| Category | Rate | Type | Cap |
|---|---|---|---|
|
Prime Card Bonus — Rotating Amazon Categories
Eligible Prime cardmembers earn 10% back or more on a rotating selection of items and categories on Amazon.com during limited-time promotional periods. The rate includes the standard 5% back already earned on Amazon purchases. Rates vary by promotion and are subject to change.
Rotating
|
10x | Cash Back | No cap |
|
Amazon.com
Earned on eligible purchases at Amazon.com with an eligible Prime membership, including digital downloads, Amazon Gift Cards, Amazon Fresh orders, Amazon Prime subscriptions, and items sold by third-party merchants through Amazon.com marketplace. Without an eligible Prime membership, earn 3% back.
|
5x | Cash Back | No cap |
|
Amazon Fresh
Earned on Amazon Fresh purchases with an eligible Prime membership. Without an eligible Prime membership, earn 3% back.
|
5x | Cash Back | No cap |
|
Whole Foods Market
Earned on purchases at physical Whole Foods Market U.S. locations and wholefoodsmarket.com with an eligible Prime membership. Excludes certain third-party vendors, massage services, Spa@Ink, and purchases through third-party sites like Instacart. Without an eligible Prime membership, earn 3% back.
|
5x | Cash Back | No cap |
|
Chase Travel
Earned on prepaid travel purchases made through Chase Travel (chasetravel.com or by calling the number on the back of the card) with an eligible Prime membership. Does not apply to purchases made directly with travel suppliers. Without an eligible Prime membership, earn 3% back.
|
5x | Cash Back | No cap |
|
Gas Stations
Earned on purchases at gas stations with no annual cap.
|
2x | Cash Back | No cap |
|
Restaurants
Earned on restaurant purchases with no annual cap.
|
2x | Cash Back | No cap |
|
Local Transit and Commuting
Earned on local transit and commuting purchases including rideshare services with no annual cap.
|
2x | Cash Back | No cap |
|
All Other Purchases
Base earn rate on all other purchases anywhere Visa is accepted not covered by a bonus category. Excludes balance transfers, cash advances, fees, and other non-purchase transaction types. Purchases made under Amazon promotional financing (Special Financing or Equal Pay) do not earn rewards.
|
1x | Cash Back | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Amazon Promotional Financing — Equal Pay
Cardmembers can choose 0% APR equal monthly payment financing on qualifying Amazon.com purchases, with the balance divided equally over the promotional period (6 to 48 months) and added to the minimum payment. Purchases under this promotion do not earn % back rewards.
|
Financial | 0% APR equal monthly payments for 6–48 months |
|
Amazon Promotional Financing — Special Financing (Deferred Interest)
Cardmembers can choose 0% APR promotional financing on qualifying Amazon.com purchases of $50 or more for periods ranging from 6 to 48 months. If the balance is not paid in full by the end of the promotional period, interest is charged from the purchase date at the standard variable APR. Purchases under this promotion do not earn % back rewards.
|
Financial | 0% APR for 6–48 months on qualifying Amazon purchases |
|
No Annual Credit Card Fee
The Prime Visa carries no annual credit card fee. Note: An eligible Amazon Prime membership ($139/year or $14.99/month) is required to qualify for the card and its 5% earn rate.
|
Financial |
$0 annual card fee
Up to $0
|
|
No Foreign Transaction Fees
No foreign transaction fees are charged on purchases made outside the United States, making the card suitable for international travel.
|
Financial | 0% foreign transaction fee |
|
Auto Rental Collision Damage Waiver
Decline the rental company's collision insurance and charge the entire rental cost to your card for reimbursement for theft and collision damage on most rental vehicles. Coverage is secondary to personal insurance in the U.S.
|
Insurance | Secondary CDW coverage (primary abroad) |
|
Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less, up to four years from the date of purchase.
|
Insurance | 1 additional year of warranty |
|
Purchase Protection
Covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $500 per item. New York residents are limited to a 90-day coverage period.
|
Insurance |
Up to $500 per item
Up to $500
|
|
Free Authorized Users
Cardmembers can add authorized users to the account at no cost, allowing friends or family to earn rewards on their purchases while sharing the primary cardmember's credit line.
|
Other | Complimentary |
|
1% Back on All Other Purchases
Earn unlimited 1% back on all other purchases anywhere Visa is accepted that are not covered by a bonus category.
|
Rewards | 1% cash back (unlimited) |
|
2% Back at Gas Stations
Earn unlimited 2% back on purchases made at gas stations with no annual cap.
|
Rewards | 2% cash back (unlimited) |
|
2% Back at Restaurants
Earn unlimited 2% back on restaurant purchases, including dining and takeout, with no annual cap.
|
Rewards | 2% cash back (unlimited) |
|
2% Back on Local Transit and Commuting
Earn unlimited 2% back on local transit and commuting purchases, including rideshare services, with no annual cap.
|
Rewards | 2% cash back (unlimited) |
|
5% Back at Amazon.com, Amazon Fresh, and Whole Foods Market (Prime Members)
Earn unlimited 5% back on purchases made at Amazon.com, Amazon Fresh, and Whole Foods Market with an eligible Prime membership. Without an eligible Prime membership, the rate drops to 3%.
|
Rewards | 5% cash back (unlimited) |
|
5% Back on Chase Travel Purchases (Prime Members)
Earn unlimited 5% back on prepaid travel purchases made through Chase Travel (chasetravel.com or by calling the number on the back of the card), including airline tickets, hotels, car rentals, and cruises, with an eligible Prime membership. Without Prime, earn 3% back.
|
Rewards | 5% cash back (unlimited) |
|
Daily Rewards — Earn and Redeem as Soon as the Next Day
Points are credited to the cardmember's account as soon as the next day after a qualifying purchase, and can be redeemed immediately at Amazon.com checkout, or through Chase.com for cash back, gift cards, or travel.
|
Rewards | Daily posting and redemption |
|
Prime Card Bonus — 10% or More Back on Rotating Amazon Categories
Eligible Prime cardmembers earn 10% back or more on a rotating selection of items and categories on Amazon.com during limited-time promotional periods. The amount includes the standard 5% back already earned on Amazon purchases.
|
Rewards | 10% or more back (limited-time, rotating) |
|
Refer-a-Friend — Amazon Gift Card
Cardmembers can earn a $50 Amazon Gift Card for each friend who is approved for the Amazon Visa or Prime Visa through their referral link, up to $500 in Amazon Gift Cards per calendar year (10 approved referrals).
|
Rewards |
$50 per referral, up to $500/year
Up to $500
|
|
Welcome Bonus — $150 Amazon Gift Card
New Prime Visa cardmembers with an eligible Prime membership receive a $150 Amazon Gift Card instantly loaded into their Amazon account upon card approval. The bonus is available only to new cardmembers who do not currently hold an Amazon Visa or Prime Visa.
|
Rewards |
$150 Amazon Gift Card
Up to $150
|
|
Contactless Tap to Pay
The card supports contactless payment technology for fast and secure checkout anywhere the Contactless Symbol is displayed.
|
Security | Complimentary |
|
Zero Liability Protection
Cardmembers are not held responsible for unauthorized charges made with their card or account information when reported promptly. Does not apply to use of the account by an authorized user without the approval of the primary cardmember.
|
Security | Complimentary |
|
Shop with Points at Amazon.com
Cardmembers can apply points directly to eligible Amazon.com orders at checkout with no minimum balance required. Each point is worth $0.01 when redeemed this way.
|
Shopping | No minimum redemption |
|
Baggage Delay Insurance
Reimburses up to $100 per day for up to 3 days for essential purchases such as toiletries and clothing when checked or carry-on baggage is delayed more than 6 hours by a passenger carrier.
|
Travel |
Up to $100/day for 3 days
Up to $300
|
|
Lost Luggage Reimbursement
Provides reimbursement of up to $3,000 per covered traveler for the repair or replacement of checked or carry-on baggage lost, damaged, or stolen during a covered trip. New York residents are limited to $2,000 per bag and $10,000 per trip for all travelers.
|
Travel |
Up to $3,000 per traveler
Up to $3,000
|
|
Roadside Assistance
In the event of a roadside emergency, cardmembers can call the service provider to dispatch help. Roadside service fees are billed to the card at time of dispatch.
|
Travel | Service fees billed to card |
|
Spend Instantly — Digital Wallet Access
Cardmembers can add their new card to Apple Pay, Google Pay, or Samsung Pay immediately upon approval through the Chase Mobile app, enabling purchases before the physical card arrives.
|
Travel | Instant card access |
|
Travel Accident Insurance
When you pay for air, bus, train, or cruise transportation with your card, you are eligible to receive up to $500,000 in accidental death or dismemberment coverage.
|
Travel |
Up to $500,000
Up to $500,000
|
|
Travel and Emergency Assistance
Provides legal and medical referrals and access to other travel and emergency assistance services when you run into a problem while traveling away from home. The cardmember is responsible for the cost of any goods or services obtained.
|
Travel | Complimentary access (services billed separately) |
