| Category | Rate | Type | Cap |
|---|---|---|---|
|
Travel
Eligible travel purchases, including airlines, hotels, motels, resorts, cruise lines, car rental agencies, travel agencies, passenger railways, and transportation services (including limousines and taxis).
|
3x | Points | No cap |
|
Dining
Eligible dining purchases, including restaurants, bars, and caterers.
|
2x | Points | No cap |
|
All Other Purchases
All other eligible net purchases not categorized as travel or dining.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Priority Pass Select Membership
Complimentary Priority Pass Select membership providing access to over 1,300 airport lounges worldwide for the primary cardholder and up to two guests per visit.
|
Airport Access | Complimentary membership with guest access |
|
24/7 Concierge Service
Access to a dedicated concierge service 24 hours a day, 7 days a week, for assistance with travel arrangements, dining reservations, event tickets, and more.
|
Lifestyle | 24/7 personal assistance |
|
Extended Warranty
Extends the manufacturer's original warranty on eligible items purchased with the card.
|
Purchase Protection | Extension of manufacturer's warranty |
|
Purchase Protection
Covers eligible new purchases against damage or theft for a specified period from the date of purchase.
|
Purchase Protection | Coverage for damage or theft |
|
Return Protection
If a store won't take back an eligible item within 90 days of purchase, this benefit may refund the purchase price.
|
Purchase Protection | Refund for eligible returns |
|
1X Point on All Other Purchases
Earn 1X point for every $1 spent on all other eligible purchases.
|
Rewards | 1X point per $1 |
|
2X Points on Dining
Earn 2X points for every $1 spent on eligible dining purchases.
|
Rewards | 2X points per $1 |
|
3X Points on Travel
Earn 3X points for every $1 spent on eligible travel purchases.
|
Rewards | 3X points per $1 |
|
Annual Relationship Bonus
Qualifying HSBC Premier or Private Bank customers can earn an annual relationship bonus of 50% or 100% respectively on all points earned during the year.
|
Rewards | Up to 100% bonus points |
|
Zero Liability Protection
You are not responsible for unauthorized purchases made with your card or account information.
|
Security | Protection against unauthorized purchases |
|
Annual Travel Credit
Receive up to $400 in statement credits annually for eligible travel purchases, including airfare, hotel stays, and car rentals.
|
Travel |
Up to $400 annually
Up to $400
|
|
Complimentary Boingo Wi-Fi Access
Complimentary unlimited Wi-Fi access at over 1 million Boingo hotspots worldwide.
|
Travel | Complimentary unlimited access |
|
No Foreign Transaction Fees
Pay no foreign transaction fees on purchases made outside the U.S.
|
Travel | 0% foreign transaction fee |
|
TSA PreCheck® or Global Entry Fee Credit
Receive a statement credit of up to $100 every five years for the application fee for either TSA PreCheck® or Global Entry.
|
Travel |
Up to $100 every 5 years
Up to $100
|
|
Baggage Delay Insurance
Reimburses for essential purchases like toiletries and clothing when your baggage is delayed by an airline for a specified period.
|
Travel Insurance | Coverage for essential purchases |
|
Rental Car Collision Damage Waiver
Provides secondary coverage for damage due to collision or theft for most rental vehicles when the eligible card is used to pay for the rental.
|
Travel Insurance | Secondary coverage for collision/theft |
|
Travel Accident Insurance
Provides coverage for accidental death or dismemberment while traveling on a common carrier when tickets are purchased with the card.
|
Travel Insurance | Coverage for accidental death or dismemberment |
|
Trip Cancellation/Interruption Insurance
Reimburses non-refundable travel expenses if a trip is cancelled or interrupted for covered reasons when tickets are purchased with the card.
|
Travel Insurance | Coverage for non-refundable expenses |
