| Category | Rate | Type | Cap |
|---|---|---|---|
|
Instacart Purchases
Purchases made through Instacart.com or the Instacart app.
|
5x | Cash Back | No cap |
|
Chase Travel
Travel purchased through Chase Travel℠, including flights, hotels, car rentals, and cruises.
|
5x | Cash Back | No cap |
|
Dining
Purchases at restaurants, cafes, and fast-food establishments.
|
2x | Cash Back | No cap |
|
Gas
Purchases at gas stations.
|
2x | Cash Back | No cap |
|
All Other Purchases
All other eligible purchases not falling into bonus categories.
|
1x | Cash Back | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Complimentary Instacart+ Membership
Cardmembers receive a complimentary Instacart+ membership for one year. Instacart+ provides benefits such as $0 delivery fees on orders over a certain amount, reduced service fees, and exclusive promotions.
|
Lifestyle | 1 year complimentary membership (valued at $99) |
|
Extended Warranty Protection
Extends the time period of the original manufacturer's warranty by an additional year on eligible warranties of three years or less.
|
Purchase Protection |
Up to $10,000 per claim and $50,000 per account
Up to $10,000
|
|
Purchase Protection
Covers new purchases against theft or damage for 120 days from the date of purchase.
|
Purchase Protection |
Up to $500 per claim and $50,000 per account
Up to $500
|
|
Fraud Protection
Chase actively monitors for suspicious activity and will alert cardmembers to potential fraud.
|
Security | Active fraud monitoring |
|
Identity Theft Protection
Provides access to identity theft resolution services, including assistance with notifying credit bureaus and replacing compromised documents.
|
Security | Assistance services |
|
Mastercard ID Theft Protection
Provides access to a suite of identity theft resolution services, including monitoring for suspicious activity and assistance with restoring identity.
|
Security | Monitoring and resolution services |
|
Zero Liability Protection
Protects cardmembers from unauthorized charges made with their card or account information.
|
Security | Full protection against unauthorized charges |
|
Annual Instacart Credit
Cardmembers automatically receive a $100 Instacart credit each year.
|
Shopping |
$100 annual credit
Up to $100
|
|
Auto Rental Collision Damage Waiver
Provides secondary coverage for damage due to collision or theft for most rental cars when the eligible Chase card is used to pay for the entire rental and the rental company's collision damage waiver is declined. Coverage is worldwide.
|
Travel Insurance | Up to the actual cash value of the vehicle |
|
Baggage Delay Insurance
Reimburses for essential purchases like toiletries and clothing when your checked baggage is delayed by an airline for more than six hours.
|
Travel Insurance |
Up to $100 per day for up to 3 days
Up to $100
|
|
Lost Luggage Reimbursement
Reimburses for the cost of your checked or carry-on luggage and its contents if they are lost or damaged by the carrier.
|
Travel Insurance |
Up to $3,000 per passenger
Up to $3,000
|
|
Trip Cancellation/Interruption Insurance
Reimburses you for non-refundable passenger fares, tours, or other eligible travel expenses if your trip is canceled or interrupted for covered reasons like sickness or severe weather.
|
Travel Insurance |
Up to $1,500 per person and $6,000 per trip
Up to $6,000
|
|
Mastercard Global Service
Provides emergency assistance services anytime, anywhere, and in any language. This includes reporting a lost or stolen card, obtaining an emergency cash advance, or finding an ATM.
|
Travel Services | 24/7 emergency assistance |
|
Roadside Dispatch
A pay-per-use referral service that can send help if you have a flat tire, need a tow, or run out of gas. Fees apply for services rendered.
|
Travel Services | Pay-per-use service |
