| Category | Rate | Type | Cap |
|---|---|---|---|
|
Gas Stations
5% cash back on qualifying gas station purchases.
|
5x | Cash Back | No cap |
|
Groceries
5% cash back on qualifying grocery store purchases.
|
5x | Cash Back | No cap |
|
All Other Purchases
Unlimited 1.5% cash back on all purchases that do not qualify for a bonus category.
|
1.5x | Cash Back | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
No Annual Fee
The card carries no annual fee, providing ongoing value without a recurring cost.
|
Financial |
$0 annual fee
Up to $0
|
|
No Foreign Transaction Fee
No foreign transaction fees are charged on purchases made outside the United States.
|
Financial |
0% foreign transaction fee
Up to $0
|
|
Extended Warranty Protection
Extends the original manufacturer's warranty on eligible purchases made with the card, typically doubling the warranty period up to one additional year.
|
Insurance | Up to 1 additional year |
|
Purchase Protection
Covers eligible new purchases against damage or theft for a limited period from the date of purchase.
|
Insurance | Up to 90 days from purchase |
|
World Mastercard Concierge Service
24/7 access to a personal concierge service for travel bookings, dining reservations, entertainment tickets, and other lifestyle assistance.
|
Lifestyle | Complimentary |
|
1.5% Cash Back on All Other Purchases
Earn unlimited 1.5% cash back on all purchases that do not qualify for a bonus category.
|
Rewards | 1.5% cash back |
|
5% Cash Back on Gas
Earn 5% cash back on qualifying gas station purchases made with the card.
|
Rewards | 5% cash back |
|
5% Cash Back on Groceries
Earn 5% cash back on qualifying grocery store purchases made with the card.
|
Rewards | 5% cash back |
|
Fraud Protection
24/7 monitoring for suspicious account activity with alerts and support to resolve fraudulent transactions.
|
Security | Complimentary |
|
Zero Liability Protection
Cardholders are not held responsible for unauthorized purchases made with the card, subject to Mastercard's Zero Liability policy terms.
|
Security | Complimentary |
|
Lost Luggage Coverage
Provides reimbursement for lost, damaged, or stolen baggage when travel is purchased with the card.
|
Travel | Complimentary |
|
Mastercard ID Theft Protection
Identity theft resolution services available to World Mastercard cardholders through Mastercard's global network.
|
Travel | Complimentary |
|
Travel Accident Insurance
Provides accidental death and dismemberment coverage when travel is purchased with the card.
|
Travel | Complimentary |
