BA
Barclays · Mastercard

JetBlue Premier Card

Co-branded Premium 100,000 Points Bonus No Foreign Fees
$499 Annual Fee
19.49%–29.49% Variable Purchase APR
100,000 Welcome Bonus
720+ Recommended FICO
Points Reward Type
Browse Cards Barclays JetBlue Premier Card

Welcome Bonus

100,000 Points
Welcome Bonus
Spend $5,000 in the first 90 days
Bonus Posted Within 6-8 weeks of meeting spend requirement and paying annual fee

Rewards

Reward TypePoints
Base Rate1x / 1%
Bonus RateUp to 6x
Point Value~0.01¢ each
Travel Portal6x
ExpirationTrueBlue points never expire
Redemption NotesPoints can only be redeemed within the TrueBlue loyalty program for JetBlue flights and partner flights; cash back and statement credit redemptions are not available; a 15% points rebate is returned to the account after award flight redemptions; points cannot be transferred to external airline or hotel programs
CategoryRateTypeCap
JetBlue and TrueBlue Travel Purchases
Earned on eligible JetBlue purchases, TrueBlue Travel (formerly Paisly) bookings, and JetBlue Vacations purchases; no annual cap.
6x Points No cap
Dining
Earned at restaurants; no annual cap.
2x Points No cap
Groceries
Earned at eligible grocery stores; no annual cap.
2x Points No cap
All Other Purchases
Flat 1 point per dollar earned on all other eligible Mastercard purchases not in a bonus category; balance transfers and cash advances do not earn points.
1x Points No cap

Benefits & Protections

No Foreign Fees
Travel Insurance
Purchase Protection
Extended Warranty
Trip Delay Coverage
Lost Luggage Coverage
BenefitCategoryValue / Coverage
$100 Annual JetBlue Vacations Statement Credit
Cardholders receive a $100 statement credit each year when purchasing a JetBlue Vacations package (flight + hotel) costing $100 or more using their JetBlue Plus Card.
Credits $100/year
Up to $100
0% Introductory APR on Balance Transfers
New cardholders receive a 0% introductory APR on balance transfers made within 45 days of account opening for the first 12 billing cycles; a balance transfer fee of 5% (minimum $5) applies to each transfer.
Financial 0% for 12 billing cycles
No Foreign Transaction Fees
The card charges no foreign transaction fees on purchases made outside the United States, making it suitable for international travel at JetBlue's Caribbean, Latin American, and transatlantic destinations.
Financial 0% foreign transaction fee
Auto Rental Collision Damage Waiver
Provides secondary coverage for physical damage, theft, reasonable towing charges, and loss-of-use fees on most rental vehicles when the cardholder declines the rental company's collision damage waiver and charges the full rental to the card; covers rentals up to 31 consecutive days.
Insurance Secondary coverage up to actual cash value
Baggage Delay Insurance
Reimburses essential purchases up to $100 per day for up to 3 days when checked baggage is delayed by a common carrier for 4 or more hours; the common carrier fare must be charged to the card.
Insurance Up to $100/day for 3 days
Up to $300
Extended Warranty Protection
Extends the original U.S. manufacturer's written warranty on eligible purchases made with the card; terms, conditions, and exclusions apply.
Insurance Complimentary
Purchase Protection
Covers eligible new purchases made with the card against theft or damage for a specified period following the purchase date; terms, conditions, and exclusions apply.
Insurance Complimentary
Travel Accident Insurance
Provides accidental death and dismemberment coverage when the full cost of a common carrier fare is charged to the card; covers the cardholder, spouse or domestic partner, and dependent children traveling on the same ticket.
Insurance Complimentary
Trip Cancellation and Interruption Insurance
Reimburses non-refundable, prepaid trip costs when a covered trip is cancelled or interrupted due to a qualifying covered reason; the full cost of the ticket must be charged to the card.
Insurance Complimentary
Free FICO® Credit Score Access
Complimentary online access to the cardholder's FICO Credit Score through the Barclays account portal, with alerts when Barclays learns the score has changed; score access requires an open, active account and may be removed at Barclays' discretion.
Other Complimentary
10% Points Redemption Rebate
When redeeming TrueBlue points for a JetBlue-operated Award Flight, 10% of the redeemed points are automatically returned to the cardholder's TrueBlue account toward a future redemption.
Rewards 10% points back on award redemptions
1X Points on All Other Purchases
Earn 1 TrueBlue point per $1 spent on all other eligible purchases not covered by a bonus category, with no annual cap.
Rewards 1x point per $1
2X Points at Grocery Stores
Earn 2 TrueBlue points per $1 spent at eligible grocery stores with no annual cap.
Rewards 2x points per $1
2X Points at Restaurants
Earn 2 TrueBlue points per $1 spent at eligible restaurants and dining establishments worldwide with no annual cap.
Rewards 2x points per $1
5,000 Anniversary Bonus Points
Receive 5,000 bonus TrueBlue points each year after the cardmember's account anniversary date, with no spend requirement to trigger the bonus.
Rewards 5,000 points/year
6X Points on JetBlue Purchases
Earn 6 TrueBlue points per $1 spent on all JetBlue purchases, including JetBlue Vacations packages and TrueBlue Travel purchases; applies only to JetBlue-operated flights and not codeshare or partner-operated flights.
Rewards 6x points per $1
No Blackout Dates on Award Redemptions
Points can be redeemed for any seat on any JetBlue-operated flight at any time with no blackout dates; points required will vary based on the published base fare at the time of booking.
Rewards Complimentary
Points Payback Redemption
Points Payback allows cardholders to redeem TrueBlue points for a statement credit on purchases of $25 or more that posted to the account within the last 90 days; maximum $1,000 per year in statement credits through this feature.
Rewards Up to $1,000/year in statement credits
Up to $1,000
TrueBlue Points Never Expire
TrueBlue points earned through the card do not expire as long as the TrueBlue account remains active, consistent with JetBlue's standard TrueBlue program policy.
Rewards Complimentary
TrueBlue Points Pooling (Family Pooling)
Cardholders can combine (pool) TrueBlue points with other TrueBlue members at no extra cost, enabling families or travel companions to accumulate points faster toward award bookings.
Rewards Complimentary
Welcome Bonus Points
New cardholders earn a welcome bonus of up to 70,000 TrueBlue points after spending $1,000 on purchases within the first 90 days of account opening.
Rewards Up to 70,000 bonus points
$0 Fraud Liability Protection
Cardholders are not responsible for unauthorized charges made on their account when reported promptly; Barclays provides $0 fraud liability on all unauthorized transactions.
Security Complimentary
Mastercard Global Service™
24/7 worldwide assistance for lost or stolen card reporting, emergency card replacement, and emergency cash disbursement; available domestically and internationally.
Security Complimentary
Mastercard ID Theft Protection™
Access to identity theft monitoring and resolution services through Mastercard's ID Theft Protection program; cardholders must register. Certain terms and conditions apply.
Security Complimentary (registration required)
50% Inflight Savings
Cardholders receive a 50% discount on eligible inflight purchases including cocktails, food, beer, wine, and movies on JetBlue-operated flights when paying with the card; discount does not apply to pillows, earphones, or upgraded seat purchases.
Travel 50% discount on eligible inflight purchases
Free First Checked Bag
The primary cardmember and up to three travel companions on the same reservation receive their first checked bag free when the JetBlue Plus Card is used to purchase tickets on JetBlue-operated flights; does not apply to codeshare or partner-operated flights.
Travel Up to $140 savings per one-way flight (4 passengers)
Mosaic Elite Status via Spend
Cardholders who spend $50,000 or more on purchases in a calendar year automatically earn TrueBlue Mosaic benefits for the rest of that calendar year and all of the following year; Mosaic status includes 15,000 bonus points, free checked bags, early boarding, expedited security, complimentary alcoholic beverages, dedicated customer service, and no change or cancellation fees.
Travel Mosaic status (after $50,000 annual spend)

Interest Rates

0%
Intro BT APR for 12 months
Purchase APR19.49%–29.49% Variable
Balance Transfer APR29.49%
Cash Advance APR29.74%
Min. Interest Charge$1

Fees

Annual Fee $499
Authorized User Fee$150
Foreign Transaction FeeNone
Balance Transfer Fee5% of each transfer (minimum $5)
Cash Advance Fee5% of each cash advance (minimum $10)

Approval & Eligibility

720 Recommended minimum FICO · Range 720–850
300 Poor580 Fair 670 Good740 Very Good 800+ Exceptional
Approval DifficultyDifficult
Credit ProfileVery Good
Approval OddsGood
Decision TimeInstant
Pre-QualificationAvailable (no hard pull)
Student EligibleNo
Co-ApplicantNot allowed
Business EligibleNo

Issuer Rules & Restrictions

Shutdown Risk Triggers
Manufactured spending, excessive cash advances, too many new credit applications in a short period, high utilization across all Barclays accounts, returned payments, account inactivity for extended periods
Cliff Effect Rules
Applicants who currently have or previously held a JetBlue Premier Card account are explicitly ineligible for the welcome bonus. As of 2026, former or current JetBlue Plus Card holders who apply for the Premier Card as a new account (not an upgrade) are now eligible for the Premier Card bonus — the previous rule blocking them has been removed. Cardholders who upgrade from the JetBlue Plus Card to the Premier Card are not eligible for the welcome bonus; only new outright applications qualify.
International Friendly
This card works well for international travel and transactions.
Additional Issuer Rules
The JetBlue Premier Card welcome bonus of 100,000 TrueBlue points is limited to one per program account — applicants who currently have or previously had an account in this program are explicitly ineligible; however, as of 2026, Barclays revised its rules so that existing JetBlue Plus Card holders who apply for the Premier Card outright (not via upgrade) are now eligible for the Premier Card bonus, representing a notable policy change from the card's January 2025 launch. The $499 annual fee must be paid within 90 days of account opening alongside the $5,000 minimum spend to qualify for the welcome bonus. Barclays enforces informal velocity scrutiny on personal card applications, with applicants who have opened many new accounts recently facing elevated denial risk, consistent with Barclays' documented 6/24-type pattern.
Military & Hardship
MLA Compliant
Complies with the Military Lending Act (36% APR cap for active duty servicemembers).
SCRA Benefits
Barclays complies with the Servicemembers Civil Relief Act, providing a reduced APR of 6% on pre-service balances for eligible active-duty servicemembers upon written request with documentation of military orders.
Hardship Program
Hardship program available.
Barclays
$499
Annual Fee
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Welcome Bonus 100,000 Points
APR 19.49%–29.49% Variable
Quick Summary
Annual Fee $499
RewardsPoints
Welcome Bonus100,000 Points
Foreign FeesNone
Min. FICO720+
NetworkMastercard
Card TypeCo-branded
Online
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