RA
Randolph-Brooks Federal Credit Union (RBFCU) · Mastercard

World Cash Back Mastercard

Cash Back Standard No Foreign Fees
$0 Annual Fee
11.2%–18% Variable Purchase APR
670+ Recommended FICO
Cash Back Reward Type
Browse Cards Randolph-Brooks Federal Credit Union (RBFCU) World Cash Back Mastercard

Rewards

Reward TypeCash Back
Base Rate2x / 2%
Redemption NotesMinimum redemption amount applies; rewards redeemable online as a statement credit.
CategoryRateTypeCap
All Other Purchases
Unlimited 2% cash back on every qualified purchase; ATM withdrawals, balance transfers, cash advances, fees, and finance charges do not qualify.
2x Cash Back No cap

Benefits & Protections

No Foreign Fees
Travel Insurance
Lost Luggage Coverage
BenefitCategoryValue / Coverage
Introductory APR Offer
2.9% introductory APR on all purchases made during the first 90 days from account opening, lasting for 12 billing cycles from the date of initial purchase.
Financial 2.9% intro APR
No Annual Fee
The card carries no annual membership fee.
Financial $0
Up to $0
No Foreign Transaction Fees
No additional fee is charged on purchases made in foreign currencies.
Financial 0%
Authorized User Add-On
Cardholders can add an authorized user at no extra cost to help build the authorized user's credit history.
Lifestyle Complimentary
Global Emergency Assistance
Provides virtual emergency assistance anytime, anywhere, and in any language.
Lifestyle Complimentary
GreenPath Financial Wellness Access (Coach Lea)
Access to a virtual financial coach and GreenPath non-profit financial counseling for credit score improvement and debt management.
Lifestyle Complimentary
Mastercard Golf Offers
Special offers and experiences related to golf, including play, attend, travel, or learning opportunities, through Mastercard Golf.
Lifestyle Complimentary
Mastercard Priceless Experiences
Access to exclusive Mastercard digital experiences, promotions, and events through the Priceless platform.
Lifestyle Complimentary
Unlimited 2% Cash Back
Earn unlimited 2% cash-back rewards on every qualified purchase, with no categories or caps.
Rewards 2% cash back
24/7 Fraud Monitoring and Alerts
Continuous account monitoring with alerts via email, phone, and text if suspicious activity is detected.
Security Complimentary
Card Tokenization
Masks the actual card number during transactions for added security.
Security Complimentary
Zero Fraud Liability
Cardholders are not responsible for unauthorized purchases made with their card.
Security $0 Fraud Liability
Baggage Delay Insurance
Reimburses for essential purchases if checked baggage is delayed while traveling on a common carrier.
Travel Complimentary
Worldwide Automatic Travel Accident Insurance
Provides automatic travel accident insurance coverage when traveling on a common carrier and the fare is charged to the card.
Travel Complimentary

Interest Rates

0%
Intro BT APR for 18 months (then 2.9%)
Purchase APR11.2%–18% Variable
Balance Transfer APR18%
Cash Advance APR18%

Fees

Annual Fee $0 — No Annual Fee
Foreign Transaction FeeNone
Balance Transfer Fee2% of the amount of each Balance Transfer
Cash Advance Fee2% of the amount of each Cash Advance
Late Payment FeeUp to $29
Returned Payment FeeUp to $29

Approval & Eligibility

670 Recommended minimum FICO · Range 670–850
300 Poor580 Fair 670 Good740 Very Good 800+ Exceptional
Approval DifficultyModerate
Credit ProfileGood
Approval OddsGood
Randolph-Brooks Federal Credit Union (RBFCU)
$0
Annual Fee
Apply Now
You will be redirected to the issuer's secure website.
APR 11.2%–18% Variable
Quick Summary
Annual Fee Free
RewardsCash Back
Foreign FeesNone
Min. FICO670+
NetworkMastercard
Card TypeCash Back
Online
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