| Category | Rate | Type | Cap |
|---|---|---|---|
|
Travel
New travel purchases, including flights, hotels, car rentals, and more.
|
3x | Points | No cap |
|
Dining
New dining purchases.
|
2x | Points | No cap |
|
All Other Purchases
All other purchases.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Priority Pass Select Lounge Access
Complimentary membership to Priority Pass Select, providing access to over 1,000 airport lounges worldwide.
|
Airport Access | Complimentary membership |
|
Extended Warranty
Extends the original manufacturer's warranty for eligible items purchased with the card by up to an additional 1 year on warranties of 3 years or less.
|
Purchase Protection |
Up to $10,000 per claim, up to $50,000 per cardholder account per 12-month period
Up to $10,000
|
|
Purchase Protection
Reimburses for eligible items purchased with the card that are stolen or accidentally damaged within 90 days of purchase.
|
Purchase Protection |
Up to $1,000 per claim, up to $50,000 per cardholder account per 12-month period
Up to $1,000
|
|
Dining Rewards Earning
Earn 2 points for every $1 spent on eligible dining purchases.
|
Rewards | 2X points per $1 |
|
Everyday Rewards Earning
Earn 1 point for every $1 spent on all other eligible purchases.
|
Rewards | 1X point per $1 |
|
Points Redemption Options
Redeem earned points for various options including travel, gift cards, or statement credits.
|
Rewards | Multiple options |
|
Travel Rewards Earning
Earn 3 points for every $1 spent on eligible travel purchases, including flights, hotels, and car rentals.
|
Rewards | 3X points per $1 |
|
Welcome Bonus Offer
Earn 50,000 bonus points after spending $4,000 on purchases within the first 3 months from account opening.
|
Rewards | 50,000 bonus points |
|
Cell Phone Protection
Reimburses for damage to or theft of an eligible cell phone when the monthly cell phone bill is paid with the card. Subject to a $50 deductible.
|
Security |
Up to $800 per claim, 2 claims per 12-month period, max $1,000 per 12-month period
Up to $800
|
|
EMV Chip Technology
Enhanced security for in-store purchases with embedded EMV chip technology.
|
Security | Enhanced security |
|
Fraud Monitoring
Proactive monitoring of your account for suspicious or fraudulent activity.
|
Security | Proactive monitoring |
|
Zero Liability Protection
You are not held responsible for unauthorized purchases made with your card.
|
Security | Full protection |
|
No Foreign Transaction Fees
Avoid fees on purchases made outside the U.S.
|
Travel | 0% foreign transaction fee |
|
Baggage Delay Insurance
Reimburses for the emergency purchase of essential items when checked baggage is delayed or misdirected for more than 4 hours.
|
Travel Insurance |
Up to $100 per day for up to 3 days
Up to $300
|
|
Lost Luggage Reimbursement
Reimburses for the actual cost of replacing lost or stolen luggage and its contents.
|
Travel Insurance |
Up to $3,000 per covered person per trip
Up to $3,000
|
|
Rental Car Collision Damage Waiver
Provides secondary coverage for physical damage and theft of most rental vehicles when the eligible card is used to pay for the entire rental and the rental company's CDW is declined.
|
Travel Insurance |
Up to $50,000
Up to $50,000
|
|
Travel Accident Insurance
Provides coverage for accidental death or dismemberment while traveling on a common carrier when the entire fare has been charged to the eligible card.
|
Travel Insurance |
Up to $1,000,000
Up to $1,000,000
|
|
Trip Cancellation/Interruption Insurance
Reimburses non-refundable passenger fares if a trip is cancelled or interrupted for covered reasons.
|
Travel Insurance |
Up to $5,000 per covered traveler, up to $10,000 per trip
Up to $10,000
|
