| Category | Rate | Type | Cap |
|---|---|---|---|
|
Princess Purchases
Earn 2X points per $1 spent on all Princess Cruises purchases, including cruise package bookings, onboard purchases, upgrades, and add-ons; no annual cap applies.
|
2x | Points | No cap |
|
All Other Purchases
Earn 1X point per $1 spent on all other eligible purchases not made with Princess Cruises; no annual cap applies.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
0% Introductory APR on Balance Transfers
New cardholders receive a 0% introductory APR on balance transfers made within 45 days of account opening for the first 15 billing cycles; a balance transfer fee of 5% (minimum $5) applies.
|
Financial | 0% for 15 billing cycles |
|
No Annual Fee
There is no annual fee to carry the Princess Cruises Rewards Visa Card, making it a zero-cost card for Princess loyalists year-round.
|
Financial |
$0 annual fee
Up to $0
|
|
No Foreign Transaction Fees
The card charges no foreign transaction fees on purchases made outside the United States, making it suitable for international cruise destinations and ports of call.
|
Financial | 0% foreign transaction fee |
|
Auto Rental Collision Damage Waiver
Provides secondary coverage for physical damage and theft on most rental vehicles when the cardholder declines the rental company's collision damage waiver and charges the full rental to the card; covers rental periods up to 31 consecutive days.
|
Insurance | Secondary coverage up to actual cash value |
|
Cell Phone Protection
Provides coverage against damage or theft for cell phones listed on the cardholder's monthly wireless bill when that bill is paid with the card; covers up to $600 per claim and $1,000 per 12-month period, subject to a $25 deductible per claim.
|
Insurance |
Up to $600 per claim / $1,000 per year
Up to $600
|
|
Extended Warranty Protection
Doubles the original U.S. manufacturer's written warranty period up to one additional year on eligible items with warranties of three years or less, when the purchase is made with the card.
|
Insurance | Up to 1 additional year |
|
Roadside Dispatch
Pay-per-use 24/7 roadside assistance service that dispatches a service provider for towing, tire changes, jump starts, locksmith services, and fuel delivery; cardholders pay a set fee per service call directly to the service provider.
|
Lifestyle | Pay-per-use |
|
Authorized User Points Earning
Transactions made by authorized users earn points at the same rate as the primary cardmember; all points are applied to the primary cardmember's rewards account.
|
Other | Complimentary |
|
Free FICO® Credit Score Access
Complimentary online access to the cardholder's FICO Credit Score through the Barclays online account portal, with alerts when Barclays learns the score has changed; score access requires the account to be open, active, and in good standing and may be removed at Barclays' discretion.
|
Other | Complimentary |
|
1X Points on All Other Purchases
Earn 1 point per $1 spent on all other eligible purchases made with the card with no annual earning cap.
|
Rewards | 1x point per $1 |
|
2X Points on Princess Purchases
Earn 2 points per $1 spent on all Princess Cruises purchases, including cruise bookings, onboard purchases, upgrades, and add-ons with no annual earning cap.
|
Rewards | 2x points per $1 |
|
Welcome Bonus Points
New cardholders earn a bonus points offer after meeting a minimum spend threshold within the first 90 days of account opening; the bonus is redeemable toward onboard credit, statement credits on cruise purchases, and more.
|
Rewards | Varies by offer (10,000–20,000 points) |
|
$0 Fraud Liability Protection
Cardholders are not held responsible for unauthorized charges reported to Barclays; $0 fraud liability applies to all unauthorized transactions on the account.
|
Security | Complimentary |
|
Identity Theft Protection
24/7 access to identity theft monitoring and resolution services, including dark web monitoring for compromised credentials and financial account takeover, plus access to identity theft resolution specialists available in English, French, and Spanish.
|
Security | Complimentary |
|
Visa Emergency Card Replacement
24/7 worldwide service to arrange expedited replacement of a lost or stolen card, typically delivered within 24–72 hours, including while traveling internationally.
|
Security | Complimentary |
|
Visa Emergency Cash Disbursement
If the card is lost or stolen, Visa can arrange for emergency cash to be made available for pick-up at a nearby financial institution; available 24/7 worldwide.
|
Security | Complimentary |
|
Baggage Delay Insurance
Reimburses the cardholder for essential purchases (toiletries, clothing, device chargers) when checked baggage is delayed by a common carrier for 4 or more hours; coverage is up to $100 per day for a maximum of 3 days. The common carrier fare must be paid with the card.
|
Travel |
Up to $100/day for 3 days
Up to $300
|
|
Travel Accident Insurance
Provides up to $250,000 in accidental death and dismemberment coverage when the cardholder charges the full cost of a common carrier fare to the card while traveling.
|
Travel |
Up to $250,000
Up to $250,000
|
|
Travel Emergency Assistance Services
24/7 multilingual emergency assistance hotline available when traveling 100 or more miles from home, providing medical and legal referrals, emergency transportation assistance, lost luggage location, and other travel support services; cardholders are responsible for the cost of services arranged.
|
Travel | Complimentary |
|
Trip Cancellation and Interruption Insurance
Reimburses non-refundable, prepaid trip costs up to $1,500 per covered person if a trip is cancelled or interrupted due to a covered reason such as illness, severe weather, or other unforeseen emergencies; the trip fare must be charged to the card.
|
Travel |
Up to $1,500 per covered person
Up to $1,500
|
|
Visa Signature Concierge Service
24/7 personal concierge service available by phone to assist with travel recommendations and reservations, dining bookings, event tickets, and other lifestyle requests; cardholders are responsible for the cost of any purchases made on their behalf.
|
Travel | Complimentary |
|
Visa Signature Luxury Hotel Collection
Access to exclusive benefits at participating Visa Signature Luxury Hotel Collection properties, which may include complimentary room upgrades, free breakfast, food and beverage credits, and Wi-Fi; bookings must be made through the Visa Signature Luxury Hotel Collection.
|
Travel | Complimentary |
