| Category | Rate | Type | Cap |
|---|---|---|---|
|
Dining
Includes restaurants and food delivery services.
|
3x | Points | No cap |
|
Groceries
At supermarkets; excludes superstores, warehouse clubs, and discount stores.
|
3x | Points | No cap |
|
Gas Stations
Excludes gas purchased at superstores, supermarkets, and warehouse clubs.
|
3x | Points | No cap |
|
Transit
Includes railway, ferries, taxis, limousines, bus lines, tolls, and parking.
|
3x | Points | No cap |
|
All Other Purchases
Earned on all other eligible net purchases.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
No Foreign Transaction Fees
There are no fees for making purchases outside of the United States.
|
Financial | 0% |
|
Rental Car Insurance
Secondary coverage for damage or theft of a rental vehicle when paid with the card.
|
Insurance | Coverage |
|
Travel Accident Insurance
Coverage against accidental death or dismemberment while traveling on a common carrier.
|
Insurance |
Up to $250,000
Up to $250,000
|
|
American Express Experiences
Access to presale tickets and member-only events for concerts, sports, and more.
|
Lifestyle | Access |
|
Base Rewards
Earn 1 point per dollar spent on all other eligible net purchases.
|
Rewards | 1x points |
|
Dining Rewards
Earn 3 points per dollar spent at restaurants and on food delivery.
|
Rewards | 3x points |
|
Gas and Transit Rewards
Earn 3 points per dollar spent at gas stations and on transit.
|
Rewards | 3x points |
|
Grocery Rewards
Earn 3 points per dollar spent at supermarkets.
|
Rewards | 3x points |
|
Fraud Notifications
Real-time notifications for suspicious activity on your account.
|
Security | Complimentary |
|
ShopRunner Membership
Complimentary membership for free 2-day shipping and free returns at dozens of online stores.
|
Shopping | Complimentary |
|
Travel and Lifestyle Services
Access to travel planning, roadside assistance, and global emergency assistance.
|
Travel | Complimentary |
