| Category | Rate | Type | Cap |
|---|---|---|---|
|
IKEA Purchases
Purchases made at IKEA, including in-store and online at IKEA.com
|
5x | Cash Back | No cap |
|
Dining
Purchases at restaurants and dining establishments
|
3x | Cash Back | No cap |
|
Groceries
Purchases at grocery stores
|
3x | Cash Back | No cap |
|
Utilities
Payments for utility services
|
3x | Cash Back | No cap |
|
All Other Purchases
All eligible purchases not falling into other bonus categories
|
1x | Cash Back | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
All Other Purchases Rewards
Earn 1% back in rewards on all other qualifying purchases made with the card.
|
Everyday Spending | 1% back in rewards |
|
Dining, Groceries, and Utilities Rewards
Earn 3% back in rewards on qualifying purchases at restaurants, grocery stores, and utility providers.
|
Everyday Spending | 3% back in rewards |
|
No Annual Fee
There is no annual fee for carrying the IKEA Visa credit card.
|
Financial |
$0 annual fee
Up to $0
|
|
Special Financing Offers
Cardmembers may be eligible for special promotional financing offers on qualifying IKEA purchases. Specific terms and durations apply to each offer.
|
Financial | Varies by offer |
|
Reward Redemption
Rewards are issued as IKEA Reward Certificates in $15 increments for every 1,500 points earned. Certificates are valid for 90 days from issuance.
|
Rewards Program |
$15 certificate for 1,500 points
Up to $15
|
|
IKEA Purchases Rewards
Earn 5% back in rewards on qualifying purchases made at IKEA stores, IKEA.com, and Traemand installation services.
|
Shopping | 5% back in rewards |
|
Welcome Offer - First Purchase Discount
Get $25 off your first IKEA purchase of $25 or more made outside of IKEA, within 30 days of account opening.
|
Welcome Offer |
$25 discount
Up to $25
|
