| Category | Rate | Type | Cap |
|---|---|---|---|
|
All Other Purchases
This card prioritizes a low interest rate and does not earn rewards points or cash back on purchases.
|
0x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Card Manager Mobile App Controls
Cardholders can use the Mountain America mobile app to freeze and unfreeze their card, change PINs, and set travel notifications.
|
Financial | Complimentary |
|
Free FICO Credit Score Access
Cardholders receive free access to their FICO credit score through their Mountain America online banking or mobile app account.
|
Financial | Complimentary |
|
Low Variable APR
The card features Mountain America's lowest variable APR range among its personal Visa credit cards, designed for members who carry a balance and want to minimize interest costs.
|
Financial | Lowest available rate |
|
No Annual Fee
The Mountain America Visa Low Rate Credit Card carries no annual fee for cardholders.
|
Financial | $0 Annual Fee |
|
No Balance Transfer Fee
Mountain America does not charge a fee for balance transfers to the Visa Low Rate Credit Card.
|
Financial | $0 Balance Transfer Fee |
|
Emergency Card Replacement
Visa provides emergency card replacement if a cardholder's card is lost or stolen while traveling, including internationally.
|
Security | Complimentary |
|
Emergency Cash Disbursement
Visa provides emergency cash disbursement when a cardholder's card is lost or stolen and they need immediate access to funds while traveling.
|
Security | Complimentary |
|
Visa Zero Liability Policy
Cardholders are not held responsible for unauthorized purchases made with their card, provided the unauthorized use is promptly reported.
|
Security | Complimentary |
