| Category | Rate | Type | Cap |
|---|---|---|---|
|
Airfare and Hotel Reservations via LuxuryCardTravel.com
Earn 2X Exclusive Rewards points per $1 spent on airfare and hotel reservations booked through LuxuryCardTravel.com; not applicable to bookings made directly with airlines or hotels outside the Luxury Card travel portal.
|
2x | Points | No cap |
|
All Other Purchases
Earn 1 Exclusive Rewards point per $1 spent on all other eligible purchases made anywhere Mastercard is accepted; no annual earning cap applies.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
0% Introductory APR on Balance Transfers
New cardholders receive a 0% introductory APR on balance transfers made within 45 days of account opening for the first 15 billing cycles; a balance transfer fee of 5% (minimum $5) applies to each transfer.
|
Financial | 0% for 15 billing cycles |
|
No Foreign Transaction Fees
The card charges no foreign transaction fees on purchases made outside the United States, making it suitable for international travel and foreign-currency online purchases.
|
Financial | 0% foreign transaction fee |
|
Auto Rental Collision Damage Waiver
Provides secondary coverage for physical damage, theft, reasonable towing charges, and loss-of-use fees on most rental vehicles when the cardholder declines the rental company's collision damage waiver and charges the full rental to the card; covers rentals up to 31 consecutive days.
|
Insurance | Secondary coverage up to actual cash value |
|
Cell Phone Protection
Provides coverage against damage or theft for cell phones when the monthly wireless bill is paid with the card; covers up to $1,000 per year in eligible claims, subject to a deductible per claim.
|
Insurance |
Up to $1,000/year
Up to $1,000
|
|
Extended Warranty Protection
Extends the original U.S. manufacturer's written warranty on eligible purchases made with the card for up to one additional year; terms, conditions, and exclusions apply.
|
Insurance | Up to 1 additional year |
|
Purchase Security
Covers eligible new purchases made with the card against theft or accidental damage for a specified period following the purchase date; restrictions, limitations, and exclusions apply.
|
Insurance | Complimentary |
|
24/7 Luxury Card Concierge®
Around-the-clock personalized concierge service exclusive to Luxury Card members for lifestyle management, travel bookings, restaurant reservations, event tickets, and other assistance; cardholders are responsible for the cost of any goods or services arranged on their behalf.
|
Lifestyle | Complimentary |
|
Brushed Metal Card Design
The card is constructed from brushed stainless steel, making it one of the heaviest metal credit cards available to general consumers at approximately 22 grams.
|
Other | Complimentary |
|
Free FICO® Credit Score Access
Complimentary online access to the cardholder's FICO Credit Score through the Barclays account portal, with alerts when Barclays learns the score has changed; requires an open, active account in good standing; access may be removed at Barclays' discretion.
|
Other | Complimentary |
|
1X Points on All Other Purchases
Earn 1 Exclusive Rewards point per $1 spent on all other eligible purchases made anywhere Mastercard is accepted; no annual earning cap applies.
|
Rewards | 1x point per $1 |
|
2X Points on Airfare and Hotel via LuxuryCardTravel.com
Earn 2 Exclusive Rewards points per $1 spent on airfare and hotel reservations booked through LuxuryCardTravel.com; not applicable to bookings made directly with airlines or hotels outside the portal.
|
Rewards | 2x points per $1 |
|
Airfare Redemption at 2 Cents Per Point
Exclusive Rewards points redeemed for airfare through the Luxury Card Exclusive Rewards portal are valued at 2 cents per point, effectively doubling the value versus cash back redemption.
|
Rewards | 2 cents per point for airfare |
|
Cash Back Redemption at 1 Cent Per Point
Exclusive Rewards points may be redeemed as cash back or statement credit at a value of 1 cent per point; minimum redemption thresholds and conditions apply per the Reward Rules.
|
Rewards | 1 cent per point for cash back |
|
Welcome Bonus — 10,000 Exclusive Rewards Points
New cardholders earn 10,000 Exclusive Rewards points (worth $200 in airfare redemption value or $100 in cash back value) after spending $1,000 in purchases within the first 90 days of account opening.
|
Rewards |
10,000 points ($200 airfare / $100 cash value)
Up to $200
|
|
$0 Fraud Liability Protection
Cardholders are not responsible for unauthorized charges made on their account when reported promptly; Barclays provides $0 fraud liability on all unauthorized transactions.
|
Security | Complimentary |
|
Mastercard Global Service™
24/7 worldwide assistance for lost or stolen card reporting, emergency card replacement, and emergency cash disbursement; available domestically and internationally.
|
Security | Complimentary |
|
Mastercard Identity Theft Protection™
Access to identity theft monitoring and resolution services through Mastercard's program; registration required. Certain terms and conditions apply.
|
Security | Complimentary (registration required) |
|
Baggage Delay Insurance
Reimburses the cardholder for essential purchases up to $100 per day for up to 3 days when checked baggage is delayed by a common carrier for 4 or more hours; the common carrier fare must be charged to the card.
|
Travel |
Up to $100/day for 3 days
Up to $300
|
|
Luxury Hotel & Resort Collection
Access to exclusive benefits at participating Luxury Hotel & Resort Collection properties, which may include daily breakfast for two, room upgrades when available, welcome amenities, resort and dining credits, late check-out, early check-in, and complimentary Wi-Fi; actual value varies by property.
|
Travel | Complimentary (value varies by property) |
|
Mastercard Airport Concierge™
15% savings on Meet and Greet services at airports worldwide through the Mastercard Airport Concierge program; a personal assistant escorts cardholders through the airport 24/7. Cardholders are responsible for applicable service fees.
|
Travel | 15% discount on airport concierge services |
|
Priority Pass Select Membership
Complimentary Priority Pass Select membership providing unlimited access to over 1,700 airport lounges and travel experiences in more than 600 cities across 145 countries for the primary cardmember and accompanying guests; unlimited guest visits are included.
|
Travel | Complimentary (unlimited lounge visits) |
|
Travel Accident Insurance
Provides accidental death and dismemberment coverage when the full cost of a common carrier fare is charged to the card; covers the cardholder and eligible family members traveling on the same ticket.
|
Travel | Complimentary |
|
Travel Emergency Assistance Services
24/7 multilingual emergency assistance when traveling 100 or more miles from home, including medical and legal referrals, emergency transportation coordination, and lost luggage assistance; cardholders are responsible for the cost of services arranged.
|
Travel | Complimentary |
|
Trip Cancellation and Interruption Insurance
Reimburses non-refundable, prepaid trip costs when a covered trip is cancelled or interrupted due to a qualifying covered reason; the full cost of the ticket must be charged to the card. Restrictions, limitations, and exclusions apply.
|
Travel | Complimentary |
