibility on award travel.
|
Travel | Complimentary |
