| Category | Rate | Type | Cap |
|---|---|---|---|
|
L.L.Bean Purchases
Earn 4% back in Bean Bucks® on eligible purchases made at L.L.Bean stores, llbean.com, and by phone; 1 Bean Buck equals $1 in savings on future L.L.Bean purchases.
|
4x | Cash Back | No cap |
|
Restaurants
Earn 2% back in Bean Bucks® at restaurants everywhere Mastercard is accepted; eligibility is determined by merchant category code.
|
2x | Cash Back | No cap |
|
All Other Purchases
Earn 1% back in Bean Bucks® on all other eligible purchases everywhere Mastercard is accepted; no annual cap applies.
|
1x | Cash Back | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
20% Off L.L.Bean Purchases on Day of Approval
New cardmembers receive 20% off L.L.Bean purchases on the day the account is approved; the discount applies to eligible purchases at L.L.Bean.
|
Credits | 20% off on day of approval |
|
No Annual Fee
There is no annual fee to carry the L.L.Bean® Mastercard®.
|
Financial |
$0 annual fee
Up to $0
|
|
24/7 Customer Service
Cardmembers have access to customer support 24 hours a day, 7 days a week by calling 1-866-484-2614; TTY service is available via 711 or other Relay Service.
|
Other | Complimentary |
|
Online Account Management
Cardmembers can manage their account online to view statements, pay bills, set up alerts, view Bean Bucks® balance, and access account tools through Citi's online portal.
|
Other | Complimentary |
|
1% Back in Bean Bucks on All Other Purchases
Earn 1% back in Bean Bucks® on all other eligible purchases everywhere Mastercard is accepted; no annual cap applies.
|
Rewards | 1% back in Bean Bucks® |
|
2% Back in Bean Bucks at Restaurants
Earn 2% back in Bean Bucks® at restaurants everywhere Mastercard is accepted; eligibility is determined by merchant category code.
|
Rewards | 2% back in Bean Bucks® |
|
4% Back in Bean Bucks at L.L.Bean
Earn 4% back in Bean Bucks® on eligible purchases made at L.L.Bean stores, llbean.com, and by phone; 1 Bean Buck equals $1 in savings on future L.L.Bean purchases.
|
Rewards | 4% back in Bean Bucks® |
|
Bean Bucks Never Expire (While Card is Active)
Bean Bucks® do not expire as long as the cardmember is actively using their card; Bean Bucks can be saved and redeemed in any amount at llbean.com, by phone, or in L.L.Bean stores.
|
Rewards | Complimentary |
|
Bean Bucks Redeemable in Any Amount
Bean Bucks® can be redeemed in any dollar amount with no minimum threshold requirement at llbean.com, by phone, or in L.L.Bean stores.
|
Rewards | Complimentary |
|
$0 Liability on Unauthorized Charges
Cardmembers are not responsible for unauthorized charges made on their account; Citibank will not hold the cardmember responsible for any charge they did not authorize or allow.
|
Security | Complimentary |
|
Exclusive Cardmember Offers
Cardmembers may receive exclusive offers and promotions throughout the year available only to L.L.Bean® Mastercard® holders; specific offers and timing vary.
|
Shopping | Varies |
|
Free Monogramming at L.L.Bean
Cardmembers receive complimentary monogramming on eligible L.L.Bean items when purchased with the L.L.Bean® Mastercard®; subject to L.L.Bean's monogramming eligibility and availability.
|
Shopping | Complimentary |
|
Free Return Shipping at L.L.Bean
Cardmembers receive complimentary return shipping on eligible L.L.Bean purchases when returning items; subject to L.L.Bean's returns policy.
|
Shopping | Complimentary |
|
Free Shipping at L.L.Bean
Cardmembers receive complimentary standard shipping on purchases made at L.L.Bean when using the L.L.Bean® Mastercard®; specific minimum order requirements and exclusions apply per L.L.Bean's shipping policy.
|
Shopping | Complimentary |