| Category | Rate | Type | Cap |
|---|---|---|---|
|
All Other Purchases
This card is a low-interest rate utility card and does not participate in the RBFCU rewards program.
|
0x | Cash Back | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Low Introductory APR
2.9% introductory APR for purchases, balance transfers, and cash advances made during the first 90 days from account opening, lasting for 12-18 billing cycles depending on transaction type.
|
Financial | 2.9% intro APR |
|
No Annual Fee
The card carries no annual membership fee.
|
Financial |
$0
Up to $0
|
|
No Foreign Transaction Fees
No additional fee is charged on purchases made in foreign currencies.
|
Financial | 0% |
|
Authorized User Add-On
Cardholders can add an authorized user at no extra cost to help build the authorized user's credit history.
|
Lifestyle | Complimentary |
|
GreenPath Financial Wellness Access (Coach Lea)
Access to a virtual financial coach and GreenPath non-profit financial counseling for credit score improvement and debt management.
|
Lifestyle | Complimentary |
|
Card Tokenization
Card number is masked during checkout via tokenization for added security during purchases.
|
Security | Complimentary |
|
Zero Fraud Liability
Cardholders are not held responsible for unauthorized purchases made with their card.
|
Security | $0 Fraud Liability |
|
Baggage Delay Insurance
Reimburses for essential purchases if checked baggage is delayed while traveling on a common carrier.
|
Travel | Complimentary |
|
Worldwide Automatic Travel Accident Insurance
Provides automatic travel accident insurance coverage when traveling on a common carrier and the fare is charged to the card.
|
Travel | Complimentary |
