| Category | Rate | Type | Cap |
|---|---|---|---|
|
Hotels Participating in Marriott Bonvoy
Earned on qualifying purchases at hotels participating in Marriott Bonvoy. Additional points earned through Marriott Bonvoy membership base points and Silver Elite status bonus are separate and governed by Marriott Bonvoy program terms.
|
6x | Points | No cap |
|
Grocery Stores
Earned on grocery store purchases as part of a combined $6,000 annual cap shared with gas stations and dining; reverts to 2x after the combined cap is reached.
|
3x | Points | $6,000/yr |
|
Gas Stations
Earned on gas station purchases as part of a combined $6,000 annual cap shared with grocery stores and dining; reverts to 2x after the combined cap is reached.
|
3x | Points | $6,000/yr |
|
Dining at Restaurants
Earned on dining at restaurants as part of a combined $6,000 annual cap shared with grocery stores and gas stations; reverts to 2x after the combined cap is reached.
|
3x | Points | $6,000/yr |
|
All Other Purchases
Base earn rate on all purchases not covered by a bonus category, with no annual cap. Excludes balance transfers, cash advances, fees, and other non-purchase transaction types.
|
2x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
2026 Exclusive Airline Statement Credit — Up to $100
Earn up to $100 in statement credits in 2026 by spending $250 or more directly with airlines in each semi-annual period: up to $50 from January 1–June 30, 2026, and another up to $50 from July 1–December 31, 2026. Available to both new and existing cardmembers; new cardmembers who apply between January 8, 2026 and October 1, 2026 are automatically registered.
|
Credits |
Up to $100 in airline credits in 2026
Up to $100
|
|
DoorDash Quarterly Non-Restaurant Credit
DashPass members receive up to $10 off per quarter on one qualifying non-restaurant order on DoorDash using the enrolled card at checkout, through December 31, 2027.
|
Credits |
Up to $10/quarter ($40/year)
Up to $40
|
|
Chase Pay Over Time® (My Chase Plan)
Eligible cardmembers can split purchases of $100 or more into equal monthly payments with a fixed monthly fee and no interest, with plan durations ranging from 3 to 24 months.
|
Financial | Flexible installment payments |
|
No Foreign Transaction Fees
No foreign transaction fees are charged on purchases made outside the United States, making the card suitable for international hotel stays and travel spending.
|
Financial | 0% foreign transaction fee |
|
Auto Rental Collision Damage Waiver
Decline the rental company's collision insurance and charge the entire rental cost to the card for reimbursement of theft and collision damage for most rental vehicles. Coverage is secondary to personal insurance in the U.S. and primary when renting outside your country of residence.
|
Insurance | Secondary CDW coverage (primary abroad) |
|
Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less, up to four years from the date of purchase.
|
Insurance | 1 additional year of warranty |
|
Purchase Protection
Covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $500 per item. New York residents are limited to a 90-day coverage period.
|
Insurance |
Up to $500 per item
Up to $500
|
|
Travel Accident Insurance
When you pay for air, bus, train, or cruise transportation with the card, you are eligible to receive up to $500,000 in accidental death or dismemberment coverage.
|
Insurance |
Up to $500,000
Up to $500,000
|
|
Complimentary DashPass Membership (DoorDash & Caviar)
Receive 12 months of complimentary DashPass membership for both DoorDash and Caviar, providing $0 delivery fees and reduced service fees on eligible orders, when activated for the first time with this card between February 1, 2025 and December 31, 2027. After the complimentary period, auto-enrollment at the then-current monthly rate applies.
|
Lifestyle | 12 months complimentary |
|
Free Authorized Users
Add authorized users to the account at no additional cost; authorized users earn Marriott Bonvoy points on their purchases, which are credited to the primary cardmember's Marriott Bonvoy account.
|
Other | Complimentary |
|
2X Points on All Other Purchases
Earn 2 Marriott Bonvoy points per $1 spent on all other purchases not covered by a bonus category, with no annual cap.
|
Rewards | 2x points (unlimited) |
|
3X Points on Grocery Stores, Gas Stations, and Dining
Earn 3 Marriott Bonvoy points per $1 spent on combined purchases at grocery stores, gas stations, and dining at restaurants on the first $6,000 per year. Reverts to 2x after the $6,000 combined cap is reached.
|
Rewards | 3x points (first $6,000/year combined) |
|
6X Points at Marriott Bonvoy Hotels
Earn 6 Marriott Bonvoy points per $1 spent on qualifying purchases at hotels participating in Marriott Bonvoy. Points are in addition to base and elite bonus points earned through the Marriott Bonvoy program.
|
Rewards | 6x points |
|
Refer-a-Friend — Bonus Marriott Bonvoy Points
Earn bonus Marriott Bonvoy points for each friend approved for a Marriott Bonvoy Credit Card from Chase through your referral link, up to a published maximum per year.
|
Rewards | Bonus points per approved referral |
|
Up to 17X Total Points at Marriott Bonvoy Hotels
Cardmembers can earn up to 17x total Marriott Bonvoy points per $1 at participating hotels: 6x from the card, up to 10x base points from Marriott Bonvoy membership, and up to 1x Silver Elite bonus points (10% bonus), subject to Marriott Bonvoy program terms.
|
Rewards | Up to 17x total points |
|
Welcome Bonus — Up to 4 Free Night Awards
Earn 3 Free Night Awards (up to 50,000 points each) after spending $3,000 on eligible purchases within the first 3 months of account opening, plus 1 additional Free Night Award (up to 50,000 points) after spending $4,000 total within the first 4 months. Each award expires 12 months from issuance. Total value up to 200,000 points.
|
Rewards | Up to 4 Free Night Awards (50,000 points each) |
|
Contactless Tap to Pay
The card supports contactless payment technology for fast and secure checkout wherever the Contactless Symbol is displayed.
|
Security | Complimentary |
|
Zero Liability Protection
Cardmembers are not held responsible for unauthorized charges made with their card or account information when reported promptly to Chase.
|
Security | Complimentary |
|
15 Elite Night Credits Per Calendar Year
Receive 15 Elite Night Credits deposited into your Marriott Bonvoy account each calendar year toward the next level of Marriott Bonvoy Elite status. Only one annual Elite Night Credit benefit applies per Marriott Bonvoy member even if they hold multiple eligible cards.
|
Travel | 15 Elite Night Credits/year |
|
Additional Elite Night Credit for Every $5,000 Spent
Earn 1 Elite Night Credit toward the next level of Marriott Bonvoy Elite status for every $5,000 spent on purchases with the card, in addition to the annual 15 Elite Night Credits.
|
Travel | 1 Elite Night Credit per $5,000 spent |
|
Annual Free Night Award at Account Anniversary
Receive one Free Night Award each year after your account anniversary, valid for a one-night stay at a participating Marriott Bonvoy property with a redemption level up to 35,000 points. Can be combined with up to 25,000 additional Marriott Bonvoy points at redemption to access higher-category properties. Award expires 12 months from issuance.
|
Travel | Free Night Award (up to 35,000 points) + up to 25,000 point top-up |
|
Automatic Marriott Bonvoy Silver Elite Status
Receive automatic Silver Elite Status in the Marriott Bonvoy loyalty program each calendar year as a cardmember, with benefits including 10% bonus points on eligible paid stays and priority late checkout (when available).
|
Travel | Complimentary Silver Elite Status |
|
Baggage Delay Insurance
Reimburses up to $100 per day for up to 5 days for essential purchases such as toiletries and clothing when checked or carry-on baggage is delayed more than 6 hours by a passenger carrier.
|
Travel |
Up to $100/day for 5 days
Up to $500
|
|
Lost Luggage Reimbursement
Provides reimbursement of up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip. New York residents are additionally limited to $2,000 per bag and $10,000 for all travelers per trip.
|
Travel |
Up to $3,000 per covered traveler
Up to $3,000
|
|
Path to Marriott Bonvoy Gold Elite Status
Earn automatic Marriott Bonvoy Gold Elite Status for the remainder of the calendar year and the following year when you spend $35,000 or more on purchases in a calendar year with the card.
|
Travel | Gold Elite Status after $35,000 annual spend |
|
Roadside Assistance
In the event of a roadside emergency, cardmembers can call the service provider to dispatch help. Roadside service fees are billed to the card at the time of dispatch.
|
Travel | Service fees billed to card |
|
Spend Instantly — Digital Wallet Access
Upon approval, cardmembers can immediately add their new card to Apple Pay, Google Pay, or Samsung Pay for instant use before the physical card arrives.
|
Travel | Instant card access |
|
Travel and Emergency Assistance
Provides access to legal and medical referrals and other travel and emergency assistance services when traveling away from home. The cardmember is responsible for the cost of any goods or services obtained.
|
Travel | Complimentary access (services billed separately) |
|
Trip Delay Reimbursement
If a common carrier trip is delayed more than 12 hours or requires an overnight stay due to a covered reason, cardmembers are reimbursed for unreimbursed expenses such as meals and lodging, up to $500 per ticket.
|
Travel |
Up to $500 per ticket
Up to $500
|
