| Category | Rate | Type | Cap |
|---|---|---|---|
|
All Other Purchases
This card is a low-interest rate utility card focused on debt consolidation and does not earn rewards.
|
0x | Cash Back | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
25-Day Grace Period
Cardholders receive a 25-day grace period before interest is charged on purchases if the balance is paid in full.
|
Financial | 25 days |
|
Low Variable APR
Offers a low-rate variable APR for well-qualified borrowers, designed for those who may carry a balance.
|
Financial | Variable APR |
|
No Annual Fee
The card carries no annual membership fee.
|
Financial |
$0
Up to $0
|
|
No Balance Transfer Fee
LMCU credit cards do not charge a fee for balance transfers.
|
Financial |
$0
Up to $0
|
|
Zero-Liability Fraud Protection
24/7 zero-liability fraud protection ensures cardholders are not responsible for unauthorized transactions.
|
Security | Complimentary |
