| Category | Rate | Type | Cap |
|---|---|---|---|
|
Miles & More Integrated Airline Partner Purchases
Earn 2 Miles per $1 spent on ticket purchases made directly from Miles & More integrated airline partners including Lufthansa, Swiss International Air Lines, Austrian Airlines, Brussels Airlines, and other participating Miles & More partner carriers; eligibility is determined by merchant category code and direct booking requirement.
|
2x | Miles | No cap |
|
All Other Purchases
Earn 1 Mile per $1 spent on all other eligible net purchases made anywhere Mastercard is accepted, excluding balance transfers, cash advances, and cash equivalent transactions; no annual earning cap applies.
|
1x | Miles | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
0% Introductory APR on Balance Transfers
New cardholders receive a 0% introductory APR on balance transfers made within 45 days of account opening for the first 15 billing cycles; a balance transfer fee applies to each transfer.
|
Financial | 0% for 15 billing cycles |
|
No Foreign Transaction Fees
The card charges no foreign transaction fees on purchases made outside the United States, making it ideal for international travel on Lufthansa and partner airlines.
|
Financial | 0% foreign transaction fee |
|
Auto Rental Collision Damage Waiver — Primary on International Rentals
Provides primary coverage on international rental car bookings and secondary coverage on domestic rentals for physical damage, theft, reasonable towing charges, and loss-of-use fees when the cardholder declines the rental company's collision damage waiver and charges the full rental to the card; covers rentals up to 31 consecutive days.
|
Insurance | Primary (international) / Secondary (domestic) coverage up to actual cash value |
|
Extended Warranty Protection
Extends the original U.S. manufacturer's written warranty on eligible purchases made with the card for up to one additional year; terms, conditions, and exclusions apply.
|
Insurance | Up to 1 additional year |
|
Purchase Security
Covers eligible new purchases made with the card against theft or accidental damage for a specified period following the purchase date; terms, conditions, and exclusions apply.
|
Insurance | Complimentary |
|
Free FICO® Credit Score Access
Complimentary online access to the cardholder's FICO Credit Score through the Barclays account portal, with alerts when Barclays learns the score has changed; requires an open, active account (activity within the past 150 days) in good standing; access may be removed at Barclays' discretion.
|
Other | Complimentary |
|
1X Miles on All Other Purchases
Earn 1 Mile per $1 spent on all other eligible net purchases made anywhere Mastercard is accepted; no annual earning cap applies.
|
Rewards | 1x mile per $1 |
|
2X Miles on Miles & More Airline Partner Purchases
Earn 2 Miles per $1 spent on ticket purchases made directly from Miles & More integrated airline partners including Lufthansa, Swiss International Air Lines, Austrian Airlines, Brussels Airlines, and other participating Miles & More partner carriers.
|
Rewards | 2x miles per $1 |
|
Welcome Bonus Miles
New cardholders earn 60,000 bonus Miles after making $3,000 in purchases within the first 90 days of account opening and paying the annual fee; the bonus is limited to one per program and is not available to current or former Miles & More World Elite Mastercard cardmembers.
|
Rewards | 60,000 bonus miles |
|
$0 Fraud Liability Protection
Cardholders are not responsible for unauthorized charges made on their account when reported promptly; Barclays provides $0 fraud liability on all unauthorized transactions.
|
Security | Complimentary |
|
Mastercard Global Service™
24/7 worldwide assistance for lost or stolen card reporting, emergency card replacement, and emergency cash disbursement; available domestically and internationally.
|
Security | Complimentary |
|
Mastercard Identity Theft Protection™
Access to identity theft monitoring and resolution services through Mastercard's ID Theft Protection program; cardholders must register to activate the benefit. Certain terms and conditions apply.
|
Security | Complimentary (registration required) |
|
Annual Economy Companion Certificate
Cardholders receive one complimentary economy class companion ticket valid for a Lufthansa-operated flight after making the first card purchase, and then one additional companion certificate each anniversary year; the companion is responsible for paying applicable taxes and fees on the ticket.
|
Travel | 1 companion certificate/year (taxes and fees apply) |
|
Baggage Delay Insurance
Reimburses the cardholder for essential purchases up to $100 per day for up to 3 days when checked baggage is delayed by a common carrier for 4 or more hours; the common carrier fare must be paid with the card.
|
Travel |
Up to $100/day for 3 days
Up to $300
|
|
Lufthansa Business Lounge Access — 2 Annual Vouchers
Cardholders receive 2 Lufthansa Business Lounge vouchers each year upon payment of the annual fee, providing access to Lufthansa Business Lounges at airports worldwide; vouchers are issued annually and are not transferable.
|
Travel | 2 lounge vouchers/year |
|
Mastercard Airport Concierge™
15% savings on Meet and Greet services at airports worldwide through the Mastercard Airport Concierge program; a personal assistant escorts cardholders through the airport 24/7. Cardholders are responsible for applicable service fees.
|
Travel | 15% discount on airport concierge services |
|
Travel Accident Insurance
Provides accidental death and dismemberment coverage when the full cost of a common carrier fare is charged to the card; covers the cardholder and eligible family members traveling on the same ticket.
|
Travel | Complimentary |
|
Travel Emergency Assistance Services
24/7 multilingual emergency assistance when traveling 100 or more miles from home, including medical and legal referrals, emergency transportation coordination, and other travel support services; cardholders are responsible for the cost of services arranged.
|
Travel | Complimentary |
|
Trip Cancellation and Interruption Insurance
Reimburses non-refundable, prepaid trip costs when a covered trip is cancelled or interrupted due to a qualifying covered reason; the full cost of the ticket must be charged to the card. Terms, conditions, and exclusions apply.
|
Travel | Complimentary |
