| Category | Rate | Type | Cap |
|---|---|---|---|
|
Holland America Purchases
Earned on all purchases made directly with Holland America Line, including cruise bookings, onboard purchases, and other Holland America transactions; no annual cap.
|
2x | Points | No cap |
|
All Other Purchases
Flat 1 point per dollar earned on all other eligible purchases everywhere Visa is accepted; balance transfers and cash advances do not earn points.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
No Annual Fee
The Holland America Line Rewards Visa Card carries no annual fee for all cardholders.
|
Financial |
$0 annual fee
Up to $0
|
|
No Foreign Transaction Fees
The card charges no foreign transaction fees on purchases made outside the United States, making it suitable for international travel and onboard spending during cruises in foreign ports.
|
Financial |
$0 foreign transaction fee
Up to $0
|
|
Auto Rental Collision Damage Waiver
When the full rental cost is charged to the card and the primary rental insurance is declined, Visa provides secondary collision damage waiver coverage for eligible rental vehicles.
|
Insurance | Complimentary |
|
FICO Score Access
Cardholders can view their FICO credit score for free through the Barclays online account portal or mobile app, provided the account is open, active, and in good standing.
|
Other | Complimentary |
|
1x Points on All Other Purchases
All other eligible purchases everywhere Visa is accepted earn 1 point per dollar; balance transfers and cash advances do not earn points.
|
Rewards | 1x points |
|
2x Points on Holland America Purchases
Cardholders earn 2 points per dollar spent on all Holland America Line purchases, including cruise bookings and onboard purchases; no annual cap.
|
Rewards | 2x points |
|
Points Never Expire
Holland America Rewards points earned with this card never expire as long as the account remains open and in good standing.
|
Rewards | No expiration while account is open |
|
24/7 Fraud Monitoring
Barclays monitors card accounts around the clock and will alert cardholders if potentially suspicious or fraudulent transactions are detected.
|
Security | Complimentary |
|
Visa Zero Liability Protection
Cardholders are not responsible for unauthorized purchases made with their card or account information if the fraudulent activity is reported promptly.
|
Security | Complimentary |
|
Cruise Fare Redemption
Points can be redeemed to offset the cost of Holland America cruise fares, with tiered redemption values based on transaction spend amounts.
|
Travel | Complimentary |
|
Lost Luggage Reimbursement
Cardholders and immediate family members are covered for lost, damaged, or stolen checked or carry-on baggage when the common carrier ticket is purchased with the card.
|
Travel | Complimentary |
|
Onboard Credit Redemption
Points can be redeemed for onboard credits applicable to Holland America cruise sailings; redemption values are tiered based on the amount spent per transaction.
|
Travel | Variable — 10,000 points = up to $100 onboard credit |
|
Roadside Dispatch
Cardholders have access to Visa's pay-per-use roadside assistance dispatch service providing referrals for towing, tire changes, battery jump-starts, and other roadside needs.
|
Travel | Pay-per-use (no membership fee) |
|
Travel Accident Insurance
Cardholders are covered by travel accident insurance providing accidental death and dismemberment coverage when eligible transportation tickets are purchased with the card.
|
Travel | Complimentary |
|
Trip Cancellation and Interruption Protection
Cardholders are reimbursed for non-refundable prepaid travel expenses if a covered trip is cancelled or interrupted due to a covered reason such as illness, injury, or severe weather.
|
Travel | Complimentary |
