| Category | Rate | Type | Cap |
|---|---|---|---|
|
All Other Purchases
Earn 1 point per $1 spent on all qualifying purchases; points can be combined with points earned from a MyStyle Checking account for faster accumulation.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Card Manager Mobile App Controls
Cardholders can use the Mountain America mobile app to freeze and unfreeze their card, change PINs, and set travel notifications.
|
Financial | Complimentary |
|
Free FICO Credit Score Access
Cardholders receive free access to their FICO credit score through their Mountain America online banking or mobile app account.
|
Financial | Complimentary |
|
No Annual Fee
The Mountain America Visa Rewards Credit Card carries no annual fee for cardholders.
|
Financial | $0 Annual Fee |
|
No Balance Transfer Fee
Mountain America does not charge a fee for balance transfers to the Visa Rewards Credit Card.
|
Financial | $0 Balance Transfer Fee |
|
Visa Signature Upgrade Eligibility
Cardholders with a credit limit of $5,000 or more may be eligible to upgrade to a Visa Signature card, which unlocks additional Visa Signature benefits including travel and lifestyle perks.
|
Lifestyle | Complimentary |
|
Boise State University Alumni Association Affinity Card
Cardholders can choose a Boise State Alumni Association affinity card design to show support for the organization; no additional fees apply.
|
Other | Complimentary |
|
BYU Alumni Association Affinity Card
Cardholders can choose a BYU Alumni Association affinity card design to show support for the organization; no additional fees apply.
|
Other | Complimentary |
|
1 Point Per $1 on All Purchases
Cardholders earn 1 MySelect Rewards point per $1 spent on all qualifying purchases with no category restrictions or caps.
|
Rewards | 1 point per $1 |
|
MySelect Rewards Redemption — Cash Back
Points can be redeemed for cash back deposited to the cardholder's Mountain America account through the MySelect Rewards portal.
|
Rewards | Complimentary |
|
MySelect Rewards Redemption — Event Tickets
Points can be redeemed for tickets to sports, concerts, and entertainment events through the MySelect Rewards portal.
|
Rewards | Complimentary |
|
MySelect Rewards Redemption — Gift Cards
Points can be redeemed for gift cards to a wide selection of retailers and restaurants through the MySelect Rewards portal.
|
Rewards | Complimentary |
|
MySelect Rewards Redemption — Travel Rebates
Points can be redeemed for travel rebates through the MySelect Rewards portal, allowing cardholders to offset travel purchases made anywhere.
|
Rewards | Complimentary |
|
Points Combinable with MyStyle Checking Account
Points earned on the Rewards credit card can be combined with points earned from a Mountain America MyStyle Checking account to accumulate rewards faster.
|
Rewards | Complimentary |
|
Emergency Card Replacement
Visa provides emergency card replacement if a cardholder's card is lost or stolen while traveling, including internationally.
|
Security | Complimentary |
|
Emergency Cash Disbursement
Visa provides emergency cash disbursement when a cardholder's card is lost or stolen and they need immediate access to funds while traveling.
|
Security | Complimentary |
|
Visa Zero Liability Policy
Cardholders are not held responsible for unauthorized purchases made with their card, provided the unauthorized use is promptly reported.
|
Security | Complimentary |
