| Category | Rate | Type | Cap |
|---|---|---|---|
|
NFL and Team Purchases
Earn 2X points per $1 spent on eligible NFL and team purchases including game tickets, in-stadium purchases on game day, NFL team Pro Shop purchases, DirecTV purchases, and purchases at NFLShop.com; based on merchant category code designation.
|
2x | Points | No cap |
|
All Other Purchases
Earn 1 point per $1 spent on all other eligible purchases not qualifying as NFL or team purchases; no annual earning cap applies.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
0% Introductory APR on Balance Transfers
New cardholders receive a 0% introductory APR on balance transfers made within 45 days of account opening for the first 15 billing cycles; a balance transfer fee applies to each transfer.
|
Financial | 0% for 15 billing cycles |
|
No Annual Fee
There is no annual fee to carry the NFL Extra Points Credit Card, making it a cost-free option for NFL fans year-round.
|
Financial |
$0 annual fee
Up to $0
|
|
Special Financing on NFL Ticket Purchases
Cardholders enjoy special promotional financing on qualifying ticket purchases of $250 or more made at identified NFL ticket providers; full terms and eligible providers are detailed in the cardmember agreement.
|
Financial | Special financing terms on qualifying ticket purchases of $250+ |
|
Auto Rental Collision Damage Waiver
Provides secondary coverage for physical damage, theft, and loss-of-use charges on most rental vehicles when the cardholder declines the rental company's collision damage waiver and charges the full rental to the card; covers rentals up to 31 consecutive days.
|
Insurance | Secondary coverage up to actual cash value |
|
Extended Warranty Protection
Extends the original U.S. manufacturer's written warranty on eligible purchases made with the card; terms, conditions, and exclusions apply.
|
Insurance | Complimentary |
|
Purchase Security
Covers eligible new purchases made with the card against theft or accidental damage for a specified period following the purchase date; terms, conditions, and exclusions apply.
|
Insurance | Complimentary |
|
Custom Team Card Design
Cardholders can select a card design featuring the logo and colors of any of the 32 NFL clubs or the NFL shield logo, allowing fans to show team loyalty with their credit card.
|
Lifestyle | Complimentary |
|
NFL Game Ticket Redemptions
Points can be redeemed for tickets to any regular season NFL game through the NFL Extra Points rewards portal; ticket availability varies by team, game, and demand.
|
Lifestyle | Variable (based on points balance and ticket price) |
|
NFL VIP Experiences and Memorabilia Redemptions
Points can be redeemed for NFL VIP experiences, training camp visits, team tours, player meet-and-greets, autographed memorabilia, and other exclusive fan experiences through the NFL Extra Points rewards portal.
|
Lifestyle | Variable |
|
Super Bowl Ticket Redemptions
Points may be redeemed for Super Bowl tickets through the NFL Extra Points rewards portal; availability is extremely limited and not guaranteed — cardholders must monitor the portal as tickets sell out quickly without advance notice.
|
Lifestyle | Variable (based on points balance; very limited availability) |
|
Points Redemption for NFL Gift Cards
Points can be redeemed for NFL gift cards redeemable at NFLShop.com and participating NFL team stores; gift card values and redemption thresholds are published in the rewards program terms.
|
Other | Variable |
|
Points Redemption for Statement Credits
Points can be redeemed for statement credits at a rate of 1 cent per point; minimum redemption is 2,500 points for a $25 statement credit.
|
Other | 1 cent per point (minimum 2,500 points) |
|
1X Points on All Other Purchases
Earn 1 point per $1 spent on all other eligible purchases not classified as NFL or team purchases, with no annual earning cap.
|
Rewards | 1x point per $1 |
|
2X Points on NFL and Team Purchases
Earn 2 points per $1 spent on eligible NFL and team purchases including game tickets, in-stadium purchases on game day, NFL team Pro Shop purchases, DirecTV purchases, and NFLShop.com; eligibility is determined by merchant category code.
|
Rewards | 2x points per $1 |
|
Welcome Bonus Points
New cardholders earn 10,000 bonus points (worth $100 in statement credit) after spending $500 in purchases within the first 90 days of account opening; the bonus is limited to one per program and is not available to prior NFL Extra Points cardmembers.
|
Rewards |
10,000 points ($100 value)
Up to $100
|
|
$0 Fraud Liability Protection
Cardholders are not responsible for unauthorized charges made on their account when reported promptly; $0 fraud liability applies to all unauthorized transactions.
|
Security | Complimentary |
|
Visa Emergency Card Replacement
24/7 worldwide service to arrange expedited replacement of a lost or stolen card, typically within 24–72 hours including while traveling internationally.
|
Security | Complimentary |
|
Visa Emergency Cash Disbursement
If the card is lost or stolen, Visa can arrange for emergency cash to be made available for pick-up at a nearby financial institution; available 24/7 worldwide.
|
Security | Complimentary |
|
20% Discount at NFLShop.com
Cardholders receive a 20% discount on purchases made at NFLShop.com when paying with the NFL Extra Points Credit Card; the discount applies to NFL-licensed merchandise and gear.
|
Shopping | 20% off NFLShop.com |
|
Travel Accident Insurance
Provides accidental death and dismemberment coverage when the full cost of a common carrier fare is charged to the card; covers the cardholder and eligible family members traveling on the same ticket.
|
Travel | Complimentary |
|
Travel Emergency Assistance Services
24/7 multilingual emergency assistance when traveling 100 or more miles from home, including medical and legal referrals, emergency transportation coordination, and other travel support services; cardholders are responsible for the cost of services arranged.
|
Travel | Complimentary |
