| Category | Rate | Type | Cap |
|---|---|---|---|
|
Southwest Airlines Purchases
Earned on purchases made directly with Southwest Airlines including flights, inflight purchases, Southwest gift cards, and Getaways by Southwest packages. Southwest Cruises, Charters, and Cargo are excluded.
|
2x | Points | No cap |
|
Gas Stations
Earned on gas station purchases as part of a combined $5,000 annual cap shared with grocery store purchases per anniversary year; reverts to 1x after the combined cap is reached.
|
2x | Points | $5,000/yr |
|
Grocery Stores
Earned on grocery store purchases as part of a combined $5,000 annual cap shared with gas station purchases per anniversary year; reverts to 1x after the combined cap is reached.
|
2x | Points | $5,000/yr |
|
All Other Purchases
Base earn rate on all purchases not covered by a bonus category. Excludes balance transfers, cash advances, fees, and other non-purchase transaction types.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
DoorDash Quarterly Non-Restaurant Credit
DashPass members receive up to $10 off per quarter on non-restaurant DoorDash orders placed with this card, through December 31, 2027.
|
Credits |
Up to $10/quarter ($40/year)
Up to $40
|
|
Chase Pay Over Time (My Chase Plan)
Eligible cardmembers can split purchases of $100 or more into equal monthly payments with a fixed monthly fee and no interest. Plan durations range from 3 to 24 months.
|
Financial | Flexible installment payments |
|
Auto Rental Collision Damage Waiver
Provides secondary rental car collision damage waiver coverage when you pay for the rental with this card and decline the rental company's collision damage waiver. Coverage is primary when renting outside your country of residence.
|
Insurance | Secondary CDW (primary abroad) |
|
Baggage Delay Insurance
Reimburses up to $100 per day for up to 3 days for essential purchases such as toiletries and clothing when checked or carry-on baggage is delayed more than 6 hours by a passenger carrier.
|
Insurance |
Up to $100/day for 3 days
Up to $300
|
|
Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less for items purchased with the card.
|
Insurance | 1 additional year of warranty |
|
Lost Luggage Reimbursement
Provides reimbursement of up to $3,000 per covered traveler for the repair or replacement of checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
|
Insurance |
Up to $3,000 per traveler
Up to $3,000
|
|
Purchase Protection
Covers eligible new purchases against damage or theft for 120 days from the date of purchase, up to $500 per claim and $50,000 per account.
|
Insurance |
Up to $500 per claim
Up to $500
|
|
Complimentary DashPass Membership (DoorDash & Caviar)
Receive one year of complimentary DashPass membership for both DoorDash and Caviar when activated for the first time with this card between February 1, 2025, and December 31, 2027. After the complimentary period, auto-enrollment at the then-current monthly rate applies.
|
Lifestyle | 1 year complimentary |
|
10,000 Companion Pass Qualifying Points Boost
Receive an exclusive one-time boost of 10,000 Companion Pass qualifying points each calendar year, helping cardmembers progress toward earning the Southwest Companion Pass.
|
Rewards | 10,000 qualifying points/year |
|
1x Points on All Other Purchases
Earn 1 Rapid Rewards point per $1 spent on all purchases not covered by a bonus category. Excludes balance transfers, cash advances, fees, and other non-purchase transaction types.
|
Rewards | 1x points |
|
2x Points on Gas Stations and Grocery Stores
Earn 2 Rapid Rewards points per $1 spent on combined purchases at gas stations and grocery stores, on the first $5,000 in combined spend per anniversary year. Reverts to 1x after the $5,000 cap is reached.
|
Rewards | 2x points (up to $5,000/year combined) |
|
2x Points on Southwest Airlines Purchases
Earn 2 Rapid Rewards points per $1 spent on purchases made directly with Southwest Airlines, including flights, inflight purchases, Southwest gift cards, and Getaways by Southwest packages. Southwest Cruises, Charters, and Cargo are excluded.
|
Rewards | 2x points |
|
Anniversary Bonus Points
Receive 3,000 Rapid Rewards bonus points each year on your card anniversary, posted to your Rapid Rewards account.
|
Rewards | 3,000 points/year |
|
Rapid Rewards Access Events
Cardmembers receive access to exclusive Rapid Rewards Access Events, including unique experiences and offers available only to Southwest credit cardholders.
|
Rewards | Exclusive access |
|
Welcome Bonus — 50,000 Points
Earn 50,000 bonus Rapid Rewards points after spending $1,000 on purchases within the first 3 months of account opening. Bonus posts within 6–8 weeks of meeting the spend requirement.
|
Rewards | 50,000 points |
|
Contactless Tap to Pay
The card supports contactless payment technology — simply tap the card where the Contactless Symbol is displayed for fast and secure checkout.
|
Security | Complimentary |
|
Zero Liability Protection
Cardmembers are not held responsible for unauthorized charges made with their card or account information when reported promptly to Chase.
|
Security | Complimentary |
|
25% Inflight Purchase Discount
Receive a 25% discount on inflight purchases of Wi-Fi, food, and beverages when using your Southwest Rapid Rewards Plus Credit Card.
|
Travel | 25% discount on inflight purchases |
|
Annual 10% Flight Discount Code
Receive one promotional code each anniversary year for a 10% discount on a Southwest Airlines flight purchase. Not valid on Basic fares.
|
Travel | 10% off one flight/year |
|
Free First Checked Bag
The primary cardmember and up to eight additional passengers traveling on the same reservation receive their first checked bag free on Southwest Airlines flights.
|
Travel | Complimentary (up to 9 passengers) |
|
Group 5 Early Boarding
The primary cardmember and up to eight additional passengers on the same reservation can board early in Group 5 on Southwest Airlines flights.
|
Travel | Complimentary |
|
Spend Instantly — Digital Wallet Access
Upon approval, cardmembers can immediately add their new card to a digital wallet such as Apple Pay, Google Pay, or Samsung Pay for instant use before the physical card arrives.
|
Travel | Instant card access |
|
Standard Seat Selection (Within 48 Hours of Departure)
Cardmembers and up to eight additional passengers on the same reservation may select a Standard seat at no additional cost within 48 hours prior to departure, when available. Effective for flights operating from January 27, 2026.
|
Travel | Complimentary |
