| Category | Rate | Type | Cap |
|---|---|---|---|
|
Hotels Participating in Marriott Bonvoy
Earned on qualifying purchases at hotels participating in Marriott Bonvoy. Additional points earned through Marriott Bonvoy membership base points and Gold Elite status bonus are separate and governed by Marriott Bonvoy program terms.
|
6x | Points | No cap |
|
Dining at Restaurants
Earned on dining at restaurants including takeout and eligible delivery services on the first $15,000 in combined annual purchases across dining and grocery store categories; reverts to 2x after the cap is reached. 'Annually' is defined by the account open date anniversary cycle.
|
4x | Points | $15,000/yr |
|
Grocery Stores
Earned on grocery store purchases on the first $15,000 in combined annual purchases across grocery store and dining categories; reverts to 2x after the cap is reached. 'Annually' is defined by the account open date anniversary cycle.
|
4x | Points | $15,000/yr |
|
All Other Purchases
Base earn rate on all purchases not covered by a bonus category, with no annual cap. Excludes balance transfers, cash advances, fees, and other non-purchase transaction types.
|
2x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
DoorDash Quarterly Non-Restaurant Credit
DashPass members receive up to $10 off per quarter on one qualifying non-restaurant order on DoorDash when using the enrolled card at checkout, through December 31, 2027.
|
Credits |
Up to $10/quarter ($40/year)
Up to $40
|
|
Chase Pay Over Time® (My Chase Plan)
Eligible cardmembers can split eligible purchases of $100 or more into equal monthly payments with a fixed monthly fee and no interest, with plan durations ranging from 3 to 24 months.
|
Financial | Flexible installment payments |
|
No Foreign Transaction Fees
No foreign transaction fees are charged on purchases made outside the United States, making the card suitable for international hotel stays and travel spending.
|
Financial | 0% foreign transaction fee |
|
Auto Rental Collision Damage Waiver
Decline the rental company's collision insurance and charge the entire rental cost to the card for reimbursement of theft and collision damage for most rental vehicles. Coverage is secondary to personal insurance in the U.S. and primary when renting outside your country of residence.
|
Insurance | Secondary CDW coverage (primary abroad) |
|
Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less, up to four years from the date of purchase.
|
Insurance | 1 additional year of warranty |
|
Purchase Protection
Covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $500 per item. New York residents are limited to a 90-day coverage period.
|
Insurance |
Up to $500 per item
Up to $500
|
|
Complimentary DashPass Membership (DoorDash & Caviar)
Receive 12 months of complimentary DashPass membership for both DoorDash and Caviar, providing $0 delivery fees and reduced service fees on eligible orders, when activated for the first time with this card between February 1, 2025 and December 31, 2027. After the complimentary period, auto-enrollment at the then-current monthly rate applies.
|
Lifestyle | 12 months complimentary |
|
Visa Signature Concierge Service
Access complimentary 24/7 Visa Signature Concierge Service for assistance finding tickets to top sports and entertainment events, making dining reservations, and sending gifts. Cardmembers are responsible for the cost of any goods or services purchased through the service.
|
Lifestyle | Complimentary access (purchases at cardmember's expense) |
|
Free Authorized Users
Add authorized users to the account at no additional cost; authorized users earn Marriott Bonvoy points on their purchases, which are credited to the primary cardmember's Marriott Bonvoy account. Authorized users are not enrolled in the Marriott Bonvoy program as a result of being added to the account.
|
Other | Complimentary |
|
1,000 Bonus Points Per Eligible Stay
Earn 1,000 bonus Marriott Bonvoy points for each eligible paid stay (one or more nights) at participating Marriott Bonvoy properties when booked directly with Marriott and purchased with the Bountiful card. Bonus posts within six weeks of eligible stay completion.
|
Rewards | 1,000 bonus points per eligible stay |
|
2X Points on All Other Purchases
Earn 2 Marriott Bonvoy points per $1 spent on all other purchases not covered by a bonus category, with no annual cap. Points do not expire as long as there is qualifying card earning or Marriott Bonvoy activity every 24 months.
|
Rewards | 2x points (unlimited) |
|
4X Points at Grocery Stores
Earn 4 Marriott Bonvoy points per $1 spent at grocery stores on the first $15,000 in combined grocery store and dining purchases annually. Reverts to 2x after the $15,000 cap is reached.
|
Rewards | 4x points (first $15,000/year combined with dining) |
|
4X Points on Dining at Restaurants
Earn 4 Marriott Bonvoy points per $1 spent at restaurants, including takeout and eligible delivery services, on the first $15,000 in combined dining and grocery store purchases annually. Reverts to 2x after the $15,000 cap is reached.
|
Rewards | 4x points (first $15,000/year combined with groceries) |
|
6X Points at Marriott Bonvoy Hotels
Earn 6 Marriott Bonvoy points per $1 spent on qualifying purchases at hotels participating in Marriott Bonvoy. Points are in addition to base and elite bonus points earned through the Marriott Bonvoy program.
|
Rewards | 6x points |
|
Refer-a-Friend — Bonus Marriott Bonvoy Points
Earn 40,000 bonus Marriott Bonvoy points for each friend approved for any Marriott Bonvoy Credit Card from Chase through your referral link, up to 200,000 bonus points per year (5 approved referrals).
|
Rewards | 40,000 points per referral, up to 200,000/year |
|
Up to 18.5X Total Points per $1 at Marriott Bonvoy Hotels
Cardmembers can earn up to 18.5x total Marriott Bonvoy points per $1 spent at participating hotels: 6x from the card, up to 10x base points from Marriott Bonvoy membership, and up to 2.5x Gold Elite bonus points (25% bonus), subject to Marriott Bonvoy program terms.
|
Rewards | Up to 18.5x total points |
|
Welcome Bonus — 85,000 Marriott Bonvoy Points
Earn 85,000 bonus Marriott Bonvoy points after spending $4,000 on purchases within the first 3 months of account opening. Bonus posts within 8 weeks of meeting the spend requirement. Account must remain open and not in default at time of fulfillment.
|
Rewards | 85,000 bonus points |
|
Contactless Tap to Pay
The card supports contactless payment technology for fast and secure checkout wherever the Contactless Symbol is displayed.
|
Security | Complimentary |
|
Zero Liability Protection
Cardmembers are not held responsible for unauthorized charges made with their card or account information when reported promptly to Chase.
|
Security | Complimentary |
|
15 Elite Night Credits Per Calendar Year
Receive 15 Elite Night Credits deposited into your Marriott Bonvoy account each calendar year toward the next level of Marriott Bonvoy Elite status. Credits are deposited within 60 days of account opening and on or before March 1 of each subsequent year.
|
Travel | 15 Elite Night Credits/year |
|
Automatic Marriott Bonvoy Gold Elite Status
Receive automatic Gold Elite Status in the Marriott Bonvoy loyalty program each calendar year as a cardmember, with benefits including 25% Elite Bonus Points on stays, 2 p.m. late checkout (based on availability), and enhanced room upgrades (based on availability). Initial status is awarded within 8 weeks of account opening.
|
Travel | Complimentary Gold Elite Status |
|
Baggage Delay Insurance
Reimburses up to $100 per day for up to 5 days for essential purchases such as toiletries and clothing when checked or carry-on baggage is delayed more than 6 hours by a passenger carrier.
|
Travel |
Up to $100/day for 5 days
Up to $500
|
|
Complimentary Premium In-Room Internet at Marriott Properties
Enjoy complimentary premium internet access when staying at hotels participating in Marriott Bonvoy as a Gold Elite cardmember benefit.
|
Travel | Complimentary |
|
Free Night Award After $15,000 Annual Spend
Earn one Free Night Award each calendar year after spending $15,000 in purchases, valid for a one-night stay at a hotel participating in Marriott Bonvoy with a redemption level up to 50,000 points. The award can be combined with up to 25,000 additional Marriott Bonvoy points at redemption. Expires 12 months from issuance.
|
Travel | Free Night Award (up to 50,000 points) |
|
Lost Luggage Reimbursement
Provides reimbursement of up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip. New York residents are limited to $2,000 per bag and $10,000 for all travelers per trip.
|
Travel |
Up to $3,000 per covered traveler
Up to $3,000
|
|
Roadside Assistance
In the event of a roadside emergency, cardmembers can call the service provider to dispatch help. Roadside service fees are billed to the card at the time of dispatch.
|
Travel | Service fees billed to card |
|
Spend Instantly — Digital Wallet Access
Upon approval, cardmembers can immediately add their new card to Apple Pay, Google Pay, or Samsung Pay for instant use before the physical card arrives.
|
Travel | Instant card access |
|
Travel Accident Insurance
When you pay for air, bus, train, or cruise transportation with the card, you are eligible to receive up to $500,000 in accidental death or dismemberment coverage.
|
Travel |
Up to $500,000
Up to $500,000
|
|
Travel and Emergency Assistance
Provides access to legal and medical referrals and other travel and emergency assistance services when traveling away from home. The cardmember is responsible for the cost of any goods or services obtained.
|
Travel | Complimentary access (services billed separately) |
|
Trip Delay Reimbursement
If a common carrier trip is delayed more than 12 hours or requires an overnight stay, cardmembers are reimbursed for unreimbursed expenses such as meals and lodging, up to $500 per covered traveler. Must pay at least a portion of the trip cost with the card.
|
Travel |
Up to $500 per covered traveler
Up to $500
|
