| Category | Rate | Type | Cap |
|---|---|---|---|
|
Iberia Flights
Earned on flight purchases made directly with Iberia. Purchases through third-party booking sites do not qualify.
|
3x | Miles | No cap |
|
British Airways Flights
Earned on flight purchases made directly with British Airways. Purchases through third-party booking sites do not qualify.
|
3x | Miles | No cap |
|
Aer Lingus Flights
Earned on flight purchases made directly with Aer Lingus. Purchases through third-party booking sites do not qualify.
|
3x | Miles | No cap |
|
Hotel Stays
Earned on hotel accommodations purchased directly with the hotel. Bookings through third-party travel sites or hotel booking portals do not qualify.
|
2x | Miles | No cap |
|
All Other Purchases
Base earn rate on all purchases not covered by a bonus category. Excludes balance transfers, cash advances, fees, and other non-purchase transaction types.
|
1x | Miles | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
DoorDash Quarterly Non-Restaurant Credit
DashPass members receive up to $10 off per quarter on one qualifying non-restaurant order on DoorDash using the enrolled card at checkout, through December 31, 2027.
|
Credits |
Up to $10/quarter ($40/year)
Up to $40
|
|
Chase Pay Over Time® (My Chase Plan)
Eligible cardmembers can split purchases of $100 or more into equal monthly payments with a fixed monthly fee and no interest, with plan durations ranging from 3 to 24 months.
|
Financial | Flexible installment payments |
|
No Foreign Transaction Fees
No foreign transaction fees are charged on purchases made outside the United States, making the card suitable for international travel and Iberia flight purchases made in foreign currencies.
|
Financial | 0% foreign transaction fee |
|
Auto Rental Collision Damage Waiver
Decline the rental company's collision insurance and charge the entire rental cost to the card for reimbursement of theft and collision damage for most rental vehicles. Coverage is secondary to personal insurance in the U.S. and primary when renting outside your country of residence.
|
Insurance | Secondary CDW coverage (primary abroad) |
|
Baggage Delay Insurance
Reimburses up to $100 per day for up to 3 days for essential purchases such as toiletries and clothing when checked or carry-on baggage is delayed more than 6 hours by a passenger carrier.
|
Insurance |
Up to $100/day for 3 days
Up to $300
|
|
Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less, up to four years from the date of purchase.
|
Insurance | 1 additional year of warranty |
|
Lost Luggage Reimbursement
Provides reimbursement of up to $3,000 per covered traveler for the repair or replacement of checked or carry-on baggage lost, damaged, or stolen during a covered trip. New York residents are additionally limited to $2,000 per bag and $10,000 for all travelers per trip.
|
Insurance |
Up to $3,000 per covered traveler
Up to $3,000
|
|
Purchase Protection
Covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $500 per item. New York residents are limited to a 90-day coverage period.
|
Insurance |
Up to $500 per item
Up to $500
|
|
Complimentary DashPass Membership (DoorDash & Caviar)
Receive 12 months of complimentary DashPass membership for both DoorDash and Caviar, providing $0 delivery fees and reduced service fees on eligible orders, when activated for the first time with this card between February 1, 2025 and December 31, 2027. After the complimentary period, auto-enrollment at the then-current monthly rate applies.
|
Lifestyle | 12 months complimentary |
|
Free Authorized Users
Add authorized users to the account at no additional cost; authorized users earn Avios on their purchases, which are credited to the primary cardmember's Iberia Plus account.
|
Other | Complimentary |
|
1X Avios on All Other Purchases
Earn 1 Avios for every $1 spent on all other purchases not covered by a bonus category, with no annual cap.
|
Rewards | 1 Avios per $1 |
|
2X Avios on Hotel Stays
Earn 2 Avios for every $1 spent on hotel accommodations when purchased directly with the hotel. Purchases through third-party booking sites or hotel portals do not qualify.
|
Rewards | 2 Avios per $1 |
|
3X Avios on Iberia, British Airways, and Aer Lingus Flights
Earn 3 Avios for every $1 spent on flight purchases made directly with Iberia, British Airways, and Aer Lingus. Purchases through third-party booking sites do not qualify.
|
Rewards | 3 Avios per $1 |
|
Avios Pooling Across Iberia Plus, British Airways Executive Club, and AerClub
Avios earned with the Iberia Visa Signature card can be pooled and shared across Iberia Plus, British Airways Executive Club, Aer Lingus AerClub, and LEVEL accounts, enabling flexible redemption across the Avios partner ecosystem.
|
Rewards | Complimentary pooling feature |
|
Welcome Bonus — 75,000 Avios
Earn 75,000 bonus Avios after spending $5,000 on purchases within the first 3 months of account opening. Bonus posts within 6–8 weeks of meeting the spend requirement.
|
Rewards | 75,000 bonus Avios |
|
Contactless Tap to Pay
The card supports contactless payment technology for fast and secure checkout wherever the Contactless Symbol is displayed.
|
Security | Complimentary |
|
Zero Liability Protection
Cardmembers are not held responsible for unauthorized charges made with their card or account information when reported promptly to Chase.
|
Security | Complimentary |
|
$1,000 Airfare Discount Voucher After $30,000 Annual Spend
Earn a $1,000 discount voucher each calendar year in which you make $30,000 or more in purchases on the card. The voucher is valid toward two tickets on the same Iberia flight and must be used within the voucher's validity period.
|
Travel |
$1,000 airfare discount voucher/year after $30,000 spend
Up to $1,000
|
|
10% Discount on Iberia Flights Originating in the U.S.
Receive 10% off Iberia flights originating in the United States when booked through the dedicated link provided in welcome materials. Applies to eligible Iberia-operated flights on the iberia.com booking channel specified in cardmember materials.
|
Travel | 10% off eligible Iberia flights |
|
Avios Used to Pay Award Flight Taxes and Fees
Cardmembers can use Avios to pay for taxes, fees, and carrier-imposed charges on Iberia Reward Flights by calling the number on the back of the card. A minimum charge of $5 to the Iberia Visa card is required.
|
Travel | Complimentary feature |
|
Spend Instantly — Digital Wallet Access
Upon approval, cardmembers can immediately add their new card to Apple Pay, Google Pay, or Samsung Pay for instant use before the physical card arrives.
|
Travel | Instant card access |
