| Category | Rate | Type | Cap |
|---|---|---|---|
|
Yankee Stadium Concessions & Shops
5 Pinstripe Rewards points per $1 on net eligible purchases at Yankee Stadium concessions and shops; not earned on returns, cash advances, balance transfers, interest, fees, or purchases made via third-party payment accounts such as PayPal or Venmo.
|
5x | Points | No cap |
|
Dining & Bars (Outside Yankee Stadium)
3 Pinstripe Rewards points per $1 at restaurants and bars outside Yankee Stadium where Mastercard is accepted; earning depends on the merchant's assigned MCC and will not apply if the merchant is not coded in an eligible category.
|
3x | Points | No cap |
|
Gas Stations
3 Pinstripe Rewards points per $1 at gas stations where Mastercard is accepted; earning depends on the merchant's assigned MCC and will not apply if the merchant is not coded in an eligible category.
|
3x | Points | No cap |
|
Rideshare
3 Pinstripe Rewards points per $1 on rideshare purchases where Mastercard is accepted; earning depends on the merchant's assigned MCC. Purchases made via third-party payment accounts such as PayPal or Venmo will not earn additional points.
|
3x | Points | No cap |
|
Mass Transit
3 Pinstripe Rewards points per $1 on mass transit purchases where Mastercard is accepted; earning depends on the merchant's assigned MCC and will not apply if the merchant is not coded in an eligible category.
|
3x | Points | No cap |
|
All Other Purchases
1 Pinstripe Rewards point per $1 on all other net eligible purchases everywhere Mastercard is accepted; not earned on returns, unauthorized charges, cash advances, balance transfers, interest, fees, or purchases via PayPal or Venmo.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
No Annual Fee
The New York Yankees Mastercard Credit Card carries no annual fee for the standard Mastercard variant, making it free to hold for Yankees fans.
|
Financial |
$0 annual fee
Up to $0
|
|
Online and Mobile Account Management
Cardholders can manage their account, make payments, view statements, track points, and redeem rewards 24/7 through Account Center at comenity.net/yankees or via the Bread Financial mobile app.
|
Financial | Complimentary 24/7 account access |
|
Game Ticket Redemptions
Cardholders may redeem Pinstripe Rewards points for New York Yankees game tickets through the program catalog via Account Center at comenity.net/yankees.
|
Lifestyle | Redeemable for game tickets |
|
In-Stadium QR Code Application
The New York Yankees and Bread Financial have deployed in-stadium QR codes at Yankee Stadium so fans can quickly apply for the card at the game and immediately add it to their digital wallet to begin earning rewards.
|
Lifestyle | Instant digital wallet access upon approval |
|
Yankee Stadium Experience Redemptions
Cardholders may redeem Pinstripe Rewards points for exclusive New York Yankees experiences, including access to alumni dinners, pre-game meet and greets, and behind-the-scenes stadium tours. Experiences are available through the program catalog via Account Center.
|
Lifestyle | Exclusive Yankee Stadium experiences |
|
Yankees Memorabilia Redemptions
Cardholders may redeem Pinstripe Rewards points for official New York Yankees memorabilia through the program catalog via Account Center at comenity.net/yankees.
|
Lifestyle | Redeemable for Yankees memorabilia |
|
1% Back on All Other Purchases
Cardholders earn 1 Pinstripe Rewards point per $1 (equal to 1% back) on all other net eligible purchases everywhere Mastercard is accepted. Points are uncapped.
|
Rewards | 1% back on all other purchases |
|
3% Back on Dining, Gas, Rideshare & Transit
Cardholders earn 3 Pinstripe Rewards points per $1 (equal to 3% back) on net eligible purchases at restaurants and bars outside Yankee Stadium, gas stations, rideshare services, and mass transit where Mastercard is accepted. Merchant classification codes (MCCs) must match eligible categories as assigned by the merchant's processor.
|
Rewards | 3% back on dining, gas, rideshare & transit |
|
5% Back at Yankee Stadium
Cardholders earn 5 Pinstripe Rewards points per $1 (equal to 5% back) on net eligible purchases made at Yankee Stadium concessions and shops. Points are not earned on returns, cash advances, balance transfers, interest, or fees.
|
Rewards | 5% back at Yankee Stadium |
|
Bonus Points for Special Offers
From time to time, Comenity Bank may make bonus point offers to eligible cardholders. Offers may require registration, may have earning limits or blackout periods, and may only be communicated via email. Comenity Bank may change or withdraw offers at any time.
|
Rewards | Variable bonus points per special offer |
|
Catalog Merchandise Redemptions
Cardholders may redeem Pinstripe Rewards points for catalog merchandise through the program catalog website accessible via Account Center.
|
Rewards | Redeemable for catalog merchandise |
|
Opt-In Bonus Point Offers
Cardholders may opt in to special bonus earning offers available in Account Center at comenity.net/yankees. Opt-in is required before purchases are made; earning is not retroactive. Opt-In Offers have specific earning criteria and time frames.
|
Rewards | Variable bonus points per opt-in offer |
|
Pinstripe Rewards Points Expiration Policy
Points expire five years after the date they are posted to the cardholder's points balance. Points are forfeited if the account is closed, the cardholder files for bankruptcy, or the account becomes 60 or more days past due (with a 30-day redemption window upon voluntary cancellation or closure).
|
Rewards | Points expire 5 years after posting |
|
Points Redeemable for Cash Back via Direct Deposit
Cardholders may redeem Pinstripe Rewards points for cash back as a direct deposit to a bank account through Account Center at comenity.net/yankees.
|
Rewards | 100 points = $1.00 cash back |
|
Points Redeemable for Statement Credit
Cardholders may redeem Pinstripe Rewards points for a statement credit to their account at a rate of 100 points = $1.00, starting at a minimum of $1.00 (100 points). Statement credits post within up to 6 business days and reduce the account balance but do not count toward minimum monthly payments.
|
Rewards | 100 points = $1.00 statement credit |
|
Credit Bureau Reporting
The New York Yankees Mastercard Credit Card reports account activity to credit bureaus, enabling responsible cardholders to build or maintain their credit profile over time.
|
Security | Reported to major credit bureaus |
