CH
Chase · Visa

Marriott Bonvoy Bold® Credit Card

Co-branded Standard 30,000 Points Bonus No Foreign Fees
$0 Annual Fee
19.24%–27.74% Variable Purchase APR
30,000 Welcome Bonus
670+ Recommended FICO
Points Reward Type
Browse Cards Chase Marriott Bonvoy Bold® Credit Card

Welcome Bonus

30,000 Points
Welcome Bonus
Spend $1,000 in the first 90 days
Bonus Posted Within 8 weeks after qualifying purchases post to the account

Rewards

Reward TypePoints
Base Rate1x / 1%
Bonus RateUp to 3x
Point Value~0.01¢ each
ExpirationPoints transferred to Marriott Bonvoy account do not expire as long as there is card earning activity or other qualifying Marriott Bonvoy earning or redemption activity every 24 months. All points are immediately lost if the card account is closed for program misuse, fraudulent activities, or other reasons described in the Rewards Program Agreement.
Transfer Partners40+ airline transfer partners through Marriott Bonvoy program including United Airlines, Delta Air Lines, American Airlines, Alaska Airlines, Air Canada (Aeroplan), British Airways (Avios), Air France-KLM (Flying Blue), Emirates Skywards, Etihad Guest, Singapore Airlines (KrisFlyer), Cathay Pacific (Asia Miles), Virgin Atlantic Flying Club, and others at a general ratio of 3 Marriott Bonvoy points to 1 airline mile (with a 5,000-mile bonus for every 60,000 points transferred)
Redemption NotesPoints cannot be transferred back from Marriott Bonvoy to the Chase credit card account. Points transferred to airlines are at a 3:1 ratio, which may represent poor value compared to direct hotel redemptions. Cash redemptions and statement credits through Chase are not available — all redemptions are governed by Marriott Bonvoy program terms.
CategoryRateTypeCap
Hotels Participating in Marriott Bonvoy
Earned on qualifying purchases at hotels participating in Marriott Bonvoy. Additional points earned through Marriott Bonvoy membership base points and Silver Elite status bonus are separate and governed by Marriott Bonvoy program terms.
3x Points No cap
Grocery Stores
Earned on qualifying grocery store purchases with no annual cap.
2x Points No cap
Rideshare
Earned on qualifying rideshare purchases with no annual cap.
2x Points No cap
Select Food Delivery Services
Earned on qualifying select food delivery service purchases with no annual cap.
2x Points No cap
Select Streaming Services
Earned on qualifying select streaming service purchases with no annual cap.
2x Points No cap
Internet, Cable, and Phone Services
Earned on qualifying internet, cable, and phone service purchases with no annual cap.
2x Points No cap
All Other Purchases
Base earn rate on all purchases not covered by a bonus category. Excludes balance transfers, cash advances, fees, and other non-purchase transaction types.
1x Points No cap

Benefits & Protections

No Foreign Fees
Purchase Protection
Extended Warranty
Hotel Status: Marriott Bonvoy Silver Elite
BenefitCategoryValue / Coverage
DoorDash Quarterly Non-Restaurant Credit
DashPass members receive up to $10 off per quarter on one qualifying non-restaurant order on DoorDash using the enrolled card at checkout, through December 31, 2027.
Credits Up to $10/quarter ($40/year)
Up to $40
No Annual Fee
The Marriott Bonvoy Bold Credit Card carries no annual fee, making it the only no-fee Marriott co-branded credit card available.
Financial $0 annual fee
Up to $0
No Foreign Transaction Fees
No foreign transaction fees are charged on purchases made outside the United States, making the card suitable for international hotel stays and travel spending.
Financial 0% foreign transaction fee
Travel Now, Pay Later (Chase Pay Over Time)
Break qualifying travel purchases between $100 and $5,000 made directly with airlines or at hotels participating in Marriott Bonvoy into equal monthly payments with no interest and no plan fees. Cardmembers continue to earn points on these purchases as normal.
Financial 0% interest installments on $100–$5,000 qualifying travel purchases
Auto Rental Collision Damage Waiver
Decline the rental company's collision insurance and charge the entire rental cost to the card for reimbursement of theft and collision damage for most rental vehicles. Coverage is secondary to personal insurance in the U.S. and primary when renting outside your country of residence.
Insurance Secondary CDW coverage (primary abroad)
Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less, up to four years from the date of purchase.
Insurance 1 additional year of warranty
Purchase Protection
Covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $500 per item. New York residents are limited to a 90-day coverage period.
Insurance Up to $500 per item
Up to $500
Complimentary DashPass Membership (DoorDash & Caviar)
Receive 12 months of complimentary DashPass membership for both DoorDash and Caviar, providing $0 delivery fees and reduced service fees on eligible orders, when activated for the first time with this card between February 1, 2025 and December 31, 2027. After the complimentary period, auto-enrollment at the then-current monthly rate applies.
Lifestyle 12 months complimentary
Free Authorized Users
Add authorized users to the account at no additional cost; authorized users earn Marriott Bonvoy points on their purchases, which are credited to the primary cardmember's Marriott Bonvoy account.
Other Complimentary
1X Points on All Other Purchases
Earn 1 Marriott Bonvoy point per $1 spent on all other purchases not covered by a bonus category, with no annual cap.
Rewards 1x points
2X Points at Grocery Stores
Earn 2 Marriott Bonvoy points per $1 spent on qualifying grocery store purchases with no annual cap.
Rewards 2x points
2X Points on Internet, Cable, and Phone Services
Earn 2 Marriott Bonvoy points per $1 spent on qualifying internet, cable, and phone service purchases with no annual cap.
Rewards 2x points
2X Points on Rideshare
Earn 2 Marriott Bonvoy points per $1 spent on qualifying rideshare purchases with no annual cap.
Rewards 2x points
2X Points on Select Food Delivery Services
Earn 2 Marriott Bonvoy points per $1 spent on qualifying select food delivery service purchases with no annual cap.
Rewards 2x points
2X Points on Select Streaming Services
Earn 2 Marriott Bonvoy points per $1 spent on qualifying select streaming service purchases with no annual cap.
Rewards 2x points
3X Points at Marriott Bonvoy Hotels
Earn 3 Marriott Bonvoy points per $1 spent on qualifying purchases at hotels participating in Marriott Bonvoy. Points are in addition to base and elite bonus points earned through the Marriott Bonvoy program.
Rewards 3x points
Up to 14X Total Points at Marriott Bonvoy Hotels
Cardmembers can earn up to 14x total Marriott Bonvoy points per $1 at participating hotels: 3x from the card, up to 10x base points from Marriott Bonvoy membership, and up to 1x Silver Elite bonus points (10% bonus), subject to Marriott Bonvoy program terms.
Rewards Up to 14x total points
Welcome Bonus — 30,000 Marriott Bonvoy Points
Earn 30,000 bonus Marriott Bonvoy points after spending $1,000 on eligible purchases within the first 3 months of account opening. Points post within 8 weeks of meeting the spend requirement.
Rewards 30,000 bonus points
Contactless Tap to Pay
The card supports contactless payment technology for fast and secure checkout wherever the Contactless Symbol is displayed.
Security Complimentary
Zero Liability Protection
Cardmembers are not held responsible for unauthorized charges made with their card or account information when reported promptly to Chase.
Security Complimentary
5 Elite Night Credits Per Calendar Year
Receive 5 Elite Night Credits deposited into your Marriott Bonvoy account each calendar year toward the next level of Marriott Bonvoy Elite status. Only one annual Elite Night Credit benefit applies per Marriott Bonvoy member even if they hold multiple eligible cards.
Travel 5 Elite Night Credits/year
Automatic Marriott Bonvoy Silver Elite Status
Receive automatic Silver Elite Status in the Marriott Bonvoy loyalty program each calendar year as a cardmember, with benefits including 10% bonus points on eligible paid stays and priority late checkout (when available). Status is awarded within 8 weeks of account opening.
Travel Complimentary Silver Elite Status
Spend Instantly — Digital Wallet Access
Upon approval, cardmembers can immediately add their new card to Apple Pay, Google Pay, or Samsung Pay for instant use before the physical card arrives.
Travel Instant card access

Interest Rates

Purchase APR19.24%–27.74% Variable
Balance Transfer APR27.74%
Cash Advance APR29.99%
Penalty APR29.99%

Fees

Annual Fee $0 — No Annual Fee
Authorized User FeeFree
Foreign Transaction FeeNone
Balance Transfer FeeEither $5 or 5% of the amount of each transfer, whichever is greater
Cash Advance FeeEither $10 or 5% of the amount of each transaction, whichever is greater
Late Payment FeeUp to $40
Returned Payment FeeUp to $40

Approval & Eligibility

670 Recommended minimum FICO · Range 670–850
300 Poor580 Fair 670 Good740 Very Good 800+ Exceptional
Approval DifficultyModerate
Credit ProfileGood
Approval OddsGood
Decision TimeInstant
Pre-QualificationAvailable (no hard pull)
Student EligibleYes
Co-ApplicantNot allowed
Business EligibleYes
Credit Limit Range $1,000 – No limit listed

Issuer Rules & Restrictions

Maximum Cards per Issuer
You can hold up to 5 cards from this issuer simultaneously.
Shutdown Risk Triggers
Manufactured spending, excessive cash advances, too many Chase applications in a short period, returned payments, suspected fraudulent activity, cycling credit limits, misuse of the rewards program
Cliff Effect Rules
The Bold shares a cross-card 24-month bonus cliff with the Marriott Bonvoy Boundless (Chase-issued): holding either card or receiving either card's bonus within the past 24 months blocks eligibility for the other's bonus. The Bold and Boundless are treated as a shared bonus family for eligibility purposes. The Bountiful is a separate Chase Marriott card that does not share a bonus cliff with the Bold — a Bountiful bonus does not block the Bold bonus and vice versa. Cross-issuer Marriott AmEx card restrictions also apply independently.
International Friendly
This card works well for international travel and transactions.
Additional Issuer Rules
Chase enforces an unpublished but consistently observed 5/24 rule — applicants who have opened 5 or more new credit card accounts across all issuers in the past 24 months will typically be denied. The Marriott Bonvoy Bold welcome bonus is not available to current cardmembers or those who received a new cardmember bonus for the Bold or Marriott Bonvoy Boundless card within the last 24 months. Cross-issuer Marriott restrictions further block the bonus for applicants who currently hold, recently held (within 30 days), were recently approved for (within 90 days), or received a new cardmember or upgrade bonus within the past 24 months for the Marriott Bonvoy Bevy, Marriott Bonvoy Brilliant, or Marriott Bonvoy Business American Express Cards.
Military & Hardship
MLA Compliant
Complies with the Military Lending Act (36% APR cap for active duty servicemembers).
SCRA Benefits
Active-duty servicemembers with pre-service balances are eligible for a reduced APR of 4% (below the SCRA statutory cap of 6%) on existing balances, waived annual fees (not applicable as there is no annual fee), and waived late and other fees for the duration of active duty and one year thereafter.
Hardship Program
Hardship program available.
Chase
$0
Annual Fee
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Welcome Bonus 30,000 Points
APR 19.24%–27.74% Variable
Quick Summary
Annual Fee Free
RewardsPoints
Welcome Bonus30,000 Points
Foreign FeesNone
Min. FICO670+
NetworkVisa
Card TypeCo-branded
Online
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