| Category | Rate | Type | Cap |
|---|---|---|---|
|
Airfare and Hotel Reservations via LuxuryCardTravel.com
Earn 2X Exclusive Rewards points per $1 spent on airfare and hotel reservations booked through LuxuryCardTravel.com; not applicable to bookings made directly with airlines or hotels outside the Luxury Card travel portal.
|
2x | Points | No cap |
|
All Other Purchases
Earn 1 Exclusive Rewards point per $1 spent on all other eligible purchases made anywhere Mastercard is accepted; no annual earning cap applies.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
$100 Annual Dining Credit
Receive up to $100 per calendar year in statement credits toward eligible dining and restaurant purchases when paid with the card; the credit is automatically applied to qualifying transactions.
|
Credits |
$100/year
Up to $100
|
|
$200 Annual Airline Credit
Receive up to $200 per calendar year in automatic statement credits toward flight-related purchases including airline tickets, baggage fees, seat upgrades, and more when paid with the card; no airline designation required, and the full credit amount is available at the start of the calendar year.
|
Credits |
$200/year
Up to $200
|
|
Global Entry or TSA PreCheck Application Fee Credit
Receive a statement credit for the $120 Global Entry application fee (which also includes TSA PreCheck) when charged to the card; the credit resets once every four years. The account must be open at least 7 days prior to the application fee being charged to qualify.
|
Credits |
$120 every 4 years
Up to $120
|
|
0% Introductory APR on Balance Transfers
New cardholders receive a 0% introductory APR on balance transfers made within 45 days of account opening for the first 15 billing cycles; a balance transfer fee of 5% (minimum $5) applies to each transfer.
|
Financial | 0% for 15 billing cycles |
|
No Foreign Transaction Fees
The card charges no foreign transaction fees on purchases made outside the United States, making it suitable for international travel and foreign-currency purchases.
|
Financial | 0% foreign transaction fee |
|
Auto Rental Collision Damage Waiver
Provides secondary coverage for physical damage, theft, reasonable towing charges, and loss-of-use fees on most rental vehicles when the cardholder declines the rental company's collision damage waiver and charges the full rental to the card; covers rentals up to 31 consecutive days.
|
Insurance | Secondary coverage up to actual cash value |
|
Cell Phone Protection
Provides coverage against damage or theft for cell phones when the monthly wireless bill is paid with the card; covers up to $1,000 per year in eligible claims, subject to a deductible per claim.
|
Insurance |
Up to $1,000/year
Up to $1,000
|
|
Extended Warranty Protection
Extends the original U.S. manufacturer's written warranty on eligible purchases made with the card for up to one additional year; terms, conditions, and exclusions apply.
|
Insurance | Up to 1 additional year |
|
Purchase Security
Covers eligible new purchases made with the card against theft or accidental damage for a specified period following the purchase date; restrictions, limitations, and exclusions apply.
|
Insurance | Complimentary |
|
24/7 Luxury Card Concierge®
Around-the-clock personalized concierge service exclusive to Luxury Card members for lifestyle management, travel bookings, restaurant reservations, event tickets, research, and other assistance with no booking fees; cardholders are responsible for the cost of any goods or services arranged.
|
Lifestyle | Complimentary |
|
Luxury Magazine Subscription
Complimentary subscription to Luxury Magazine featuring exclusive stories on exotic travel destinations and curated content for premium Luxury Card members.
|
Lifestyle | Complimentary |
|
Mastercard Priceless® Experiences
Access to exclusive invite-only Mastercard Priceless experiences including once-in-a-lifetime events and curated luxury experiences available exclusively to Mastercard Black Card cardmembers.
|
Lifestyle | Complimentary |
|
Carbon Black Stainless Steel Card Design
The card is constructed from carbon with a black stainless steel back, weighing approximately 22 grams, creating a distinctive premium metal card that stands out from standard plastic and other metal cards.
|
Other | Complimentary |
|
Free FICO® Credit Score Access
Complimentary online access to the cardholder's FICO Credit Score through the Barclays account portal, with alerts when Barclays learns the score has changed; requires an open, active account in good standing; access may be removed at Barclays' discretion.
|
Other | Complimentary |
|
1.5% Cash Back Redemption Value
Exclusive Rewards points redeemed for cash back are valued at 1.5 cents per point, providing a 1.5% effective return; cash back may be deposited directly into a bank account or applied as a statement credit.
|
Rewards | 1.5 cents per point for cash back |
|
1X Points on All Other Purchases
Earn 1 Exclusive Rewards point per $1 spent on all other eligible purchases made anywhere Mastercard is accepted; no annual earning cap applies.
|
Rewards | 1x point per $1 |
|
2% Airfare Redemption Value
Exclusive Rewards points redeemed for airfare through the Luxury Card Exclusive Rewards portal are valued at 2 cents per point, providing a 2% effective return on base spending; no blackout dates or seat restrictions apply.
|
Rewards | 2 cents per point for airfare |
|
2X Points on Airfare and Hotel via LuxuryCardTravel.com
Earn 2 Exclusive Rewards points per $1 spent on airfare and hotel reservations booked through LuxuryCardTravel.com; not applicable to bookings made directly with airlines or hotels outside the portal.
|
Rewards | 2x points per $1 |
|
$0 Fraud Liability Protection
Cardholders are not responsible for unauthorized charges made on their account when reported promptly; Barclays provides $0 fraud liability on all unauthorized transactions.
|
Security | Complimentary |
|
Mastercard Global Service™
24/7 worldwide assistance for lost or stolen card reporting, emergency card replacement, and emergency cash disbursement; available domestically and internationally.
|
Security | Complimentary |
|
Mastercard Identity Theft Protection™
Access to identity theft monitoring and resolution services through Mastercard's ID Theft Protection program; registration required. Certain terms and conditions apply.
|
Security | Complimentary (registration required) |
|
Baggage Delay Insurance
Reimburses the cardholder for essential purchases up to $100 per day for up to 3 days when checked baggage is delayed by a common carrier for 4 or more hours; the common carrier fare must be charged to the card.
|
Travel |
Up to $100/day for 3 days
Up to $300
|
|
Luxury Hotel & Resort Collection
Access to exclusive benefits at participating Luxury Hotel & Resort Collection properties, which may include daily breakfast for two, room upgrades when available, welcome amenities, resort and dining credits, late check-out, early check-in, and complimentary Wi-Fi; actual value varies by property.
|
Travel | Complimentary (value varies by property) |
|
Mastercard Airport Concierge™
15% savings on Meet and Greet services at airports worldwide through the Mastercard Airport Concierge program; a personal assistant escorts cardholders through the airport 24/7. Cardholders are responsible for applicable service fees.
|
Travel | 15% discount on airport concierge services |
|
Priority Pass Select Membership
Complimentary Priority Pass Select membership providing unlimited access to over 1,700 airport lounges and travel experiences in more than 600 cities across 145 countries for the primary cardmember and accompanying guests; unlimited guest visits are included.
|
Travel | Complimentary (unlimited lounge visits) |
|
Travel Accident Insurance
Provides accidental death and dismemberment coverage when the full cost of a common carrier fare is charged to the card; covers the cardholder and eligible family members traveling on the same ticket.
|
Travel | Complimentary |
|
Travel Emergency Assistance Services
24/7 multilingual emergency assistance when traveling 100 or more miles from home, including medical and legal referrals, emergency transportation coordination, and other travel support services; cardholders are responsible for the cost of services arranged.
|
Travel | Complimentary |
|
Trip Cancellation and Interruption Insurance
Reimburses non-refundable, prepaid trip costs when a covered trip is cancelled or interrupted due to a qualifying covered reason; the full cost of the ticket must be charged to the card. Restrictions, limitations, and exclusions apply.
|
Travel | Complimentary |
