| Category | Rate | Type | Cap |
|---|---|---|---|
|
Travel
3x points on qualifying travel purchases.
|
3x | Points | No cap |
|
Gas Stations
3x points on qualifying gas station purchases.
|
3x | Points | No cap |
|
Dining
3x points on qualifying dining and restaurant purchases.
|
3x | Points | No cap |
|
All Other Purchases
1x point per dollar on all purchases that do not qualify for a bonus category.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
No Annual Fee
The card carries no annual fee, providing ongoing travel rewards value without a recurring membership cost.
|
Financial |
$0 annual fee
Up to $0
|
|
No Foreign Transaction Fee
No foreign transaction fees are charged on purchases made outside the United States, making this card suitable for international travel.
|
Financial |
0% foreign transaction fee
Up to $0
|
|
Extended Warranty Protection
Extends the original manufacturer's warranty on eligible purchases made with the card, typically adding up to one additional year of coverage.
|
Insurance | Complimentary |
|
Purchase Protection
Covers eligible new purchases against accidental damage or theft for a limited period from the date of purchase.
|
Insurance | Complimentary |
|
World Mastercard Concierge Service
24/7 access to a personal concierge service for travel bookings, dining reservations, entertainment tickets, and other lifestyle assistance worldwide.
|
Lifestyle | Complimentary |
|
1x Points on All Other Purchases
Earn 1x point per dollar on all purchases that do not qualify for a bonus category.
|
Rewards | 1x points |
|
3x Points on Dining
Earn 3x points per dollar spent on qualifying dining and restaurant purchases made with the card.
|
Rewards | 3x points |
|
3x Points on Gas
Earn 3x points per dollar spent on qualifying gas station purchases made with the card.
|
Rewards | 3x points |
|
3x Points on Travel
Earn 3x points per dollar spent on qualifying travel purchases made with the card.
|
Rewards | 3x points |
|
Fraud Protection
24/7 monitoring for suspicious account activity with real-time alerts and dedicated support to resolve fraudulent transactions.
|
Security | Complimentary |
|
Mastercard ID Theft Protection
Identity theft resolution services provided through Mastercard's global network to assist cardholders in the event of identity compromise.
|
Security | Complimentary |
|
Zero Liability Protection
Cardholders are not held responsible for unauthorized purchases made with the card, subject to Mastercard's Zero Liability policy terms.
|
Security | Complimentary |
|
Lost Luggage Coverage
Provides reimbursement for lost, damaged, or stolen baggage when travel is purchased with the card.
|
Travel | Complimentary |
|
Travel Accident Insurance
Provides accidental death and dismemberment coverage when travel tickets are purchased with the card.
|
Travel | Complimentary |
