| Category | Rate | Type | Cap |
|---|---|---|---|
|
Lexus Dealership Purchases
Purchases at participating Lexus dealerships.
|
5x | Points | No cap |
|
All Other Purchases
All other purchases everywhere Visa credit cards are accepted.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Military Servicemember Benefits (SCRA)
Eligible active duty servicemembers may receive a reduced interest rate of no more than 6% on their account balance under the Servicemembers Civil Relief Act (SCRA).
|
Financial | Up to 6% APR cap |
|
No Annual Fee
The Lexus Pursuits Credit Card carries no annual fee for cardholders.
|
Financial |
$0 Annual Fee
Up to $0
|
|
No Interest Promotional Financing
Cardholders enjoy no interest if paid in full within 6 months on purchases of $199 or more made at participating Lexus dealerships. This is a deferred interest plan; interest will be charged from the purchase date if the balance is not paid in full within the promotional period.
|
Financial | 0% interest for 6 months on purchases of $199+ |
|
Online Account Management
Cardholders have access to 24/7 online and mobile account management for viewing statements, making payments, and updating account information.
|
Financial | Complimentary |
|
Paperless Statements
Cardholders can enroll in paperless statements to avoid a $2.99 per month paper statement fee.
|
Financial | Fee waiver via enrollment |
|
EV Charging Equipment & Services Access
The Lexus Pursuits Credit Card can be used for electric vehicle equipment and services from ChargePoint.com and Qmerit, expanding usability beyond Lexus dealerships.
|
Lifestyle | Complimentary access |
|
Everyday Rewards Earning
Cardholders earn 1 point for every $1 spent on all other purchases everywhere Visa is accepted, outside of participating Lexus dealerships.
|
Rewards | 1 point per $1 spent |
|
Lexus Dealership Rewards Earning
Cardholders earn 5 points for every $1 spent on purchases at participating Lexus dealerships.
|
Rewards | 5 points per $1 spent |
|
Points Redeemable at Lexus Dealerships
Points earned can be redeemed toward vehicle purchase or lease, service, maintenance, parts, accessories, and Lexus Protection Products at participating Lexus dealerships.
|
Rewards | Complimentary redemption |
|
Account Alerts
Cardholders can enroll in account alerts to monitor account activity and help protect against unauthorized use.
|
Security | Complimentary |
|
Zero Fraud Liability
Cardholders are not held responsible for unauthorized charges made on their account, provided they report the fraud promptly.
|
Security | Complimentary |
