CH
Chase · Visa

Slate® Credit Card

Balance Transfer Standard 0% Intro APR · 21 mo
$0 Annual Fee
18.24%–28.99% Variable Purchase APR
670+ Recommended FICO
Browse Cards Chase Slate® Credit Card

Benefits & Protections

Purchase Protection
Extended Warranty
BenefitCategoryValue / Coverage
DoorDash Quarterly Non-Restaurant Credit
DashPass members receive up to $10 off per quarter on non-restaurant DoorDash orders placed with this card, through December 31, 2027.
Credits Up to $10/quarter ($40/year)
Up to $40
0% Intro APR on Balance Transfers — 21 Months
Enjoy 0% introductory APR on balance transfers for 21 months from account opening. After the intro period, a variable APR of 18.24% to 28.24% applies. A balance transfer fee applies.
Financial 0% APR for 21 months
0% Intro APR on Purchases — 21 Months
Enjoy 0% introductory APR on new purchases for 21 months from account opening. After the intro period, a variable APR of 18.24% to 28.24% applies.
Financial 0% APR for 21 months
Chase Pay Over Time® (My Chase Plan)
Eligible cardmembers can split purchases of $100 or more into equal monthly payments with a fixed monthly fee and no interest. Plan durations range from 3 to 24 months. Also available at checkout on Amazon.com for orders of $50 or more.
Financial Flexible installment payments
No Annual Fee
The Chase Slate carries no annual fee, providing a permanent zero-cost option for cardmembers seeking a low-interest or balance transfer card.
Financial $0 annual fee
Up to $0
Auto Rental Collision Damage Waiver
Decline the rental company's collision insurance and charge the entire rental cost to your card to receive reimbursement for theft and collision damage for most rental vehicles. Coverage is secondary to personal insurance in the U.S.
Insurance Secondary CDW coverage (primary abroad)
Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less, up to four years from the date of purchase.
Insurance 1 additional year of warranty
Purchase Protection
Covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $500 per claim and $50,000 per account. New York residents are limited to a 90-day coverage period.
Insurance Up to $500 per claim
Up to $500
Complimentary DashPass Membership (DoorDash & Caviar)
Receive 6 months of complimentary DashPass membership for both DoorDash and Caviar, providing $0 delivery fees and reduced service fees on eligible orders, when activated for the first time between February 1, 2025 and December 31, 2027. After the complimentary period, auto-enrollment at the then-current monthly rate applies.
Lifestyle 6 months complimentary
Automatic Credit Line Increase Consideration
Chase Slate cardmembers may be automatically evaluated for a credit limit increase in as few as six months based on responsible account management.
Other Eligible in as little as 6 months
Chase Credit Journey® — Free Credit Score and Monitoring
Free access to VantageScore credit score tracking, customized score improvement plans powered by Experian, and identity monitoring alerts for personal information.
Other Complimentary
24/7 Fraud Monitoring
Chase monitors the account around the clock for unusual or suspicious purchases and can alert cardmembers via text, email, or phone call if fraud is detected.
Security Complimentary
Embedded Chip (EMV)
The card features an embedded chip that provides enhanced security and wider acceptance when making purchases at chip-enabled card readers in the U.S. and abroad.
Security Complimentary
Zero Liability Protection
Cardmembers are not held responsible for unauthorized charges made with their card or account information when reported promptly to Chase.
Security Complimentary
Chase Offers — Targeted Savings
Eligible cardmembers receive targeted cash back offers through the Chase Mobile app or Chase.com. Activate an offer, shop at the merchant using the card, and receive a statement credit within 30 days.
Shopping Variable savings offers
Roadside Assistance
In the event of a roadside emergency, cardmembers can call the service provider to dispatch assistance. Roadside service fees will be billed to the card at time of dispatch.
Travel Service fees billed to card
Spend Instantly — Digital Wallet Access
Upon approval, cardmembers can immediately add their new card to Apple Pay, Google Pay, or Samsung Pay for instant use before the physical card arrives.
Travel Instant card access

Interest Rates

0%
Intro Purchase APR for 21 months
0%
Intro BT APR for 21 months
Purchase APR18.24%–28.99% Variable
Balance Transfer APR28.99%
Cash Advance APR28.49%
Penalty APR29.99%

Fees

Annual Fee $0 — No Annual Fee
Authorized User FeeFree
Foreign Transaction Fee3%
Balance Transfer FeeEither $5 or 5% of the amount of each transfer, whichever is greater
Cash Advance FeeEither $10 or 5% of the amount of each transaction, whichever is greater
Late Payment FeeUp to $40
Returned Payment FeeUp to $40

Approval & Eligibility

670 Recommended minimum FICO · Range 670–850
300 Poor580 Fair 670 Good740 Very Good 800+ Exceptional
Approval DifficultyModerate
Credit ProfileGood
Approval OddsGood
Decision TimeInstant
Pre-QualificationAvailable (no hard pull)
Student EligibleYes
Co-ApplicantNot allowed
Business EligibleYes
Credit Limit Range $500 – No limit listed

Issuer Rules & Restrictions

Maximum Cards per Issuer
You can hold up to 5 cards from this issuer simultaneously.
Shutdown Risk Triggers
Manufactured spending, excessive cash advances, too many Chase applications in a short period, returned payments, suspected fraudulent activity, cycling credit limits, high utilization across multiple Chase accounts
Cliff Effect Rules
No card-family bonus cliff applies to the Slate, as it carries no points-based welcome bonus. The Slate can be product-changed to or from other Chase no-annual-fee cards such as the Slate Edge or Chase Freedom Unlimited; however, product-changing resets certain promotional terms and the new cardmember introductory APR offer would not apply to an existing account.
International Friendly
May have limitations for international use.
Additional Issuer Rules
Chase enforces an unpublished but consistently observed 5/24 rule — applicants who have opened 5 or more new credit card accounts across all issuers in the past 24 months will typically be denied. The Slate has no spend-based welcome bonus, so there are no bonus eligibility restrictions tied to prior card history; however, the card is not available to current cardmembers or those who received a new cardmember benefit for this card in the past 24 months. As a Chase card, applicants are generally limited to no more than 2 Chase personal card applications within a 30-day period.
Military & Hardship
MLA Compliant
Complies with the Military Lending Act (36% APR cap for active duty servicemembers).
SCRA Benefits
Active-duty servicemembers with pre-service balances are eligible for a reduced APR of 4% (below the SCRA statutory cap of 6%) on existing balances, waived annual fees (not applicable here as there is no annual fee), and waived late and other fees for the duration of active duty and one year thereafter.
Hardship Program
Hardship program available.
Chase
$0
Annual Fee
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APR 18.24%–28.99% Variable
Quick Summary
Annual Fee Free
Intro APR0% · 21 mo
Min. FICO670+
NetworkVisa
Card TypeBalance Transfer
Online
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